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 Fixed Deposit Rates In Malaysia V. No.14, Strictly for FD Discussion Only

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wil-i-am
post Sep 11 2016, 08:17 AM

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QUOTE(Deal Hunter @ Sep 11 2016, 03:09 AM)
Yes, I did not. 4.1% promo is over.
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Wat is the rate now?
wil-i-am
post Sep 12 2016, 08:22 AM

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QUOTE(starry @ Sep 11 2016, 10:49 AM)
So now we're left with Affin 4.05% and RHB 4%  sweat.gif
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Which 1 wud u choose?
wil-i-am
post Sep 12 2016, 03:31 PM

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QUOTE(bbgoat @ Sep 12 2016, 10:33 AM)
One of my friend got 4.25% in Affin by buying 1000 units of FP ASNB units. Since the FD was >100k, good deal !  biggrin.gif
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I dun think Affin allow FP as it's no brainer deal

QUOTE(bbgoat @ Sep 12 2016, 11:57 AM)
Have u asked Affin on FD promo rate for matured FD ?  hmm.gif
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Not yet
wil-i-am
post Sep 12 2016, 05:21 PM

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QUOTE(bbgoat @ Sep 12 2016, 04:30 PM)
Bro, heard of never say never ?  brows.gif

Just like the Affin top up. You have yet to ask. So why not u ask them about this second one on FP ?  biggrin.gif
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Perhaps I will ask them tomorrow mad.gif vmad.gif
wil-i-am
post Sep 12 2016, 08:04 PM

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QUOTE(bbgoat @ Sep 12 2016, 06:01 PM)
I was surprised about the FP deal. Last time I went in with RHB on VP deal with 6 mth 7.8% FD. So actually not really great deal except it is 15 mth 4.25% for Affin's deal.

Could be related with branch implementation and how eager they wanted the business.  biggrin.gif
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I presume staff have mixed up ASNB products between FP n VP
wil-i-am
post Sep 12 2016, 08:12 PM

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QUOTE(bbgoat @ Sep 12 2016, 08:08 PM)
I don't think so. Initially the FP did not go thru'. Hrs later, they called back saying the 1k units bought.  biggrin.gif
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The FD sum is based on 1 : 1 against successful ASNB transaction?
wil-i-am
post Sep 12 2016, 11:04 PM

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QUOTE(Ramjade @ Sep 12 2016, 10:51 PM)
Fp can be ASW2020, ASM, AS1M.  Either one.
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OT
It can include ASD/ASB/ASB2 too
wil-i-am
post Sep 13 2016, 09:32 PM

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QUOTE(low yat 82 @ Sep 13 2016, 11:42 AM)
1 FD due on this thursday..wonderin wats nice FD this time around biggrin.gif
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U can read page 1 for answer
wil-i-am
post Sep 14 2016, 08:46 AM

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QUOTE(tonytyk @ Sep 13 2016, 01:14 PM)
They told me not bundled with ASNB fixed price products, only Variable price UT
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I got the same message too
wil-i-am
post Sep 14 2016, 06:54 PM

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QUOTE(bbgoat @ Sep 14 2016, 06:50 PM)
In Affin this morning. Confirmed the FD promo to get 4.25% by buying ASNB FP units. Minimum is 1k units.

In fact I opened 3 FP ASM, AS1M and ASW2020 accts today in preparation for bigger things to come. After my successful try, the next counter, one Chinese lady was not successful. She was also trying to bundle it with the 4.25% FD.  biggrin.gif

Earlier I have 2 placements of Affin 4.05%, did not know that can get the FP units bundle with 4.25% deal !  doh.gif

Thinking of terminating the last one and re-put in for the 4.25%.  hmm.gif
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U r so luck today
Now u plan to place how many digits of FD with Affin?
wil-i-am
post Sep 15 2016, 08:38 AM

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QUOTE(tonytyk @ Sep 14 2016, 07:56 PM)
Yes, both branches I tried are in KL, both do no accept bundle with FP. Yours which area/branch in Penang?
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V r on d same boat but I try once ony
wil-i-am
post Sep 16 2016, 07:33 AM

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QUOTE(tonytyk @ Sep 15 2016, 03:03 PM)
Can get units so easily?
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Nope but need to have patience when top up
wil-i-am
post Sep 16 2016, 08:33 PM

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QUOTE(ikanbilis @ Sep 16 2016, 02:04 PM)
Unlikely. Bank just have to bite the bullet for the mistakes they make.
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The said staff could have receive show-cause letter from HR
wil-i-am
post Sep 16 2016, 08:48 PM

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QUOTE(bbgoat @ Sep 16 2016, 04:57 PM)
I only state what has been done. If crossing state borders help, please do it if worth time/effort ! devil.gif
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Agreed
Otherwise end up penny wise pound foolish
wil-i-am
post Sep 17 2016, 07:57 PM

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QUOTE(eddie2020 @ Sep 17 2016, 04:05 PM)
Aside guys those fd expire on 15th sept , any new promo? lol
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Not at a moment

wil-i-am
post Sep 18 2016, 07:28 AM

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QUOTE(heavensea @ Sep 18 2016, 05:12 AM)
noob question, what's fp?
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OT
It's a UT product managed by ASNB
FP = Fixed price funds
wil-i-am
post Sep 20 2016, 09:33 AM

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QUOTE(michaelho @ Sep 19 2016, 07:58 PM)
as of today 3pm, Affin FD promo ended. I missed the boat as I was there only 3.30pm. Therefore put CIMB
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Bro, did Affin offer new promo?
wil-i-am
post Sep 20 2016, 03:03 PM

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QUOTE(bbgoat @ Sep 20 2016, 01:14 PM)
Affin FD package reach quota, confirmed with Affin just now. They asked me to go in and may get a "special" package.

So no more 4.25% with UT ! doh.gif Now have to plan for new home for my eggs in 2 weeks time.

Looks like RHB or UOB will be the suitable one. Hopefully by Oct 1st, some other promo comes along.  biggrin.gif
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I have a few FDs expired in Oct 2016 too cry.gif
wil-i-am
post Sep 20 2016, 09:19 PM

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QUOTE(mamamia @ Sep 20 2016, 03:48 PM)
Next best FD for common bank will be RHB 4% 12M > HLB eFD 3.95% 12M> PBB 3.88% 6M
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I will consider RHB as I have a/c with them
The ony setback is parking problem at my area

QUOTE(familyfirst @ Sep 20 2016, 04:31 PM)
Mine expiring end Oct and 1st week Nov .... super scared too late for anything.
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Timing is not rite sweat.gif
Having said tat, hope for new promo in Oct 16
wil-i-am
post Sep 21 2016, 09:48 PM

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QUOTE(Ramjade @ Sep 20 2016, 09:37 PM)
Close m2u savers and migrate to eGIA-i. Yup. Can be applied via m2u. I already close my m2u savers ling time ago.
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U dun have any sentimental value?

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