per transaction or sum everything then round?

fyi, mbb doesnt round, it just truncate straight


note: your screenshots is incomplete.

This post has been edited by cybpsych: Nov 2 2017, 03:40 PM

u wrote u got cb from FCB VS for paying IWK.

so, where and how?

assuming your calculation is correct, then probably mbb's side.

once a while, there is issue with 1-2 sen, over/underpaid.

got one time i was underpaid 1 sen, disputed with mbb, then got the adjustment back. few months later, they overpaid 1 sen cb.

it seems their "calculation" haywire a bit, and it's random. even mbb cannot explain why it only affected 1 transaction among ALL my monthly transactions.


p/s: why are you asking in VS thread? you should either post in Ikhwan or M2C thread.

This post has been edited by cybpsych: Nov 2 2017, 03:50 PM

I just called and ask them to find out. they called me back explained wrong calculation, then performed adjustment directly. no form filled.

my bad, got messed up when you replied someone's question to another poster who paid iwk using fcb vs.

u have other cards for TM payment?

kinda waste to use on FCB VS

10 Oct launched

i never receive such snailmail or email too.

agent just screenshot the customer portal screen to me

aiyorrrr, read the previous posts for the past 1 week.

lots of reports came in. verified getting 2% for everything being charged.

repeat: e-v-e-r-y-t-h-i-n-g !

it's a no-frill card

not strange la. this more to extraordinary/exception handling for review.

they need more documents to justify the approval, of which by normal policies he already failed numerously.

let them handle lo. we won't know what is really happening and their policies.

no la

total possible outstanding would be 2 months x rm2.5k (assuming just spend max for cb) each month. you won't be owing bank more than 2 months without incurring interest to 1st month's statement balance.

if u know going to spend more than 2.5k per month, your CL should be higher than 2x, at least.

if u read thru previous posts, yes, very common for m2u to reject.

either walk in to nearest maybankard centre, call CS to add card (existing mbb card users) or fill in form.

search in this thread.

mbb doesnt award you cb immediately/real-time for each transaction. it will be accumulated monthly and credited on 1st of following month (viewable in M2U on 2nd). same goes to m2card, ikhwan cards, etc.


Oct spending, cb credited on 1 Nov
Nov spending, cb credited on 1 Dec
and so on...

refer here below...




i'm just curious, which card do you know that give cashback after each transaction?

where got end of the month. always on the 1st.

keep waiting till 2 Dec and check M2U.

it has always been like that for maybank cards and all other bank cards la.

what you think you want (per transaction cb) and what mbb willing to invest/not invest, are 2 matters.

in short, per calendar month. that's all.

if pay manual via online portals, other cb cards can give better.

for autodebit, perhaps hlb wise (mix with rm1k spending on 3 cb categories), or SCB JOP (also mix with other spending)


for a direct cb card, fcbvs is ideal.

be grateful, some cant even get this card

if u planning to keep bursting the max cb every month, then try request permanent CL increase

search back.

it was for 1u roadshow during launch of the new card last month.

supposedly got complimentary gift for online application, but nobody know if such exist or what it is. havent seen anyone reporting here either.