Welcome Guest ( Log In | Register )

36 Pages « < 25 26 27 28 29 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards Maybank Visa Signature + Barcelona Visa Signature

views
     
fruitie
post Mar 4 2019, 10:49 AM

Rise and Shine
Group Icon
Staff
72,820 posts

Joined: Sep 2005
From: KUL

QUOTE(syapl @ Mar 4 2019, 10:37 AM)
got cashback if i use Barcelona Visa Signature topup my boost wallet?
*
Yes.
fruitie
post Mar 4 2019, 03:07 PM

Rise and Shine
Group Icon
Staff
72,820 posts

Joined: Sep 2005
From: KUL

QUOTE(gedebe @ Mar 4 2019, 02:42 PM)
is i get a supplemental mbb visa signature, do i also need to pay separate annual fee or it is already combined with principal AF?
*
Supplemental has no AF (up to 4 supp). https://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards
fruitie
post Mar 4 2019, 05:35 PM

Rise and Shine
Group Icon
Staff
72,820 posts

Joined: Sep 2005
From: KUL

QUOTE(attentional @ Mar 4 2019, 05:02 PM)
Hi... Existing user of Maybank2Card can apply for Barcelona card without payslip?
*
If you apply in Card Centre The Gardens for e.g., they usually print from the EPF kiosk if you are holding M2Cards Gold card.
If Plat, then it is not needed and they will proceed rightaway.
fruitie
post Mar 11 2019, 11:25 PM

Rise and Shine
Group Icon
Staff
72,820 posts

Joined: Sep 2005
From: KUL

QUOTE(AOL24 @ Mar 11 2019, 10:54 PM)
New FCB holder, reporting in.

Who knew that getting the FCB Card approved would be an easier process when compared to the Ikhwan Gold Card. Applied once and approved without a hitch. Nothing changed (e.g. salary, loans/commitments, and etc.).

Applied for both within a one month span. The Ikhwan Gold Card required a CL re-balancing request for it to be approved.

Wonder why the "parameters" are so different.

Any thoughts? Thanks.
*
Different entity. Islamic and Conventional. So approval is from the scratch whereas FCB VS will just use back your existing limit provided your salary fulfills it.

If now you apply another Islamic card, I don't think will be difficult anymore since you already have an Islamic card. Same principle applies, ot will use your existing Islamic credit limit.
fruitie
post Mar 12 2019, 09:00 PM

Rise and Shine
Group Icon
Staff
72,820 posts

Joined: Sep 2005
From: KUL

QUOTE(Kcee @ Mar 12 2019, 08:37 PM)
1.3% is a lot to pay for to earn the points / cashback  hmm.gif
*
If 6% cash back, still earns 4.7% and you pay with a credit card.
Of course if 2% cash back like FCB VS, maybe not worth the effort. However, during May and August probably yes. laugh.gif
fruitie
post Mar 16 2019, 10:56 AM

Rise and Shine
Group Icon
Staff
72,820 posts

Joined: Sep 2005
From: KUL

QUOTE(keah.kyle @ Mar 16 2019, 08:49 AM)
would like to ask if the FC Barcelona Visa signature is allowed for overseas cashback? because i travel alot for my work. would like to find a card for overseas cashback. any recommendation. thanks
*
Yes.
fruitie
post Mar 17 2019, 02:48 AM

Rise and Shine
Group Icon
Staff
72,820 posts

Joined: Sep 2005
From: KUL

QUOTE(NaGeNaZ @ Mar 17 2019, 02:27 AM)
Went for ViSA Signature card collection at the bank but was not given any printed welcome/faq documents about the card other the envelope and the standard letter advising the activation. Understand those fancy printed materials can be found in MBB website but shouldn’t the bank still give those printed booklets to customers? I’m all into saving the environment however those should be given no ?
*
They don't give if collect from Card Centre. Even I didn't get anything when I collected my M2Premier Cards.
I got my VS last time via delivery as I applied via online but the booklet given was having all outdated information. So no point having it. laugh.gif

