so what is the best interest rate get u all get for this project?

im still eyeing on this project..eventhough success rate is narrower.

there are many unis awaiting for next balloting...

For the first batch. Most of them have got their loan approved and SNP signed. I'm getting my loan offer letter sign this week and then give to lawyer to settle everything asap..

Loan interest so far I have heard " 4.4 ~ 4.55 ++" 35yrs flexi loan. mostly from from MBB PBB.
Loan amount 80% - 100% which depend on your background.

I have got PBB with 85% loan 4.55% interest...which include my bro as a guarantor (for those financial which is not strong) else loan reject then sakit kepala..

** I also heard there are someone loan rejected. Good news for someone? ...

anyhow. good luck everyone =)


*modified Loan interest so far I have heard " 4.4 ~ 4.55 ++"

This post has been edited by kentmeng: Jan 16 2017, 02:01 PM

Market rate not 4.3-4.4% ???

Got any news update?
Or internal people already sapu all already?

so far I heard just 4.4 ~ 4.55 ++ for PBB and MBB

i am hungry to eat those rejected loan units..

unless they are willing to extend their snp / loan by serving penalty for late securing housing loan..

they give this scoring, i think due to the price of the prop..normally higher price, lower interest rate..
and second, they will check ur credit scoring..they hv their own risk assessment in finding a borrower..

Did you submit the 15k cheque for booking?

Just signed MBB offer letter today.

Loan type: Semi flexi
Loan amount: RM178,200
MRTA: None
Loan tenure: 35 years
Interest rate: 4.5%
Lock in period: 4 years

Now wait for lawyer call to sign SPA & LA.

Loan rate 4.5% is current market rate?

4.4 ~ 4.55 ++ (RUMAWIP) depends on bank and your personal background.

DO you know how much is the SPA & LA fees?

For RM 178200 prop,

Sale & Purchase Agreement Costs
SPA Legal Fees :RM1,697.40
SPA Stamp Duty :RM2,564.00

Loan Documentation Costs
Loan Documentation Legal Fees:RM1,697.40
Loan Documentation Stamp Duty: RM891.00

This is just rough estimation..figure above does not reflect actual estimation

SPA Stamp Duty is foc?

FOC if the developer say so / use lawyer appointed by developer

noted. thanks~

Home loan approved today
Pbb 4.65 blr 1.1
loan amount : RM158,400
Is that rate too high(I don't have EPF)
Maybank head me dont have EPF j igrone me
RHB igrone me too..

Feel like my life are dead😛

This post has been edited by op9956: Jan 20 2017, 11:26 PM

I signed all few weeks back.

Pbb 4.45% / 35 years / 90%.
SNP = developer settle
Stamp duty = 2017 rule = free
Loan legal = Rm4k-4.1k+(forgotten actual amount)
MRTA full loan, x 20 years = rm47xx


Anywhere when sign and, notice that lease hold tittle till 2103 but not calculate from 2016-2115.

And LG2 comes with 2 rooms = funeral services.

This post has been edited by cookieamos: Jan 21 2017, 12:42 AM