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RESIDENSI WANGSAMAS (RUMAWIP), Wangsa Maju Affordable homes
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heavensea
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Jan 22 2017, 08:09 PM
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QUOTE(cookieamos @ Jan 22 2017, 08:02 PM) No idea about the house insurance, good question, I will check what I had sign n the fees is included house insurance or not? I know MRTA can add in loan but loan legal no idea, maybe canot add in. Cause my banker didn't offer this too. sad bro, only MBB and RHB offer included loan legal fees.. but veli hard to approve loan. (RHB interest 5% for 200k loan lol wtf, like lintah darat)
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cookieamos
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Jan 22 2017, 08:14 PM
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Getting Started

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QUOTE(heavensea @ Jan 22 2017, 08:09 PM) sad bro, only MBB and RHB offer included loan legal fees.. but veli hard to approve loan. (RHB interest 5% for 200k loan lol wtf, like lintah darat) I can't apply Mbb even I'm using MBB as my primary bank. Haha , file a case at bank negara regarding their sister company etiqa insurance. Worry they pull back my loan. Haha This post has been edited by cookieamos: Jan 22 2017, 08:15 PM
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heavensea
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Jan 22 2017, 08:16 PM
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QUOTE(cookieamos @ Jan 22 2017, 08:14 PM) I can't apply Mbb even I'm using MBB as my primary bank. Haha , file a case at bank negara regarding their sister company etiqa insurance. Worry they pull back my loan. Haha why file a case? they cb pattern with you? lol I heard a rumor that if your net income not hit 3.5k, mbb staff ask u balik kampung.  I don't even want to spend RM1 to buy MRTA... mostly they will FORCED me to buy. This post has been edited by heavensea: Jan 22 2017, 08:17 PM
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cookieamos
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Jan 22 2017, 08:33 PM
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Getting Started

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QUOTE(heavensea @ Jan 22 2017, 08:16 PM) why file a case? they cb pattern with you? lol I heard a rumor that if your net income not hit 3.5k, mbb staff ask u balik kampung.  I don't even want to spend RM1 to buy MRTA... mostly they will FORCED me to buy.  Yes, miss leading me to claim Own damage claim n lost my NCB. that y file in a car to their insurance company at bank negate. I accept pbb loan offer with 20 year MRTA just 4.8K..
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heavensea
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Jan 22 2017, 08:35 PM
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QUOTE(cookieamos @ Jan 22 2017, 08:33 PM) Yes, miss leading me to claim Own damage claim n lost my NCB. that y file in a car to their insurance company at bank negate. I accept pbb loan offer with 20 year MRTA just 4.8K.. so mahal bro...  I like MBB, they can gaodim everything NICELY but my dsr is too shyt ad.. MBB can gaodim the cheapest MRTA around 2k for me before that. (I don't want this protection at all, I don't need it tbh) 4.8k is mahal imo .. white white give, heartache. This post has been edited by heavensea: Jan 22 2017, 08:36 PM
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cookieamos
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Jan 22 2017, 08:43 PM
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Getting Started

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QUOTE(heavensea @ Jan 22 2017, 08:35 PM) so mahal bro...  I like MBB, they can gaodim everything NICELY but my dsr is too shyt ad.. MBB can gaodim the cheapest MRTA around 2k for me before that. (I don't want this protection at all, I don't need it tbh) 4.8k is mahal imo .. white white give, heartache.  At first I got 2k plus for 35 years 50k. Then I request to change to 20 years, full loan 194400. N top up till 4.8k Just a insurance LA, who know one day might needs to use the lg2 room before complete pay up the house loan. Here Choi Choi. CNY coming. This post has been edited by cookieamos: Jan 22 2017, 08:44 PM
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heavensea
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Jan 22 2017, 08:53 PM
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QUOTE(cookieamos @ Jan 22 2017, 08:43 PM) At first I got 2k plus for 35 years 50k. Then I request to change to 20 years, full loan 194400. N top up till 4.8k Just a insurance LA, who know one day might needs to use the lg2 room before complete pay up the house loan. Here Choi Choi. CNY coming. I got investment insurance ady, if I gg those money is good enough to cover this loan amount. So MRTA is extra fish for me mah. touch wood bro, cny must be jiken ong ong.
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cookieamos
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Jan 22 2017, 08:56 PM
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Getting Started

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QUOTE(heavensea @ Jan 22 2017, 08:53 PM) I got investment insurance ady, if I gg those money is good enough to cover this loan amount. So MRTA is extra fish for me mah. touch wood bro, cny must be jiken ong ong.  Then u can apply low amount of MRTA ... Hehe
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heavensea
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Jan 22 2017, 09:06 PM
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QUOTE(cookieamos @ Jan 22 2017, 08:56 PM) Then u can apply low amount of MRTA ... Hehe can I don't want to buy MRTA at all, tell them if I gg don't worry since I got insurance money for loan money I owe them. PBB allow this?
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cookieamos
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Jan 22 2017, 09:19 PM
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Getting Started

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QUOTE(heavensea @ Jan 22 2017, 09:06 PM) can I don't want to buy MRTA at all, tell them if I gg don't worry since I got insurance money for loan money I owe them. PBB allow this? Pbb approve with TNC = must buy MRTA. haha ur insurance he to cover everything included other debt, bank worry ur insurance can't pay their house loan. Hehe
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heavensea
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Jan 22 2017, 09:37 PM
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QUOTE(cookieamos @ Jan 22 2017, 09:19 PM) Pbb approve with TNC = must buy MRTA. haha ur insurance he to cover everything included other debt, bank worry ur insurance can't pay their house loan. Hehe very truth, thanks. I'll opt for the cheapest MRTA as I can.
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shitmyx
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Jan 23 2017, 02:23 AM
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Getting Started

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At first MBB approved my loan 4.4% with MRTA RM6k+ I request banker to waive MRTA because I don't need it Then MBB approved my loan 4.5% without MRTA
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Left4Dead2
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Jan 23 2017, 01:34 PM
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Want to ask anyone cant borrow can contact me
Donate the unit for me buy lah. TQ
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Left4Dead2
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Jan 23 2017, 01:34 PM
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Want to ask anyone cant borrow can contact me
Donate the unit for me buy lah. TQ
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kentmeng
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Jan 23 2017, 03:01 PM
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queue
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melz84
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Jan 23 2017, 03:40 PM
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anyone's application still has the Status Layak Diproses ? I've submitted all my docs last year but no changes to my application status.
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cookieamos
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Jan 23 2017, 06:21 PM
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Getting Started

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As what I know is fully sold out but now u gonna wait for withdraw unit.
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kentmeng
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Jan 24 2017, 12:28 PM
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In case of emergency happen.. lower floor and higher cp is the fastest to exit. =) Don't understand y ppl don't like? haha.. it let me feeling safe in 99 yrs. xxxxxx days..
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op9956
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Jan 27 2017, 10:17 PM
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New Member
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Next week sign loan letter offer Pbb MRTA insurance RM5500 35years
Who get 1 to 5 LG2 car park Your car will park in front of the entrance to funeral servic😉
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cookieamos
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Jan 28 2017, 10:12 AM
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Getting Started

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QUOTE(op9956 @ Jan 27 2017, 10:17 PM) Next week sign loan letter offer Pbb MRTA insurance RM5500 35years Who get 1 to 5 LG2 car park Your car will park in front of the entrance to funeral servic😉 I believe those stay at level 42 1..
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