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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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fruitie
post Oct 28 2018, 05:35 PM

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QUOTE(neobie @ Oct 28 2018, 12:41 PM)
For maybank visa signature,
does supplement card gains additional 5x lounge access as well for free?
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MBB VS no longer entitled for PPL access since last year's March or earlier. Short answer to your question, not entitled for principal and supplementary.
fruitie
post Oct 29 2018, 02:19 PM

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QUOTE(zstan @ Oct 29 2018, 02:17 PM)
I was told that my VS wouldn't incur any charges for this year but somehow it appeared in my statement. hmm.gif

Hopefully can cancel and waive the fees..
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When is your expiry month embossed on the card?
fruitie
post Oct 29 2018, 02:32 PM

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QUOTE(cybpsych @ Oct 29 2018, 02:28 PM)
received callback again @ 1129am.

mbb is now strictly confirmed no TP redemption for FCB VS.  mad.gif  vmad.gif
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Arrgh the pain. Can see TP but cannot use it offset. doh.gif
So next year, I will prepare to pay RM 25. cry.gif
fruitie
post Oct 29 2018, 03:02 PM

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QUOTE(sendohz @ Oct 29 2018, 02:38 PM)
Be considerate on me.
Mine already billed on this month statement and i have to pay jor.

Checked on card the expiry is month of September.
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laugh.gif Even if you paid already and this is allowed, they will offset and credit RM 25 back to you.

QUOTE(LostAndFound @ Oct 29 2018, 02:40 PM)
Spoke to reliable source who confirmed that it was never supposed to be allowed. Those who managed to get it done spoke with under-informed CS who didn't follow SOP. New training/correction been done, so won't be allowed anymore.
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Well, at least other cards which have TP feature will be allowed.
fruitie
post Oct 29 2018, 03:14 PM

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QUOTE(sendohz @ Oct 29 2018, 03:09 PM)
They have no reason to offset for me.
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I was saying if they allow to use TP to offset, you can pay and redeem later and they will credit back to you.
If only that is allowed. So this remains as a wishful thinking.
fruitie
post Oct 29 2018, 03:20 PM

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QUOTE(sendohz @ Oct 29 2018, 03:17 PM)
hmm..it;s ok, it's just my unfortunate luck that my card was approved on September
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FCB VS? First day of launching was 10th Oct. I got it on the day too but luckily all my cards were embossed with April as expiry month, so I will only be charged next year's April.
fruitie
post Oct 30 2018, 10:41 AM

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QUOTE(zstan @ Oct 30 2018, 10:10 AM)
November hmm.gif
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Well, MBB follows expiry month embossed on the cards...
fruitie
post Oct 30 2018, 03:02 PM

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QUOTE(zstan @ Oct 30 2018, 02:48 PM)
means i didn't spend 30k with that card between november 2017 and october 2018 hmm.gif hope they let me cancel without paying AF D:
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Wait, AF or SST?
fruitie
post Oct 30 2018, 03:39 PM

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QUOTE(zstan @ Oct 30 2018, 03:15 PM)
Annual fee. RM550  cry.gif
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Then not possible. So I'm curious why do you think you won't be charged with AF this year? When did you apply for the card?
fruitie
post Oct 30 2018, 04:18 PM

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QUOTE(zstan @ Oct 30 2018, 04:02 PM)
should be last year after i got an increment in salary laugh.gif previously not qualified to apply. i was told by CS few months back i have spent enough to qualify for another free year. otherwise would have cancelled earlier. need to call CS again and check
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Nowadays you can check your total spending in the new M2U page.
fruitie
post Oct 30 2018, 04:39 PM

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QUOTE(zstan @ Oct 30 2018, 04:31 PM)
Ok just checked. Confirm no 30k cry.gif omg if really need to pay 550 then this is the most stupid mistake i've made
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What's the problem of cancelling it? I already cancelled it in April this year and no need to pay for AF once it is charged.
Then continue using other cards.

This post has been edited by fruitie: Oct 30 2018, 04:40 PM
fruitie
post Oct 30 2018, 11:19 PM

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QUOTE(mamamia @ Oct 30 2018, 11:05 PM)
Earliest can be Sep since mbb follow expiry date to charge sst n not issue date
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Yes, today I simply asked the staff if I were to apply for M2Premier now, will I be charged with two times of SST? She said yes, once upon approval and another time in April as my conventional cards' expiry month is in April. She suggested me to add my cards only in April, so I will only pay one time SST in April.

So confirmed the above is correct.

This post has been edited by fruitie: Oct 30 2018, 11:21 PM
fruitie
post Oct 31 2018, 10:17 PM

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QUOTE(David83 @ Oct 31 2018, 10:13 PM)
What is the reason given of getting it waived?
Because you want to cancel the card?
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I think he cancelled the card, hence AF is waived. He won't be able to keep the card anyway.
fruitie
post Oct 31 2018, 10:20 PM

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QUOTE(David83 @ Oct 31 2018, 10:19 PM)
Opps ... I misinterpreted.
I thought he's able to keep the card with AF waiver.
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Yeah, if without the quoted replies I would have same thought as yours.
fruitie
post Nov 10 2018, 10:14 AM

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QUOTE(MGM @ Nov 10 2018, 09:13 AM)
Does MBB give grace period for payment due to FCB b4 charging interest n penalty?
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Not mentioned on paper but so far two days still OK. I forgot to pay once only realised two days later.
fruitie
post Nov 11 2018, 09:50 PM

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QUOTE(deity01 @ Nov 11 2018, 09:49 PM)
Hi, if I use FCB to pay for my online purchase and choose 0% installment, does the purchase entitle cashback?

If entitled, does the cash back given at the following month or given month by month as per the installment period?
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Installments not entitled for cash back.
fruitie
post Nov 17 2018, 04:19 PM

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QUOTE(celciuz @ Nov 17 2018, 04:00 PM)
My FCB follows the M2C... say I applied M2C in April, then FCB in August. Do I pay SST for FCB in August or April? :S
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Follow expiry month on card, so it's April 2019 will be your first SST.
fruitie
post Nov 17 2018, 05:25 PM

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QUOTE(celciuz @ Nov 17 2018, 04:44 PM)
Might try to dispute that tongue.gif see what MBB says when the time comes. Thanks.
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It's already out in FAQ, refer to illustration in no. 6: https://www.maybank2u.com.my/iwov-resources...ardsSST_FAQ.pdf
fruitie
post Nov 19 2018, 03:40 PM

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QUOTE(#Victor @ Nov 19 2018, 03:25 PM)
Does it compulsory to increase credit limit in order to apply for FCB? Was told by Card Centre representative that it is compulsory for FCB application but wonder how true is it. What is the minimum credit limit for FCB?
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RM 8k is the minimum I think.
fruitie
post Nov 20 2018, 03:43 PM

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QUOTE(jutamind @ Nov 20 2018, 03:27 PM)
For those holding FCB Barcelona card, what is Visa Signature Concierge and Visa Airport Speed Pass? Have you guys use any of these services? The URLs given in the web site are all not working.
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You need to pay for these services anyway.

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