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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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ClarenceT
post Aug 28 2019, 03:10 PM

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QUOTE(paogeh @ Aug 28 2019, 03:06 PM)
nothing much to buy there.
and shopee , many of promo code dun cover/include milk power or  bill payment.
and shopee charge 2% .....so seller passed the 2% to buyer ....
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Haha I just bought Enfa with 22% vouchers and burned 3000 coins!
ClarenceT
post Aug 30 2019, 04:48 PM

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QUOTE(Jack&Guild @ Aug 30 2019, 03:16 PM)

Top up to BANNED1 and BANNED2 not entitled to cb right...
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I didn't suggest BANNED1 & BANNED2.
But highlighted they are Maybank merchants only.
ClarenceT
post Aug 30 2019, 04:49 PM

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QUOTE(Jack&Guild @ Aug 30 2019, 03:33 PM)
So last min realised that i have many more quota to spend for cb. Gonna loss the cb this time. missed those days e wallet can be used.
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For Aug CB, go to Aeon to buy vouchers lor or pump Petronas full tank.
ClarenceT
post Aug 30 2019, 04:58 PM

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QUOTE(angalc557 @ Aug 30 2019, 04:56 PM)
Is paying for Unifi bill classified under utilities category and is counted or not counted for cashback?
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Keyword - Unifi or Utilities or 4900.
Search please before asking.
ClarenceT
post Sep 1 2019, 09:04 AM

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M2U is now improved. Can view transactions in the early morning, no need to wait till 10am / 12pm.
ClarenceT
post Sep 1 2019, 03:42 PM

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QUOTE(Human Nature @ Sep 1 2019, 03:00 PM)
BP thread
https://forum.lowyat.net/topic/4623336
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TS can remove the messages that violated your rules?

This post has been edited by ClarenceT: Sep 1 2019, 03:43 PM
ClarenceT
post Sep 1 2019, 03:47 PM

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QUOTE(Human Nature @ Sep 1 2019, 03:46 PM)
By reporting it to mod
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Oh only MOD can remove. I thought TS has the power on his thread.
ClarenceT
post Sep 2 2019, 07:57 AM

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QUOTE(red_sweat @ Sep 2 2019, 07:49 AM)
Just received M2U credit card statement, the BigPay top up is now no longer entitled for 2% (or 10% for May and Aug) rebate for the Barcelona FC credit card.
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Check carefully.
When you top up Bigpay? (End of August?)
ClarenceT
post Sep 2 2019, 01:30 PM

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QUOTE(cclim2011 @ Sep 2 2019, 10:11 AM)
oh i think so. spent rm10 paying on time.com. lack rm1 cashback at the end. not qualified. so it is ewallet? lol. most probbaly utility but funny.
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Use Bigpay to pay RM1. See if it is a Utility.
ClarenceT
post Sep 2 2019, 02:06 PM

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QUOTE(cclim2011 @ Sep 2 2019, 01:59 PM)
was using b* for the autodebit for time. it shows "mail and telephone order" for past months. anyway luckily i got rm10 quota left only. should have used for maxis or astro instead.
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Direct debit, online payment or counter can be different MCC.
ClarenceT
post Sep 2 2019, 05:26 PM

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QUOTE(beLIEve @ Sep 2 2019, 05:20 PM)
so far all feedback points to Time. Standard Chartered autopay also no rebate for Time.
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Haha maybe Time use a Govt MCC!
ClarenceT
post Sep 3 2019, 09:09 AM

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CB confirmed for FCB VS
Payments to Telekom Malaysia.

TMONLINE(EC) KUALA LUMPUR MY
[unifi.com.my]

TMB-M2U(UNIFI) KUALA LUMPUR MY [Account # 10 digit numbers]
TMB - STREAMYX KUALA LUMPUR MY [Account # Alphanumeric ANNNN NNN NNNN]
[both M2U Bill payment]

This post has been edited by ClarenceT: Sep 3 2019, 09:10 AM
ClarenceT
post Sep 3 2019, 05:06 PM

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QUOTE(TongCN @ Sep 3 2019, 04:29 PM)
Guess gonna ask her call bank to check now.
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Wait till 2/10. Your case nothing wrong.
The transaction was posted only after the August CB was calculated (31/8, 23:59:59).
ClarenceT
post Sep 3 2019, 05:56 PM

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QUOTE(TongCN @ Sep 3 2019, 05:12 PM)
So will get 10% ?
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0% (if already spent >=RM1000 and got RM100 CB in Aug)
2% (unlikely but still possible)
10% (possible if you spent up to RM1000 only in Aug)

We will know the result on 2/10/19.

If follow what happened in May-Jun 2018, Aug-Sep 2018, May-Jun 2019, you will get 10% CB. But there are some minor changes in calculating CB since June, so you may now get 0%, 2% or 10% CB.
ClarenceT
post Sep 3 2019, 09:44 PM

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QUOTE(dragonteoh @ Sep 3 2019, 09:38 PM)
I had call CS just now to confirm this.

CS mention the previous month miss out CB which cause by late post will be adjust into coming month CB
Mean that i will get RM100 CB for August (if i fully utilise 10% CB) + RM2.61 (2%) for July Late post CB  (which posted late after July CB had been calculated)
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If it is true, too bad to those purposely spending on 31/8 but to be posted on 1/9. Including myself.

Try to steal a chicken, end up losing the rice.

This post has been edited by ClarenceT: Sep 3 2019, 09:46 PM
ClarenceT
post Sep 3 2019, 09:54 PM

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QUOTE(dragonteoh @ Sep 3 2019, 09:50 PM)
if 31/8 spend ,  but post on 1/9 , you should get 31/8's transaction 10% CB on Sep's CB (as adjustment)
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Beyond RM1000 @ 10% CB.
Spend RM1000 till 30/8 and RM500 on 31/8 to get RM100+RM50 CB. No spending in Sept.
The loophole may now be fixed. sad.gif

I will get the answer on 2/10.

This post has been edited by ClarenceT: Sep 3 2019, 09:57 PM
ClarenceT
post Sep 3 2019, 10:05 PM

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QUOTE(dragonteoh @ Sep 3 2019, 10:02 PM)
For this Extra RM500 sure tak ada CB lo.... as their max CB is RM100 (Max Spend RM1000, amount over RM1000 will not get any CB)
some more CS repeat twice just now , based on Transaction Date and not posting date.
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A lot of risk takers here. Haha.
We spent RM1000+RM500 to get RM100+RM50 in the past.

ClarenceT
post Sep 3 2019, 10:15 PM

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QUOTE(dragonteoh @ Sep 3 2019, 10:11 PM)
by the way if i not wrong

Let say 25AUG i buy lazada item RM100, then return the item to get refund let say on 5SEP (as i already collect the 10% CB RM10 for August) when come to SEP CB , system will deduct back the RM10 CB (due to refund)

Am I Correct ?
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Check the transaction date, can be 25/8 (reversed transaction @ 10%) or 5/9 (@ 2%).
ClarenceT
post Sep 3 2019, 10:29 PM

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QUOTE(dragonteoh @ Sep 3 2019, 10:21 PM)
i think big chances reverse @10% (bank won't give you untung easily  sweat.gif
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Lazada decides how to refund you.
Reverse the original transaction or create another transaction (new date).
ClarenceT
post Sep 4 2019, 05:24 AM

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QUOTE(dragonteoh @ Sep 3 2019, 10:56 PM)
oo that was an example

However i do got shopee refund for August spending.
MBB website shows is Shopee Malaysia KUALA LUMPUR  with date 02SEP2019
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Then part of Sep transactions so -2%.
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