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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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fruitie
post Aug 2 2018, 03:10 PM

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QUOTE(distributor @ Aug 2 2018, 02:23 PM)
May i know if auto debit insurance also entitle for 10% cash back?
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Yes. Everything so long it is transacted in May and August, you will get 10% else 2% for other months.
fruitie
post Aug 4 2018, 11:24 AM

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QUOTE(maskcooler @ Aug 4 2018, 08:26 AM)
Does instalment entitle for cashback?
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No.
fruitie
post Aug 4 2018, 10:45 PM

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QUOTE(maskcooler @ Aug 4 2018, 10:25 PM)
Hmm. I just want to double confirm coz this month got 10 %. Last month I get full rebate I guess because of the instalment. If confirm no then I will use this card to swipe
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Impossible. FCB VS doesn't give cash back for installment, this is stated in their card features.
fruitie
post Aug 6 2018, 09:17 AM

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QUOTE(LostAndFound @ Aug 6 2018, 09:11 AM)
I'm pretty sure from past experience that the cashback is one-shot for full amount, not split up to 6 months. You should call CS to verify.
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Also they shouldn't be cash back for installment, in this case FCB VS. hmm.gif
fruitie
post Aug 7 2018, 10:42 AM

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QUOTE(peri peri @ Aug 7 2018, 10:14 AM)
welcome to the prestige club!

this month is a hype month, i already hit my rm1k for this card  sweat.gif
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Its requirement is much lower than a Plat card...
fruitie
post Aug 9 2018, 03:58 PM

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QUOTE(Tigerr @ Aug 9 2018, 03:55 PM)
Just now went to MBB card center n apply VS n Barce card n get them on the same day but only can start to use tomorrow.

I asked the person in charge. She confirmed that the card now follows card anniversary n not calender year.  I asked her to check why my earlier case is different but cant check anymore as report no more there.
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My previous VS (cancelled now) also follows anniversary month. Applied in Oct 2016, it followed my other M2Cards' anniversary which is in April, only got charged with AF in April 2018. biggrin.gif
fruitie
post Aug 9 2018, 04:31 PM

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QUOTE(Tigerr @ Aug 9 2018, 04:01 PM)
Then it is not follow card anniversary but probably it follow other cards anniversary?????
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Well, technically yes. The expiry date embossed on the VS is the same as my M2Cards.
fruitie
post Aug 9 2018, 08:09 PM

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QUOTE(Tigerr @ Aug 9 2018, 08:05 PM)
If this is true. No wonder why my Amex2P last time kena annual fees on Jan.

Also, if this is true, then what today the lady in charge told me yhis morning also wrong as she said my card will follow Aug - July aniversary n annual fees will be charge next year July if not meet spending commitment. doh.gif
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Simple, which month is embossed on your card? For e.g. April, from August 2018 to April 2019 is less than 12 months, so it will be charged only in April 2020.
fruitie
post Aug 9 2018, 08:47 PM

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QUOTE(adele123 @ Aug 9 2018, 08:45 PM)
Wait wait... that means i have been tracking the annual spending wrongly?

I need to follow the embossed month, even though we got the cards in a different month? Means rm25 service tax follow nov? Not fair right. Cause up to nov, only 1.5 years.

Embossed november, actual approved march...
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Service Tax I don't know. Not confirmed yet so nobody knows.

Only 1.5 years? Isn't that better than 1 year? Or am I misinterpreting your post? laugh.gif
fruitie
post Aug 15 2018, 03:07 PM

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QUOTE(ExCrIpT @ Aug 15 2018, 03:01 PM)
the cash balance cap, is it combined with the amex cash back quota or it is separated meaning i get rm 50 cash back for amex and another rm 50 on visa barcelona.
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Separated cash back.
fruitie
post Aug 15 2018, 04:26 PM

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QUOTE(LightningZERO @ Aug 15 2018, 04:22 PM)
yeah...i guess it follows other existing maybank cards?

also realize that almost all my cards expire oct...will kena sst very fast lol
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Yeah, it follows your other conventional cards' expiry date...

