QUOTE(MasBoleh! @ Nov 26 2018, 01:51 PM)
It depends on your usage. It is one of the better cards with no fuss, all categories are applicable, so no need to think so much.Credit Cards Maybank Visa Signature + Barcelona Visa Signature
Credit Cards Maybank Visa Signature + Barcelona Visa Signature
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Nov 26 2018, 01:56 PM
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#501
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72,820 posts Joined: Sep 2005 From: KUL |
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Nov 29 2018, 10:39 AM
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#502
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72,820 posts Joined: Sep 2005 From: KUL |
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Nov 29 2018, 10:48 AM
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#503
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72,820 posts Joined: Sep 2005 From: KUL |
QUOTE(#Victor @ Nov 29 2018, 10:47 AM) Does credit line impact on card application? It has been 2 weeks since adding the card at card centre, last call was 2 days ago and was told still pending in their record. Very unusual for card addition, you better go back to the Card Centre to check out why. |
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Dec 2 2018, 12:41 PM
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#504
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72,820 posts Joined: Sep 2005 From: KUL |
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Dec 2 2018, 08:43 PM
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#505
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72,820 posts Joined: Sep 2005 From: KUL |
QUOTE(starry @ Dec 2 2018, 08:11 PM) Thanks for all the replies guys Well, assuming if you don't spend anything until your payment date, you cannot pay 2.5k via your M2U. It won't allow you to pay more than your outstanding, so you have to pay 2.45k. kart is right, the last payment amount was the 2% cashback and I've never noted how much minimum amount to pay is cos I've always paid the statement balance as my statement balance is always lower than outstanding balance. This is the first time my outstanding balance is less than the statement balance However, it's safe to say to offset your CB before paying, no issue for MBB. |
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Dec 3 2018, 11:29 PM
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#506
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72,820 posts Joined: Sep 2005 From: KUL |
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Dec 4 2018, 11:30 AM
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#507
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72,820 posts Joined: Sep 2005 From: KUL |
QUOTE(talexeh @ Dec 4 2018, 10:51 AM) Any idea how to identify a transaction as refund? I just received refund from Lazada yesterday but the transaction date was in November. Credit means refund, debit is for spending.![]() Will this actually impact my CB for December or it'll fall on November? If it's the latter, I believe it will not revoke my November CB since I paid >RM2500 prior to this purchase, right? ![]() So in your case, since you have spent RM 2.5k before that, I believe should be OK. |
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Jan 2 2019, 11:46 AM
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#508
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72,820 posts Joined: Sep 2005 From: KUL |
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Jan 14 2019, 01:48 PM
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#509
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72,820 posts Joined: Sep 2005 From: KUL |
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Jan 14 2019, 02:03 PM
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#510
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72,820 posts Joined: Sep 2005 From: KUL |
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Jan 22 2019, 04:34 PM
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#511
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72,820 posts Joined: Sep 2005 From: KUL |
QUOTE(naruko85 @ Jan 22 2019, 04:27 PM) want to ask that for the cashback Yes.2% Cash back for all purchases all year long (except May and August) and capped at maximum of RM50 per month. 10% Cash back for all purchases made in the month of May (football season ends) and August (football season begins) and capped at maximum of RM100 during the specified month. the football season time fixed for every year? |
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Jan 22 2019, 04:50 PM
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#512
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72,820 posts Joined: Sep 2005 From: KUL |
QUOTE(naruko85 @ Jan 22 2019, 04:39 PM) I see, then normally the football season last for how long one? Whole month or 2 weeks? And the RM 100 cashback easy to reach? as need spend RM 1000 only From current year's August to following year's May = football seasonThe cash back is for one whole month of May and August. |
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Feb 4 2019, 11:29 PM
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#513
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72,820 posts Joined: Sep 2005 From: KUL |
QUOTE(ckh6003 @ Feb 4 2019, 10:30 PM) Today went to card centre at the garden requested to add card for FCB (currently hold M2C gold). I think will be approved on next working day which is Thursday. Let's see.The officer only request 3 mth payslip. Asked can I attach additional supporting doc (such as part time income & EPF). The officer claimed no need. I have been told that need 2 week to process my application. |
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Feb 5 2019, 01:00 PM
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#514
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72,820 posts Joined: Sep 2005 From: KUL |
QUOTE(tadashi987 @ Feb 5 2019, 11:37 AM) is it a must to have 3 months pay slip? If you have been contributing to EPF and earning >4k per month, they can print out from their EPF machine. Payslips won't be required.just changed my job this month but was planning to apply FCB on April. since May can use the card |
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Feb 7 2019, 07:09 PM
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#515
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72,820 posts Joined: Sep 2005 From: KUL |
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Feb 9 2019, 12:17 PM
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#516
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72,820 posts Joined: Sep 2005 From: KUL |
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Feb 14 2019, 09:20 AM
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#517
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72,820 posts Joined: Sep 2005 From: KUL |
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Feb 21 2019, 02:38 PM
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#518
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72,820 posts Joined: Sep 2005 From: KUL |
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Feb 21 2019, 03:18 PM
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#519
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72,820 posts Joined: Sep 2005 From: KUL |
QUOTE(timo1003 @ Feb 21 2019, 03:10 PM) Not true at all for my case. I have difficulty securing CCs nowadays PURELY because of 'high DSR'.. This is despite long credit history with prompt payments ('0' on ccris) and always full payment for loans and CCs (statement balance).. And also the 'favourable' credit score as mentioned by you that 'banks like such customer'.. Those credit reports mean nothing.. Sometimes I even attach my amanah saham holdings (untouched for months/years) in support but so far they have been useless.. Not really la. We never pay late or let banks earn interests from us but still got credit cards.Banks 'love' customers more who pay the least and incur more interests, not 0 interests.. Of course if you put FD/substantial savings with them then it's a different story And no, for my case I don't keep FD and savings with all the banks' credit cards I have. There are other factors that affect the applications. |
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Mar 3 2019, 09:14 PM
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#520
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72,820 posts Joined: Sep 2005 From: KUL |
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