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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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ClarenceT
post Jun 4 2020, 05:24 PM

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QUOTE(bryan_x00 @ Jun 4 2020, 05:15 PM)
Hi if got refund to the cc but no spending, the cb will be negative or 0?
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June CB capped at +RM50 and -RM50 only.
ClarenceT
post Jun 5 2020, 10:38 AM

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QUOTE(twho @ Jun 3 2020, 11:38 PM)
Just read your post on refunds as i had the same issue. How did yours go?

I bought something rm600 in April and got credited rm12 on may 1st.
However, i return the item for a refund. Refund was credited ard 10th May and i assumed *big mistake on my part* bangwall.gif that May rm100 cashback i'm eligible for will be 100-12= rm88.

Turns out they seem to calculate the refund as a deduction of my May transactions. So for my case, with the refund credited in May, i owed Maybank RM60 instead of RM12 which i assumed earlier  sad.gif .
I spent more than 1k in May but only received RM70+ for cashback. Did not utlise the cb fully.  mad.gif bangwall.gif 
I haven't contacted Maybank to clairfy but the amount i calculated is pretty close to the one i explained. Would be great if someone could confirm this is correct.  smile.gif
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Your problem is at the merchant.
If they refunded you by reversing your original transaction, ie transaction date is April, the CB (@2%) is -RM12.
But they give you a credit transaction so technically it is not a reversal, transaction date is May, so the CB (@10%) is -RM60.
The transactions of -RM600 (April) and +RM600 (May) are technically not for same credit card transaction.

This post has been edited by ClarenceT: Jun 5 2020, 10:42 AM
ClarenceT
post Jun 6 2020, 05:03 PM

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QUOTE(Seth Ho @ Jun 6 2020, 03:53 PM)
Would like to ask why would people buy this serivce for?
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25% of payment is contra by Shopee Coins, a lot of Shopee users are mining the coins.
ClarenceT
post Jun 9 2020, 02:09 PM

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QUOTE(SUPERMAN FLYING @ Jun 9 2020, 12:39 PM)
Hi guys,
Just receive my Maybank Barcelona,
Want to ask, Maybank already ban cash back for top up ewallet right?
What if i use the card for tnb bill or other online purchase, able to get any cash back or not?
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Maybank don't ban, you still can use credit cards to top up e-wallets, but no direct rebate/reward only.
ClarenceT
post Jun 12 2020, 01:31 PM

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QUOTE(pvateme @ Jun 12 2020, 01:27 PM)
anyone know if we can change treatpoints at AEON MV on the spot? and if yes, whats the rate? What about metrojaya?
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https://www.maybank2u.com.my/maybank2u/mala...n-the-spot.page?

ClarenceT
post Jun 19 2020, 06:56 PM

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QUOTE(jianwei90 @ Jun 19 2020, 06:06 PM)
Wondering which is the best card to pay LHDN as I used to pay using Maybank last time but now Maybank doesn't award cashback for govnerment spending anymore
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HLB Wise, RHB VS or SC JOP, no cashback but contribute to meet spending requirement for cashback.
But the best is not to use a Credit/Debit card because of 0.8% surcharge.
ClarenceT
post Jun 26 2020, 11:53 AM

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QUOTE(MGM @ Jun 26 2020, 11:43 AM)
Anyone tested lately with Barcelona card?
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It is an ewallet, someone reported not getting CB using Maybank Islamic Ikhwan Card.

Why not buy Setel or Petronas Giftcard at Shopee, you should easily get more than >2% savings, and FCB VS 2% cashback.

Get Maybank - Shopee Credit card, 5000 Shopee coins sign up offer (not sure existing Maybank CC users can get it), 5x Shopee Coins.

This post has been edited by ClarenceT: Jun 26 2020, 12:05 PM
ClarenceT
post Jun 29 2020, 12:52 PM

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QUOTE(cucikaki @ Jun 29 2020, 12:28 PM)
just got my card approved. at last.

For example spend 29 June 2020, posted 30 June 2020, Cashback awarded on 1 July 2020?

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Cashback posted on 1/7 but viewable on 2/7.

If the transaction is posted on 1/7, then it is a part of July cashback, cashback on 1/8, viewable on 2/8.
ClarenceT
post Jun 29 2020, 01:31 PM

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QUOTE(Yzarc @ Jun 29 2020, 01:19 PM)
just received news this morning that my application has been rejected. don't know why...