This post has been edited by fruitie: Mar 17 2019, 02:48 AM
fruitie
post Mar 17 2019, 11:32 PM

Rise and Shine
Group Icon
Staff
72,820 posts

Joined: Sep 2005
From: KUL

QUOTE(tadashi987 @ Mar 17 2019, 11:13 PM)
Saw applying for Barcelona need give BE form

My 2018 BE form doesn't meet requirement la  cry.gif

Hope they justify my 2019 new job payslip and EPF statement to approve me
*
Hmm. I have not used my BE form to apply any card before. Usually BE form is just an optional document.
If walk-in to card centre, they will just print your latest EPF statement from the machine. No other documents required.
fruitie
post Mar 27 2019, 02:27 PM

Rise and Shine
Group Icon
Staff
72,820 posts

Joined: Sep 2005
From: KUL

QUOTE(tadashi987 @ Mar 27 2019, 02:25 PM)
eh i heard can get on the same day after few hours from comment here?
*
Only on working days and during working hours, before 2 p.m. (still safe based on my experience), later than that probably next day.
He applied on a Sunday...
fruitie
post Mar 27 2019, 03:49 PM

Rise and Shine
Group Icon
Staff
72,820 posts

Joined: Sep 2005
From: KUL

QUOTE(shadow_walker @ Mar 27 2019, 02:49 PM)
sunday 8pm bro..kedai tutup at 9pm..lolz

me small ciku only maa..of course longer time to settle  sweat.gif  sweat.gif
*
It doesn't matter who is applying, if it is a weekend, it will only be processed in next working day. smile.gif
fruitie
post Mar 29 2019, 02:17 PM

Rise and Shine
Group Icon
Staff
72,820 posts

Joined: Sep 2005
From: KUL

QUOTE(naruko85 @ Mar 29 2019, 01:32 PM)
Hi, want to ask that the cashback for Maybank FC Barcelona Visa Signature Card

The Cash Back awarded is based on all retail transactions using Maybank FC Barcelona Visa Signature Card except the following:
 Transactions for Maybank EzyCash, Maybank EzyPay Plus, Maybank Ezypay (monthly
recurring transaction only), Cash Treats, Cash Advance, Balance Transfer, Quasi Cash.
 Payment to JomPay
FPX transaction – payment to service providers.
 Refunded, disputed, unauthorized or fraudulent retail transactions;
 Payment for transactions, payment of annual card membership fees, interest payments,
late payment fees, charges for cash withdrawals;
 Any other form of service or miscellaneous fees i.e. legal fees, statement reprint request
fees etc.
FPX transaction – payment to service providers means if like pay shopee with credit card, then FPX shows up and send a OTP code one, this not included in cashback? and what about Boost?
*
No, it will show it is a FPX payment. Boost is not. FPX, I think it is linked to another external page to pay manually.

QUOTE(talexeh @ Mar 29 2019, 01:40 PM)
This doesn't sound like FPX at all. FPX usually involves paying from your CASA, no?
*
Not really. It can accept credit cards too.
fruitie
post Apr 4 2019, 10:46 AM

Rise and Shine
Group Icon
Staff
72,820 posts

Joined: Sep 2005
From: KUL

QUOTE(David83 @ Apr 4 2019, 10:43 AM)
Even though I was on MBB Islamic, my credit limit at the time of appeal had been reduced from RM 12k to RM 2k only.
And at that time, I have significant AUM with MBB and yet, I still failed to get the crap MBB FCB VS with annual income of < RM 60k.
*
Crap? In which sense? Anyway, MBB is famous for rejection. Some get while some don't, not sure how they assess.
fruitie
post Apr 4 2019, 10:50 AM

Rise and Shine
Group Icon
Staff
72,820 posts

Joined: Sep 2005
From: KUL

QUOTE(David83 @ Apr 4 2019, 10:48 AM)
You offended? Delete my post as you wished.
*
Just because you can't get it and you call it crap. Bravo. Such great behavior from an Elite tag holder.
fruitie
post Apr 4 2019, 10:52 AM

