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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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ClarenceT
post Sep 5 2019, 06:07 AM

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QUOTE(boysrule @ Sep 5 2019, 02:34 AM)
Here to report and confirm that petronas setel app reload is NOT eligible for cashback. Wasted my August cashback quota testing this.
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If you intend to "test", you are expecting to get nothing in return but for fun only. If you get something, it is a bonus.
ClarenceT
post Sep 5 2019, 09:45 AM

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QUOTE(lexanoir @ Sep 5 2019, 09:42 AM)
i head someone said that Barcelona no giving cash back on Utilities , Government and big pay reload already . is it true?
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Utilities & Govt - effective 1/6/19
Bigpay - effective 8/7/19 but accidentally not enforced till 27/8/19 or 28/8/19
ClarenceT
post Sep 5 2019, 09:47 AM

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QUOTE(ziniowong @ Sep 5 2019, 09:46 AM)
anyone tested with fave deals/ favepay? didnt use it for the past few months so i had no idea
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Don't know but it is not an e-wallet.
ClarenceT
post Sep 8 2019, 06:23 AM

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QUOTE(paogeh @ Sep 8 2019, 01:51 AM)
again......milk powder.....always not entitled ....

anyway....thank you all for the reply...

at least ,i can forget jompay for barcelona ....
*Victor, i'll just forget those Credit card CB , and concentrate more on FX that bring in USD.
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Milk powder - use the brand voucher only. Much better than bank codes.
Eg Enfa - 12%/15%/18%/22%

This post has been edited by ClarenceT: Sep 8 2019, 06:23 AM
ClarenceT
post Sep 10 2019, 11:13 AM

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QUOTE(truth_seeker_09 @ Sep 10 2019, 11:10 AM)
just to check if barcelona / amex 2 card able to get rebate with shoppee and touch n go e-wallet
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Barcelona VS - Shopee, 2% CB Yes.
No CB on ewallets (Including ShopeePay in the future).

This post has been edited by ClarenceT: Sep 10 2019, 11:14 AM
ClarenceT
post Sep 10 2019, 09:16 PM

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QUOTE(Seth Ho @ Sep 10 2019, 09:05 PM)
I heard someone say it is fixed income but i am not sure is it.

Wanted to register online to get the sign up offer
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You already got Maybank CC so no longer eligible for sign up gift.
ClarenceT
post Sep 14 2019, 08:11 PM

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QUOTE(teen08 @ Sep 14 2019, 08:00 PM)
I tried searching. Can’t find answers. anyone tried reloading bigpay and got cb? Or consider ewallet? For Barca card.
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No discussion on e-wallets in this thread please.
Read the header or ask for TS's permission first.
ClarenceT
post Sep 20 2019, 01:46 PM

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QUOTE(Magickian @ Sep 20 2019, 01:32 PM)
Just wondering, the Maybank FC Barcelona Visa Signature offer 2%/10% got all purchases. Does it include XXXX Top-up?
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Amend your questions please.

This post has been edited by ClarenceT: Sep 20 2019, 01:48 PM


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ClarenceT
post Sep 27 2019, 06:29 AM

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QUOTE(paogeh @ Sep 26 2019, 11:36 PM)
Just read my August Barcelona statement....

I paid TIME RM440 ....
did not get CB .....
will call CS  to ask ....

time broaband  is not UTILITY/Goverment , right ?
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QUOTE(beLIEve @ Sep 27 2019, 02:10 AM)
How did you pay? Online? Call in? Autopay?
and? did you tell them it's not? Or you just "saya yang menurut perintah" ?
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MCC4900 for Time (Online) is beyond your control as well as Maybank's responsibility. Time's service provider assigned a MCC when they set up the payment system.

Next time use Bigpay or Merchantrade Visa to pay RM1 first to find out the Merchant category.

