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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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fruitie
post Apr 26 2019, 11:52 PM

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QUOTE(ProxMatoR @ Apr 26 2019, 11:25 PM)
ya, FCB VS 8k.... and i think the generic VS is 10k
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I was already having more than 10k when I got the generic VS years ago but once they approved it, they increased the limit to 20k.

QUOTE(Cantona2244 @ Apr 26 2019, 11:40 PM)
Maximum can go until how much
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Based on your income. Can be 6 digits as it's conventional credit limit and will be shared with other MBB conventional credit cards.
fruitie
post Apr 28 2019, 06:09 PM

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QUOTE(BRY7 @ Apr 28 2019, 05:21 PM)
Just applied mine at Gardens yesterday. Has anyone successfully avoided paying the SST twice? They told me I will be billed once next month and again on August (expiry of my other Maybank Card)
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I added M2Premier cards in Feb and my expiry month in April, the officer in The Gardens also mentioned the same to me that I will be charged twice. However, if check from the FAQ, each card will only be charged once every year. I also confirmed the same with CS at Premier line, she checked and called me back to inform me the same, I won't be charged again in April.

I already got charged for my M2Premier in early March and so far still nothing for my other conventional cards. Though it's not yet charged but I'm pretty confident I will be charged once only. This is stated in B&W.
fruitie
post Apr 30 2019, 06:21 PM

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QUOTE(gedebe @ Apr 30 2019, 06:20 PM)
how did you get this promo?
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Not promo, part of card's feature.
fruitie
post Apr 30 2019, 11:52 PM

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QUOTE(gedebe @ Apr 30 2019, 11:17 PM)
do u mind to show me
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https://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

- 2% Cash back for all purchases all year long (except May and August) and capped at maximum of RM 50 per month.
- 10% Cash back for all purchases made in the month of May (football season ends) and August (football season begins) and capped at maximum of RM 100 during the specified month.
fruitie
post May 1 2019, 01:25 PM

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QUOTE(AskarPerang @ May 1 2019, 01:08 PM)
1st working day of the month. before noon time if not mistaken.
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Will be shown up on 2nd of the month actually.
fruitie
post May 1 2019, 08:31 PM

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QUOTE(jutamind @ May 1 2019, 08:21 PM)
So this month spend 1k to get 100 cash back?
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Yes. August as well.
fruitie
post May 1 2019, 10:04 PM

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QUOTE(klchoy @ May 1 2019, 09:13 PM)
2 or 3rd day of month normally. I doubt Amex is on the first day.  For this month, I still yet to see anything for both Amex and FCB. Normally both cards you get to see cb at the same time
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All MBB cards' CB will be shown up by 2nd's noon.
fruitie
post May 1 2019, 10:56 PM

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QUOTE(gedebe @ May 1 2019, 10:42 PM)
i was having the other VS sad.gif
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Too bad. That's for groceries and petrol which I have cancelled last year. laugh.gif
fruitie
post May 2 2019, 12:54 AM

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QUOTE(ProxMatoR @ May 2 2019, 12:39 AM)
did MBB FCB VS update any exclusion recently that you know of?
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Nothing. Life goes on.
fruitie
post May 3 2019, 01:49 PM

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QUOTE(facktura @ May 3 2019, 01:01 PM)
Wanna clarify.
Standing instruction eg insurance monthly still included in the RM1000 quota spending for this month right? I mean let say rm200, so i just need to spend RM800 more for perfect RM100 cashback am i right?

While those monthly installment payment iphone telco contract doesnt count right?
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Yes, you will need to spend RM 800.
fruitie
post May 6 2019, 07:11 PM

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QUOTE(Reventon @ May 6 2019, 07:01 PM)
Hi wanna ask , is there any place i can apply this FCB on the spot ? I am existing MBB card holder so i guess i dont need to bring any document right ?
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Card Centre like in The Gardens or 1U. No need to bring any document.
fruitie
post May 6 2019, 08:42 PM

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QUOTE(Reventon @ May 6 2019, 08:28 PM)
They issue the card on the spot as well right ? Thanks fruitie.
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I tried applying by 2pm, still can get within the same day by evening. This applies on working days but weekends will be on next working day.
fruitie
post May 7 2019, 05:40 PM

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QUOTE(maskcooler @ May 7 2019, 05:29 PM)
how about insurance?
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Not affected.
fruitie
post May 9 2019, 12:43 AM

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QUOTE(dragonteoh @ May 9 2019, 12:21 AM)
Hi guys, wanna ask.

