SST cannot be waived as it is paid to government.
Some banks will credit RM 25 to us (whether you use to pay SST or not, that's not the concern) but no luck for MBB. You have to pay for it.

Oh ya, forgot can redeem with 10k TP. I supposed Barcelona VS should be OK.
Next month I will know because I got my card on the first day of Barcelona VS launching.

I'm not sure if it will really charge me next month which I think it will and my card expiry follows the M2Cards which is April.
Let's see.

Even better, I can enjoy using the card for few more months.
Not like I will not continue using it, I will.

Simple, if you get full cash back RM 88 or at least more than RM 25 per month then keep but bear in mind, it also has AF. You will need to spend enough to meet the minimum spending requirement.

2% for everything is good for general usage. I still charge my insurance here.

Generic VS has AF. FCB VS doesn't have AF.
SST still needs to be paid every year regardless if it has AF or not. AF is to be paid to banks while SST is to the government.

If you have not been spending after AF is charged, can cancel the card without paying AF.

RM 48k actually but still super low for VS.

If like this not so fair right if only having less than a year?
My case is I'm luckier because my card's expiry date is April though I got my FCB VS on last year's Oct.

I hope only Maybank does this and not other banks.
I was expecting my FCB VS to be charged in my latest statement, looks like it will not happen then.

So nothing is charged to mine this month, I will see in next year's April then.

Already reduced to 30k per annum.

Usually cash advance will not be calculated as spending.

Used to have both but cancelled the generic VS, now left with FCB VS only.
I do miss the generic VS especially when I do groceries, just PayWave and earn cash back everyday. However, I cannot spend so much, so cancelled it eventually.
This card is useful for groceries and petrol.
Now with SST, I don't think I will re-apply again.

As for FCB VS, no AF and can be used for all categories.

Yeah, I also have that.

Seriously? Mine will only be charged next year's April and plan to offset with TP as well. Now this news strikes.

Oh my. Luckily they have your voice calls, update us later.

If given a choice, I will prefer to use TP since I have them rather than paying with cash. Well, that's my thought, not about the money.

Yes, after all RM 25 is not really a lot but seeing my TP growing but cannot use to offset SST aches my heart a bit.

If they change this policy, I will be hit because I will be charged only in next year's April. Sigh.