This post has been edited by ClarenceT: Sep 27 2019, 06:41 AM
ClarenceT
post Sep 27 2019, 08:45 AM

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QUOTE(MGM @ Sep 27 2019, 08:34 AM)
How to  use Bigpay  to find out the Merchant category, call/chat BP?
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ClarenceT
post Sep 29 2019, 06:54 AM

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QUOTE(engyr @ Sep 29 2019, 06:46 AM)
If payment due date is 18/10/19, do I have to pay before 18/10/19 to avoid penalty?
Can I pay on 18/10/19?
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Yes, at M2U, Cash Deposit Machine , IBFT from another bank.
Avoid cheque (+1 to 2 working days), IBG (same day before 5pm, but +1 working day after 5pm)
ClarenceT
post Oct 2 2019, 06:15 AM

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Transactions on 31/8/19 but posted on 1/9/19
10% CB rclxm9.gif
ClarenceT
post Oct 2 2019, 10:51 AM

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QUOTE(xxnazxx @ Oct 2 2019, 10:20 AM)
nope, it was scattered throughout Sept. 

user posted image
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LOL spending >RM10k on Bigpay + Boost at 0% reward/rebate.
Use other CC lah eg PB CC, HLB CC etc you still can earn >0.2% rebate/reward.
ClarenceT
post Oct 2 2019, 11:44 AM

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QUOTE(lwc629 @ Oct 2 2019, 11:41 AM)
cashback quota used to be calculated based on transaction date, if i remember correctly?
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Unfortunately and fortunately, not enforced yet!
ClarenceT
post Oct 2 2019, 12:03 PM

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QUOTE(syaaron @ Oct 2 2019, 11:47 AM)
Thanks thanks for confirm , so the trick spending less for Sept quota still work  rclxms.gif
Cant find anything to spend that day, just self-test reloaded some amount into BigPay on 31AUg , but BigPay didn't cb anymore haaa
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Haha can buy ewallet credit eg Bigpay credit at Shopee on 31/8 after 8pm.
2-5% cost but still earn >5%. smile.gif
ClarenceT
post Oct 2 2019, 06:26 PM

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QUOTE(jenern84 @ Oct 2 2019, 06:25 PM)
Malaysia Airlines is considered government related? Spent on 30 Sept but no cash back.
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Posted on 30/9 or 1/10?
If 1/10 -> check on 2/11. (October CB quota instead of Sept CB quota)

This post has been edited by ClarenceT: Oct 2 2019, 06:27 PM
ClarenceT
post Oct 2 2019, 06:33 PM

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QUOTE(syaaron @ Oct 2 2019, 06:29 PM)
Wowww optimize to the max  :thumbsup:
Need wait next year only have the chance to try again
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I don't think the CB scheme will stay in May 2020.
ClarenceT
post Oct 8 2019, 01:50 PM

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QUOTE(swn525 @ Oct 8 2019, 01:47 PM)
the FCB cash back is calculate by FIFO(first in first out) method?

example :
01/09/2019 - spend 2000
15/09/2019 - spend 1500*
get cash back for September RM50
----
05/10/2019 - refund the 1500*

question:
1. how much cash back will effect in Oct? minus RM10? or minus RM30?
2. and how about if i spend 4000 in Oct ?? will get full cash back RM50?
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5/10/19 - transaction date or posting date (transaction date 15/9)?
ClarenceT
post Oct 8 2019, 02:04 PM

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QUOTE(swn525 @ Oct 8 2019, 01:56 PM)
let say the refund transaction & post date in same day 05/10/2019
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Then it is not a refund / reversal of 15/9 transaction.
The merchant created another transaction to pay you.

-RM1500 so Oct CB RM30 DR (pay back to MBB)
Must spend RM4000 in Oct to get full CB RM50 CR.

Not to your advantage!
ClarenceT
post Oct 8 2019, 02:12 PM

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QUOTE(swn525 @ Oct 8 2019, 02:07 PM)
ic.....
if new transaction to pay me will -RM30
if reversal will -RM10

thanks
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If reversal, the system will give -RM30 on 1/11/19 but you can appeal so MBB should manually adjust the CB amount.

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