Rise and Shine
Group Icon
Staff
72,820 posts

Joined: Sep 2005
From: KUL

QUOTE(David83 @ Apr 4 2019, 10:51 AM)
It's one of the above average cards in the market but not the BEST card in the market.
*
There is no best card yet.
fruitie
post Apr 4 2019, 11:48 AM

Rise and Shine
Group Icon
Staff
72,820 posts

Joined: Sep 2005
From: KUL

QUOTE(ClarenceT @ Apr 4 2019, 11:37 AM)
If you give BE 2018, they may increase your credit limit!
*
Yes, I wanted to increase my CL when I got M2Premier, the officer said in that case I will need to submit in my income documents again. If I just want to apply a card on top of my existing cards, then no need to use income documents.

I will probably do it later.
fruitie
post Apr 12 2019, 01:56 PM

Rise and Shine
Group Icon
Staff
72,820 posts

Joined: Sep 2005
From: KUL

QUOTE(tadashi987 @ Apr 12 2019, 01:52 PM)
Hi guys, I applied the FCB and got approval email with SMS on Tuesday,

email stated that the card will be ready to collect on three days. (today is Friday dy)

May I know would i receive any SMS information when the card is really ready for collection?
*
Where did you opt for the collection?
fruitie
post Apr 14 2019, 10:22 PM

Rise and Shine
Group Icon
Staff
72,820 posts

Joined: Sep 2005
From: KUL

QUOTE(skty @ Apr 14 2019, 10:14 PM)
cybpsych boost reload transaction and posting date is the same now.

need to find some medium that can T+1
*
Unless you do close at midnight then +1. I reloaded on 31.3 11.52pm and it was posted on 1st April.
This is MBB AmEx Reserve.
fruitie
post Apr 14 2019, 10:45 PM

Rise and Shine
Group Icon
Staff
72,820 posts

Joined: Sep 2005
From: KUL

QUOTE(skty @ Apr 14 2019, 10:34 PM)
good news. Will try it around 11.50pm during early May to test water first.
*
Have to look at the chart again, hopefully I can find it out to see how to maximize the cash back. laugh.gif
fruitie
post Apr 18 2019, 04:33 PM

Rise and Shine
Group Icon
Staff
72,820 posts

Joined: Sep 2005
From: KUL

QUOTE(cybpsych @ Jul 26 2018, 05:31 PM)
if transaction on 31 Aug but posted on 1 Sep, cashback is 10% (transaction date in Aug) but the max cb limit is RM50 (posting date in Sep)

so, lowest spend amount to gain RM50 max cb (in Sep) is RM500 based on 10% transacted in Aug.

compared this to RM2,500 spending @ 2% to get RM50 max cb in Sep alone.

Best Combination to Maximize Cashback % and Cap (Oct 2017 - Aug 2018)
TransactionPostingCashback %Cashback Cap(Best) Max Spend
Apr/JulApr/Jul2% (Apr/Jul)RM50 (Apr/Jul)RM2,500
Apr/JulMay/Aug2% (Apr/Jul)RM100 (May/Aug)RM5,000
May/AugMay/Aug10% (May/Aug)RM100 (May/Aug)RM1,000
May/AugJun/Sep10% (May/Aug)RM50 (Jun/Sep)RM500
Jun/SepJun/Sep2% (Jun/Sep)RM50 (Jun/Sep)RM2,500
*
Quoting this post for everyone's reference since May is coming soon.
Should TS - Human Nature post this in front post?

Seems like April-May, the trick will not have impact? Or I understood it wrongly? hmm.gif

This post has been edited by fruitie: Apr 18 2019, 04:39 PM
fruitie
post Apr 26 2019, 11:11 PM

Rise and Shine
Group Icon
Staff
72,820 posts

Joined: Sep 2005
From: KUL

It is 8k, colleague added another FCB VS with just 8k limit and no increase to her limit.

36 Pages « < 25 26 27 28 29 > » Top
 

Change to:
| Lo-Fi Version
0.5821sec    0.48    7 queries    GZIP Disabled
Time is now: 10th December 2025 - 07:54 AM