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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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fruitie
post Nov 26 2018, 01:56 PM

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QUOTE(MasBoleh! @ Nov 26 2018, 01:51 PM)
Is FCB VS still the best card for cash back currently?
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It depends on your usage. It is one of the better cards with no fuss, all categories are applicable, so no need to think so much.
fruitie
post Nov 29 2018, 10:39 AM

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QUOTE(weejin2000 @ Nov 29 2018, 10:27 AM)
10k
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Nope. I know someone with 8k limit.
fruitie
post Nov 29 2018, 10:48 AM

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QUOTE(#Victor @ Nov 29 2018, 10:47 AM)
Does credit line impact on card application? It has been 2 weeks since adding the card at card centre, last call was 2 days ago and was told still pending in their record. hmm.gif Usually saw many ppl reported here they got their card within days or hours, is it recent they have mass application to process?
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Very unusual for card addition, you better go back to the Card Centre to check out why.
fruitie
post Dec 2 2018, 12:41 PM

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QUOTE(#Victor @ Dec 2 2018, 11:59 AM)
It is appeared in M2U now. Is it normal statement for FCB only available every 3 months?
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Are you a new MBB cardholder? It will appear after a while or check with CS for the statement date.
fruitie
post Dec 2 2018, 08:43 PM

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QUOTE(starry @ Dec 2 2018, 08:11 PM)
Thanks for all the replies guys  notworthy.gif

kart is right, the last payment amount was the 2% cashback and I've never noted how much minimum amount to pay is cos I've always paid the statement balance as my statement balance is always lower than outstanding balance. This is the first time my outstanding balance is less than the statement balance  biggrin.gif
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Well, assuming if you don't spend anything until your payment date, you cannot pay 2.5k via your M2U. It won't allow you to pay more than your outstanding, so you have to pay 2.45k. smile.gif

However, it's safe to say to offset your CB before paying, no issue for MBB.
fruitie
post Dec 3 2018, 11:29 PM

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QUOTE(syaaron @ Dec 3 2018, 10:35 PM)
Does using BarcelonaVS paying education fee through online counted as retail spend and entitle for cash back ?
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Hmm. I didn't pay any education fees but I don't see why it's not? Everything except JomPay for online transactions is part of cash back entitlement.
fruitie
post Dec 4 2018, 11:30 AM

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QUOTE(talexeh @ Dec 4 2018, 10:51 AM)
Any idea how to identify a transaction as refund? I just received refund from Lazada yesterday but the transaction date was in November.

user posted image

Will this actually impact my CB for December or it'll fall on November? If it's the latter, I believe it will not revoke my November CB since I paid >RM2500 prior to this purchase, right? hmm.gif

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Credit means refund, debit is for spending.

So in your case, since you have spent RM 2.5k before that, I believe should be OK.
fruitie
post Jan 2 2019, 11:46 AM

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QUOTE(stevenkkh @ Jan 2 2019, 11:30 AM)
Anyone got their cash back for month of Dec 2018? I have not seen the cash back yet as usually will be credited on 31 Dec 2018.
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Check your last payment amount for quick check. It is already reflected in transactions anyway, I already got it.
fruitie
post Jan 14 2019, 01:48 PM

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QUOTE(giganaut @ Jan 14 2019, 01:25 PM)
Hi All, brand new Visa Signature user.

1. Is the valet club service still valid or as it been removed?
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Removed.
fruitie
post Jan 14 2019, 02:03 PM

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QUOTE(giganaut @ Jan 14 2019, 02:02 PM)
Thank you.

So,if that's removed as well as the premium lounge, the only benefit left is the cashback and treat points?
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Yes, nothing else that I can think of.
fruitie
post Jan 22 2019, 04:34 PM

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QUOTE(naruko85 @ Jan 22 2019, 04:27 PM)
want to ask that for the cashback

2% Cash back for all purchases all year long (except May and August) and capped at maximum of RM50 per month.

10% Cash back for all purchases made in the month of May (football season ends) and August (football season begins) and capped at maximum of RM100 during the specified month.

the football season time fixed for every year?
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Yes.
fruitie
post Jan 22 2019, 04:50 PM

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QUOTE(naruko85 @ Jan 22 2019, 04:39 PM)
I see, then normally the football season last for how long one? Whole month or 2 weeks? And the RM 100 cashback easy to reach? as need spend RM 1000 only
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From current year's August to following year's May = football season

The cash back is for one whole month of May and August.


fruitie
post Feb 4 2019, 11:29 PM

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QUOTE(ckh6003 @ Feb 4 2019, 10:30 PM)
Today went to card centre at the garden requested to add card for FCB (currently hold M2C gold).
The officer only request 3 mth payslip.
Asked can I attach additional supporting doc (such as part time income & EPF).
The officer claimed no need.  hmm.gif
I have been told that need 2 week to process my application. sad.gif
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I think will be approved on next working day which is Thursday. Let's see.
fruitie
post Feb 5 2019, 01:00 PM

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QUOTE(tadashi987 @ Feb 5 2019, 11:37 AM)
is it a must to have 3 months pay slip?

just changed my job this month but was planning to apply FCB on April. since May can use the card
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If you have been contributing to EPF and earning >4k per month, they can print out from their EPF machine. Payslips won't be required.
fruitie
post Feb 7 2019, 07:09 PM

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QUOTE(ckh6003 @ Feb 7 2019, 06:57 PM)
This is my 3rd application
Finally I got the approval msg  rclxm9.gif

user posted image
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Yeah, this is the usual timing for MBB to blast approval SMS-es. biggrin.gif
Enjoy your card.
fruitie
post Feb 9 2019, 12:17 PM

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QUOTE(Austin123 @ Feb 9 2019, 12:15 PM)
For Maybank FC Barcelona, is the cashback count on posting date or transction date from 1st - 31 of the month?
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Posting date to determine cash back month. Transaction date is not so important because you get cash back everyday.
fruitie
post Feb 14 2019, 09:20 AM

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QUOTE(MasBoleh! @ Feb 14 2019, 01:24 AM)
Bad news, it is same CCV sweat.gif
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Then just activate either one and cut the other one. I think it's a good news if they keep the information same, less headache.
fruitie
post Feb 21 2019, 02:38 PM

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QUOTE(maxlim776d @ Feb 21 2019, 12:37 PM)
I just want to make it more credit limit
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More credit limit with installment? I don't think it works that way.
fruitie
post Feb 21 2019, 03:18 PM

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QUOTE(timo1003 @ Feb 21 2019, 03:10 PM)
Not true at all for my case. I have difficulty securing CCs nowadays PURELY because of 'high DSR'.. This is despite long credit history with prompt payments ('0' on ccris) and always full payment for loans and CCs (statement balance).. And also the 'favourable' credit score as mentioned by you that 'banks like such customer'.. Those credit reports mean nothing.. Sometimes I even attach my amanah saham holdings (untouched for months/years) in support but so far they have been useless..

Banks 'love' customers more who pay the least and incur more interests, not 0 interests..

Of course if you put FD/substantial savings with them then it's a different story tongue.gif
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Not really la. We never pay late or let banks earn interests from us but still got credit cards.
And no, for my case I don't keep FD and savings with all the banks' credit cards I have.

There are other factors that affect the applications.
fruitie
post Mar 3 2019, 09:14 PM

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QUOTE(yahiko @ Mar 3 2019, 09:03 PM)
hi is this card current not able to be applied?

the maybank link keep on saying service not available. so it system issue?
can we walk in to apply then?
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Yes, just walk-in to apply.

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