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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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ClarenceT
post Sep 10 2022, 07:50 PM

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QUOTE(HouLeiiShytt @ Sep 10 2022, 07:23 PM)
To people that is still using the Barcelona Visa Signature, what role does this card plays in yr CC strategy? Is it your main CB card? or using it in tandem with other cards? Trying to get a perspective from the user end. Terminating my PBB Quantum card soon and found that I have 2 options:

1. MBB FCB Visa Sig
2. UOB One Classic

The former being ease of mind and dont have to worry about minimum spending while the latter one provides higher cash back amount.

P/S: I don't usually spend above rm500 per month and my CC spending priority is a follow:

Insurance, Telco, Online Shopping, Petrol, Food, Offline Shopping. - From highest priority (left) to lowest priority (right)
*
If your monthly spending is only RM500, it means you will earn RM60 cashback in 12 months, pay RM25 for Service Tax (hopefully it will be abolished next year because of GST 2.0), don't waste too much time to study the rewards/rebate, but convenience and acceptance. It is a peace-of-mind card (except ewallet and government related transactions), I use it to pay insurance (>RM3000 in some particular months), buy computers at Lazada/Dell etc.

ClarenceT
post Dec 3 2022, 04:06 PM

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QUOTE(soooogooood @ Dec 3 2022, 03:42 PM)
Hi all,
I just got my first statement for MBB Barcelona cc and I do not see any cb. My recorded expenses for the month include online shopping, petrol, card sst. May I know how will the cb be reflected?

*i am used to pb & affin cc which deducts your payable balance and this is recorded in the statement.

Many thanks in advance...
*
Nov CB already posted on 1/12, but viewable at M2U since 2/12 morning.

Always pay your statement balance.

This post has been edited by ClarenceT: Dec 3 2022, 04:06 PM
ClarenceT
post Dec 7 2022, 05:40 AM

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QUOTE(adele123 @ Dec 6 2022, 05:39 PM)

I do sometimes pay statement balance minus cashback for maybank.
*
Yes I know.
But Rule of thumb - always pay statement balance by the due date to avoid CC interest.
Who knows Maybank one day won't treat monthly rebate as a payment!
ClarenceT
post Jun 7 2023, 10:22 AM

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QUOTE(7498 @ Jun 7 2023, 10:03 AM)
Hello, my FC barcelona card was charged SST in June. My card renewal date is May. I used the card a few times in May but not after SST was charged. Does anyone know if I cancel my card now, do I need to pay service tax?

Because according to custom rules:
28. In the case of a cancelled and unused card after the renewal date, service tax is not required to be charged and accounted for if the service tax has not been paid. If service tax has been paid after the renewal date, the card issuer is entitled to deduct the service tax paid from the tax return provided that the approval of the tax deduction has been approved.

In my case, I have used the card after renewal date in May. Any sifus here can advise?

I want to cancel this card as this is not my main card and the cash back earned cannot cover the RM25 service tax.
*
1/6/23: zero outstanding balance?
No payment transactions on or after 1/6/23?
ClarenceT
post Jun 7 2023, 11:39 AM

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QUOTE(7498 @ Jun 7 2023, 11:32 AM)
Currently, there is outstanding balance but will settle all before cancellation.

No transaction after SST charged.
*
If zero outstanding balance and no transaction after 1/6, then call Maybank to cancel it immediately, the account will be terminated.
ClarenceT
post Oct 22 2023, 11:34 AM

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QUOTE(weiseang72 @ Oct 22 2023, 11:13 AM)
I found out that FC barcelona card in Agoda Visa promotion only treated as normal/platinum visa card, and I tied the card to SamsungPay it also show platinum card only, anyone face this? Or is normal?
*
4842-81 was originally used for Maybank 2 PLATIUM - Visa since 2011. Then in 2017, 4842-81 was extended to FC Barcelona VS.

https://www.freebinchecker.com/

This post has been edited by ClarenceT: Oct 22 2023, 11:36 AM


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ClarenceT
post Apr 2 2024, 09:40 AM

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QUOTE(vit @ Apr 2 2024, 12:32 AM)
Hi all, is e wallet top up or online shopping eligible for the cashback?
*
For FC Barcelona VS, doesn't matter it is PIN Entry, Contactless (Paywave), Direct Debit or Online, you will get 1% CB except Government related transactions, Charity, E-wallet, Utilities.

For Generic Visa Signature, 5% cashback on Petrol and Groceries only, not limited to online.
ClarenceT
post Jul 28 2024, 10:03 AM

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QUOTE(prosibu @ Jul 28 2024, 08:52 AM)
Hi, am I entitle travel coverage if I use the card FC Barcelona Visa Signature to purchase filght ticket at agoda?

https://ringgitplus.com/en/credit-card/Mayb...?filter=Maybank
*
Better buy a travel insurance.