Scenario :
I plan to buy something which cost RM11K and the shop allow installment 36 month.
My credit limit is RM7000 Only and CC billing date is 14 of every month

Understand that if wanna installment RM11K , my credit limit & available credit must above 11K.

Today is 9 of the month and i only have RM5500 credit available.
I apply installment for RM5500. The balance RM5500 will be another installment after the available credit reset.

Question 1 : Is the credit limit reset after the billing date ?

Question 2 : I had made advance payment to my FCB CC account. For the moment i din owe FCB CC any money. But when i call CS , i been told my available credit left RM5500  (Previously spend RM1500 i already pay advance to FCB but the statement only will come out on 14)

Since i owe nothing on FCB CC , why my credit limit is RM5500 but not RM7000 ?
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You do know that once you do installment for the first 5.5k, it will eat up your limit and only fully "returns" back to you after you complete the installment 36 months later? So, you will only have 7k-5.5k which is 1.5k...

To add on, every month you pay 5500/36=152.78, it will add back to your limit which is 1.5k+152.78, next month continues until finish 36 months then all 5.5k will be restored.

This post has been edited by fruitie: May 9 2019, 12:58 AM
fruitie
post May 15 2019, 10:15 AM

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QUOTE(naruko85 @ May 15 2019, 09:39 AM)
Just check with maybank, already arrive at poslaju today, waiting for delivery. The card sent on 13th May , approved on 10th May, quite fast~~ was actually expect to get on month end, but who knows, good job maybank

Edit: So I can still entitled rm 100 cashback for May if I spend rm 1000 by 31st May right
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Yes.
fruitie
post May 22 2019, 03:16 PM

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QUOTE(mamamia @ May 22 2019, 03:10 PM)
for Mbb visa Signature annual fee, may I know whether it follow card expiry month or card approval month?
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Expiry month.
fruitie
post May 23 2019, 01:29 PM

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QUOTE(crusher @ May 23 2019, 01:13 PM)
I am above the min requirement. Applied thru maybank2u before, mbb branch, mbb card centre in 1u.

Whats KV?
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Since you have tried Card Centre 1U and still failed, have you tried appealing?
fruitie
post May 24 2019, 08:52 PM

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QUOTE(Reventon @ May 24 2019, 08:23 PM)
Yesterday go to apply Barcelona card at Gardens at about 8pm , got it approved today at 5pm. Officer called card ready to be collected at 7pm today.
Tomorrow will be collecting my card and wanna ask if bigpay topup still eligible for 10% this month right ?
Was told by customer services as my expiry month is at oct , so there will be a 25 sst on june and another 25 which is 5 months to go. As now still may and coming august why not, the cash back is sufficient enough to offset it.
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Yes, still eligible if posted before June.

Well, the officer in The Gardens always said this but it's not the truth. I added M2Premier in Feb, card anniversary in April, SST charged in March, that's all and didn't get charged for second time together with other conventional cards.

On another hand, some said if it is 6 months apart will charge twice but this is not written anywhere in MBB FAQ.
fruitie
post May 24 2019, 09:07 PM

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QUOTE(Reventon @ May 24 2019, 08:59 PM)
Is it ? Anyway the cb earned does justify for two sst so doesnt bother me much haha. Still on time to get free cb for may and aug. Thanks for the earlier info about this card application.
Just i thought it would be approved by this afternoon so i can collect it but it was approved in late evening so only can collect it tomorrow.
They does not process approval on weekend right? If we apply on sat we only can get it on monday right?
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Yes, the officer always says this to customers who add cards. laugh.gif

Yes, if apply on weekends, will be approved on next working day.
fruitie
post May 25 2019, 11:41 PM

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QUOTE(putra23 @ May 25 2019, 10:52 PM)
If this month I pay using FCB Visa and enrolled in the EzyPay 0% interest plan, will I still be entitled for the 10% cashback?

Anyone tried before?

https://www.maybank2u.com.my/WebBank/EzyPay_tnc.pdf
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I thought as per their product page, EzyPay transactions are not entitled for cash back?

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