again.......... as long as you can swipe using Amex during weekend, then it's eligible to 5% cashback (max RM50 per month).

it DOESNT MATTER what you swipe.

p/s: why on earth you post here? you should post >> https://forum.lowyat.net/topic/4409607

This post has been edited by cybpsych: Dec 5 2017, 11:03 AM

after 7pm, yes, until it closes. but no processing. it will be processed next working day.

new T&C for FCB VS:

if u noticed the wording, it's not about "earned CB RM1 and above" like M2Card.

it's written as "transaction amount RM1 and above". e.g. spend RM1, cashback RM0.02 (2%)

perhaps that's the "free gift" for online application. we didnt know the exact t&c to eligible for this free gift, i guess new-to-bank kot

is ok, usually new-to-bank refers to credit card facilities

yes, just recheck in m2u statement delivery. the option in m2u covers all cc, so it's autoenrolled regardless.

call back and find out the status. it's unusually long for cardcentre to process.

even my duplicated application for FCB VS (first online m2u, then MV card centre ), the card centre called me back the next day asking if i also applied in M2U. they told me cardcentre's application "failed" and would not process if there is a prior application in m2u. it's to prevent duplication nevertheless, she told me m2u application approved anyway, so all is well and she was glad to inform me the status.

FCB VS already auto-enrol to estatement. that's stated in m2u product page.

yeah, in any case, always go back to M2U Statement settings to (re)enrol, just to be safe.

apply now la,why wait? secure card soonest possible mah.

usually each application will ask proof of income.

credit assessment not just about your income but also all your debts, why you didn't list.

each Bank assesses differently.

if can't wait, then pledge FD.

to be safe, treat it as NO

cashback for spending that you made with FCB card, not system-triggered charges, including BT installments.

no such thing la.

have you seen any cb from other cards for BT? no, right?

statement balance changes each month according to statement date.

same like postpaid bill eg unifi. tnb. mobile. does your bill amount change after you make payment? no, right?

outstanding balance changes according to spending and payment.

calendar month.

cb posted on 1st of the month, viewable in m2u on the 2nd.

1 jan la, viewable in m2u on 2jan

why did you spam across 4 topics?

ask debit card questions here >> https://forum.lowyat.net/topic/2048731

This post has been edited by cybpsych: Dec 29 2017, 09:46 PM

yep, even FCB VS also trigger SMS alert when i swiped+pin at hair saloon. M2C Amex too when swipe+pin at Caring Pharmacy.

dont think MBB has any exclusion/disabling the SMS alert, yet.

as per your quote earlier lor

2% cb (max RM50) every month, except May & Aug which is 10% cb (max RM100)

we havent crossed to May yet because the card was launched in Oct 2017.