I just had a flight delay (the flight was paid by using a Maybank CC), I could claim almost nothing from Maybank Card Centre (so please read the insurance policy).
https://www.maybank2u.com.my/iwov-resources...ignature_CI.pdf

But I managed to get a few thousand RM as inconvenience allowance from Tune Insurance.
https://www.etiqa.com.my/sites/Satellite?bl...3&ssbinary=true
https://s3.ap-southeast-1.amazonaws.com/tun...sy_Outbound.pdf



This post has been edited by ClarenceT: Jul 28 2024, 10:11 AM
ClarenceT
post Jul 28 2024, 11:05 AM

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QUOTE(!@#$%^ @ Jul 28 2024, 10:52 AM)
how come can't claim anything from mbb?
*
Need receipt for whatever expenses.
Accommodation and meal already provided FOC by the airline. So can't claim from CC as well.

No accident, no injury, no luggage loss.

This post has been edited by ClarenceT: Jul 28 2024, 11:08 AM
ClarenceT
post Aug 28 2024, 06:07 PM

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QUOTE(Human Nature @ Aug 28 2024, 05:52 PM)
My guess is no becautse setel is an e-wallet
*
Setel CardTerus is petrol MCC, not E-wallet.
ClarenceT
post Aug 29 2024, 08:46 AM

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QUOTE(MGM @ Aug 28 2024, 09:16 PM)
5541 or 5542?
*
https://forum.lowyat.net/topic/3711577/+640
#649
ClarenceT
post Sep 24 2024, 03:22 PM

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QUOTE(frostfrench @ Sep 24 2024, 03:17 PM)
I have been using less of my Barcelona card now. Instead I use GXbank debit card (yes, not a credit card), which have no cap cash back smile.gif
*
GX's 1% unlimited will end in 5 weeks. Enjoy it while it lasts.
ClarenceT
post Nov 26 2024, 10:10 AM

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QUOTE(felicious @ Nov 26 2024, 09:19 AM)
1. FC VS can get 1% by paying in GE  e-connect, right?
2. How about paying GE insurance with Jompay using KF? No points, right?
*
1. GE e-connect, auto debit and GE's payment counter (if still available). P/S: NOT limited to Online.
2. No CB for Jompay (FCB VS).
ClarenceT
post Aug 28 2025, 10:08 AM

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QUOTE(kevyeoh @ Aug 28 2025, 10:03 AM)
hi all, is it easy to get waiver for the service tax for Barcelona card? just asking in case got any tips to get it waved. thanks!
*
It is a pure Cashback card so cannot use Treatpoints to pay for SST, not like other Maybank credit cards (10000 Treatpoints= RM25)

This post has been edited by ClarenceT: Aug 28 2025, 10:09 AM
ClarenceT
post Sep 23 2025, 10:36 AM

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QUOTE(takiz @ Sep 23 2025, 10:20 AM)
This is first time i heard about it, Why barcelona credit card cannot use treatpoints to redeem for SST?

Maybank2card also can redeem SST by treatpoints.

Does any other maybank cashback credit cards allow to use treatpoints to redeem SST too?
*
Ask Maybank ya.
We are not Maybanker to change their rule.

Please update us here if Maybank Card Centre allows you to use TP to pay for SST (FC Barcelona VS).

This post has been edited by ClarenceT: Sep 23 2025, 10:38 AM
ClarenceT
post Oct 2 2025, 03:49 AM

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QUOTE(contestchris @ Oct 1 2025, 10:16 PM)
Maybank system rejected my application for MBB Visa Signature. However, I already have a MIB Ikhwan Amex. Can appeal? How to make it work?
*
So Maybank Group won't grant you a new credit facility for conventional CC.
You can convert bank accounts (Savings account, loan, credit card) from Conventional banking to Islamic banking, but not allowed from Islamic to Conventional.

You cancel your credit line with Maybank Islamic first (your Ikhwan Amex is cancelled).
Then apply for conventional credit line for Maybank CC and get Maybank VS (+ M2 cards, Mercedes card, World Elite Mastercard if you want).
Request to convert part of credit line (Conventional) to Islamic. If approved, get Maybank Islamic CC (including Ikhwan Amex).

P/S: Don't assume you cut existing credit limit with Maybank Islamic then Maybank (Conventional) will give you a fresh credit line. AT YOUR OWN RISK. Not easy to deal with the Tiger.

This post has been edited by ClarenceT: Oct 2 2025, 04:32 AM
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