- existing cc owner with mbb
- good ccris record for few years (since cc application)
- always pay to card on time
- fulfilled income requirement for this card

still pending reply from bank. will make the call when I'm free. will update here if any good news.
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Using M2U Online Application?
ClarenceT
post Jun 30 2020, 09:31 AM

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QUOTE(Human Nature @ Jun 30 2020, 08:47 AM)
This thread is for visa signatures
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Can add Maybank Co-brand CC to this thread.
ClarenceT
post Jul 2 2020, 10:56 AM

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QUOTE(alexwsk @ Jul 2 2020, 10:25 AM)
got mine too
mine is motortakaful.com at 11:50pm on 30/6
no matter what transaction, as long as it's done in the last 5-10 minutes of the day, it ain't gonna make it for same day posting
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Haha if you don't have any transaction in June using a Maybank CC, then you gave up to be 1 of 6000 monthly winners (RM50 each). smile.gif

P/S: Etiqa Takaful can be paid using M2 Amex, 5% weekend CB.

This post has been edited by ClarenceT: Jul 2 2020, 10:58 AM
ClarenceT
post Jul 7 2020, 11:36 AM

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QUOTE(datolee32 @ Jul 7 2020, 11:30 AM)
Dear all, I would like to pay my Great Eastern Insurance via online manually using Barcelona. Just to confirm:-

1. Is it entitle cash back?
2. If there is more than RM 1k (since Aug max cash back is RM100), can I pay the balance amount using other credit card?
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QUOTE(BRY7 @ Jul 7 2020, 11:34 AM)
yes to both question
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Q2. Not possible at Great Eastern epay right?
ClarenceT
post Jul 7 2020, 11:51 AM

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QUOTE(datolee32 @ Jul 7 2020, 11:47 AM)
Thanks for answering. Sorry a bit out of this thread topic. Yes, I would like to pay RM 1k at Great Eastern website epay using Barcelona next month, and balance amount using other credit card. I just called CS, some of them told me not possible to split the payment, some informed okay to split the payment.

The extra payment (advanced payment) will go to "suspended account" that will be used for unit trust investment. It will be automatically transferred to premium account on the date of premium charges.
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My epay account... I can never adjust the premium I want to pay. The payment amount is already fixed by GE epay.
ClarenceT
post Jul 9 2020, 07:24 PM

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QUOTE(GrumpyNooby @ Jul 9 2020, 07:06 PM)
ClarenceT Your prophecy of devaluation exercise kicks start now.

Luckily didn't apply of it; otherwise it'll just a waste of time for using few months.  dry.gif
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More to come. Not only the Tiger bank.
9th / 10th - the best date to give 21 days notice.

ClarenceT
post Jul 9 2020, 07:28 PM

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QUOTE(!@#$%^ @ Jul 9 2020, 07:24 PM)
too bad
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No lah. Bank Negara slash the merchant fee so you can use credit/debit card at more places, reduce cash transactions.
ClarenceT
post Jul 9 2020, 07:48 PM

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QUOTE(!@#$%^ @ Jul 9 2020, 07:37 PM)
so it seems, we shall see if those small stalls or pasar malam accepts credit card in the future.
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Credit cards, debit cards and e-wallets will be almost the same.
I won't keep so many credit cards, except premium or co-brand cards. I will use ewallets and debit cards instead of credit cards.
ClarenceT
post Jul 9 2020, 08:41 PM

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QUOTE(snowswc @ Jul 9 2020, 08:33 PM)
Yeah. also can consider PBB Quantum Master Card contactless 5% RM30 monthly monthly cap & Affin Bank VS contactless trx 3% RM80 monthly cap. it should be quite easy to hit since we can use wave & hit for trx > RM250.
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Won't last long as well, unless more cardholders are paying CC interest.

This post has been edited by ClarenceT: Jul 9 2020, 08:43 PM
ClarenceT
post Jul 10 2020, 05:52 AM

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QUOTE(cucikaki @ Jul 9 2020, 11:35 PM)
Damn. Ahahahah i just got my barcelona today. If i never activate the card and just cancel it. And apply the new shopee card in near future, will i still be considered as ‘new to bank’
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1% general use still very good in long term.
It doesn't seem very attractive at this moment but most of other CC will revise the benefits and rebate amount/rate in coming days/weeks as well.
I had been using Maybank CC for nearly 20 years and grab >RM5000 prize from campaign, + RM50 monthly CB each from FCB VS (since October 2017) and M2 Amex (since February 2011 till last year, except 2015-16 when weekend CB was limited to dining only).

This post has been edited by ClarenceT: Jul 10 2020, 06:10 AM
ClarenceT
post Jul 10 2020, 06:52 AM

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QUOTE(ChiaW3n @ Jul 10 2020, 06:28 AM)
Lol! I already planned my spending somemore!!! Delaying some purchases to a later date
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Spend on 31/7 but posted on 1/8 or 2/8.
Should get 2%.
ClarenceT
post Jul 10 2020, 08:10 AM

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QUOTE(westlife @ Jul 10 2020, 08:01 AM)
where to find this info. the image is too blurry to read.

it was not found in my maybank credit card statement.
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Maybank will give 21 days notice at M2U today.

This post has been edited by ClarenceT: Jul 10 2020, 08:10 AM

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