You can just spend RM50 in a month to get RM1 CB.
Not similar to HLB Wise or SC JOP/Liverpool which minimum monthly spending is needed.

RM50 only for transactions posted on 1/2-29/2, regardless of transaction date.

If the merchant is using a Maybank terminal (20% possibility) then it is likely the transaction will be posted on 31/1, then Jan CB (credited on 1/2)

This post has been edited by ClarenceT: Jan 31 2020, 07:12 PM

Shopee - before 8pm, normally posted on the same day!

You had a December transaction but posted in January?

Still possible in Nov, not sure now, but there are a few channels, E-COMM, ECOMM 2 and ECOMM 3.

True in the past doesn't mean it is always right in coming May/Aug.

At your own risk. The loophole can be fixed anytime.

This post has been edited by ClarenceT: Feb 10 2020, 09:54 PM

Not sure if it is now enforced, I still got cashback in Nov.

This post has been edited by ClarenceT: Mar 3 2020, 10:23 AM

Only if there is good discount/rebate using TnG Wallet, at this moment none. Except Unifi.
FYI, there is a 8% discount voucher using Lazada Wallet capped at RM8, 10% discount voucher capped at RM5 at Shopee Bill payment, to pay your Sabah Electricity's bills!

Only on 3/3/2020 or fully redeemed.
Shopee APP -> "Deals, Top-Ups & Bills" -> "Get 10% Off" -> Claim your vouchers (10% off) -> Electricity -> Sabah/Sarawak Electricity
Pay RM50, apply the voucher so the payment is RM45 only. Use FCB VS (not using ShopeePay) 2% CB still apply.

Transaction in Feb but posted in March? If yes, March CB quota which will be credited on 1/4.

All tansactions posted in Jan (1/1-31/1) -> CB posted on 1/2, Feb statement.
All transactions posted in Feb (1/2-29/2) -> CB posted on 1/3, March statement.

Posting dates.
Don't look at transaction dates.

Why you need to check monthly statement, the CB is not related to the statement.
You can always check the ledger at Maybank2U We'd/App, from there you will find a credit transaction on 29/2/2020 (posted on 1/3).

Depends on where, when and how are you spending!
If you can use Amex to spend RM1000 on Sat/Sun every month, of course M2 Amex is better.

I have another option, Maybank MAE or QRPay from Savings account, you can get up to 10%, 2X RM10 CB for this month and next month. Not related to any Maybank CC.

This post has been edited by ClarenceT: Mar 13 2020, 06:02 AM

Why not you test it with a small amount by 28/3 and check your March CB on 2/4.

Of course Maybank can enforce the rule anytime as it is "officially" not eligible.

Read #7562.

This post has been edited by ClarenceT: Mar 25 2020, 05:26 PM

Transaction must be posted on or before 31/3.
But the transaction need 1-3 days to be posted.

NO for Lazada Wallet and ShopeePay, both are e-wallets.
YES for Lazada and Shopee, both are retail transactions.

No lah. The description and MCC could be changed by CIMB only. However, Maybank can blacklist any e-wallet anytime.

"Saved card" method still show "TNG WALLET" if I am not wrong.


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Jompay / FPX / Govt-related transaction - No Rebate/reward for Maybank CC.

Lazada or Shopee (not Lazada wallet and ShopeePay). Can buy McD Vouchers at Lazada, bill payments.


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No rebate if directly top-up Ewallets including ShopeePay and Lazada Wallet.

TNB is not included in Lazada's or Shopee's bill payment service yet. But there are some Shopee sellers offering bill payment service and reload ewallet, with a surcharge. Eg you pay +5% surcharge for paying TNB, buying Bigpay credit etc, you still gain ~5% as Maybank will give 10% rebate on Shopee transactions in May.