Good luck to you. laugh.gif
My Ikhwan also expiring in Oct, a card which I hope to keep but low usage. Oh well.
fruitie
post Aug 16 2018, 10:12 PM

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This is the VS thread, try not to derail the thread's direction. Let's stop here.
fruitie
post Aug 24 2018, 12:21 AM

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QUOTE(phra09 @ Aug 24 2018, 12:19 AM)
im about to apply for maybank visa signature.. however, the cashback is only petrol and grocery

for online purchase, is it fall under this category? such as lazada, facebook ads etc
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Obviously no.. Petrol and grocery.

Why not you apply for FCB Visa Signature? It's for everything except for JomPay and installment plans.
fruitie
post Aug 24 2018, 12:29 AM

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QUOTE(phra09 @ Aug 24 2018, 12:26 AM)
thinking on that too, but it's only 2% except for May and August ... =(
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Still better than 0% cash back if with the generic VS?
fruitie
post Sep 5 2018, 12:26 AM

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QUOTE(chanlman @ Sep 5 2018, 12:20 AM)
I think your DBKL pay via M2U is not a Retail Transactions, that's why you not entitle Cashback in August. I might be wrong but its highly suspected this could be the reason.
Excerpt from FCB cash back terms and conditons:
The following transactions are not taken into account in the accumulation of Cash Back:
All other transactions other than those categorized as retail transactions;
 Transactions for Maybank EzyCash, Maybank EzyPay Plus, Maybank Ezypay, Maybank
jomPAY, Cash Treats, Cash Advance, Balance Transfer and Quasi Cash;
 Refunded, disputed, unauthorized or fraudulent retail transactions;
 Payment for transactions, payment of annual card membership fees, interest payments, late
payment fees, charges for cash withdrawals;
 Any other form of service or miscellaneous fees i.e. legal fees, statement reprint request
fees etc.
 Only transactions amounting RM 1.00 and above will be awarded cash back to customer
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DBKL is only RM 480, in order to get full RM 100 reversal, it has to be an amount greater than 1k.
fruitie
post Sep 8 2018, 03:29 PM

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MBB will not auto-waive unless achieved the minimum spending requirement.
fruitie
post Sep 10 2018, 03:19 PM

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QUOTE(westlife @ Sep 10 2018, 01:14 PM)
yes, no harm to ask. at least for bank like SCB has given green light to waive it.
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SCB gave green light to waive? SST is collected by government, banks can only offer something to offset it and not waiving it.
fruitie
post Sep 10 2018, 04:31 PM

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QUOTE(westlife @ Sep 10 2018, 04:17 PM)
obviously i am referring their own way of 'waiving' and not to waive according to what gahment collected.
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Then write it well and others may assume that SST can be waived. This thread has been cleaned up few days ago due to uncertainty and misinformation of some posts.
fruitie
post Sep 10 2018, 05:31 PM

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QUOTE(saboteurs @ Sep 10 2018, 05:26 PM)
Look here, I don't even care for suspension or warning as you have Private message me. I don't even mind i get suspend because of i speak out the truth

I would like to stress again,  why you are so defensive about auto AF waiver for mbb cards? You don;t get it?

I speak based on truth and facts based on my own experience.

I believe truth will prevail AF can be autowaived for MBB premium credit cards. You dont get it does not mean other people will not get it. Don't compare your own experience with other people's experience in real.
I spend 20-30k per month for my mbb cards per month. So, I have no idea how it works, but, I did get auto AF for years

Regardless SST, thanks for your info.. let me check my total points later
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laugh.gif That PM is a system auto-generated message, not initiated by me. So don't get confused as if I sent you message.

I'm not defensive, it's how you constructed messages has issue. I don't care how much you spent, in short MBB will only waive AF if you spent enough based on their requirements. I never ask MBB for waiver for your kind information, so I won't bother at all. So don't assume as if you know me well.

Also I added warning to you due to your "threat" to mod team. Seriously who cares about your spending? Nobody. So just stop boasting.

This post has been edited by fruitie: Sep 10 2018, 05:32 PM
fruitie
post Sep 22 2018, 05:41 PM

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QUOTE(mamamia @ Sep 22 2018, 02:42 PM)
For Visa Signature card, if I apply in June 2018, expiry date shown as Oct, May I know when will the AF charge?
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I supposed in June.

I got my FCB VS on its first day of launching in October last year, I should be charged with SST next month even though my card's expiry month is in April.

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