They also advertise in the Chinese newspapers 4% for 12month FD

made placement at Affin for 15mth@4.05%. Does anyone know when the interest will be credited to my acct ? i

Then have to wait till next month lo

Hope next month rate can maintain 2.8% or higher.

Know that but prefer combine to the current 9K FD

we know you have fd in br. how about you?

Affin fd need to put some money in casa, so not my preference, rather place rhb or hlb, but prefer every month got interest credit in

Nothing. Just curious that if it's possible to combine.

If banks start cutting promo rates in September how before your FD matured, what are you going ro do?

Eh, last year banks which offer 4.5% suddenly reduce from 4.5%. No warning.  When they did that, other banks also start cutting down their promo rates.

so that means only after 15 months. 
my Public bank FD credit interest every 6 month

Yeah SRR reduction done during beginning of this year, so would it possible to have another reduction......
look like along 2016/2017, FD rate will be ranging 3.5% to 4.5% for 12 month deposit....

what is preferred ?

cklimm

If I count both 9 June 2015 and 9 September 2016, the FD duration would be 459 days.

Total Interest Gained = RM 10000.00 x 4.33 % x 459 / 365 = RM 544.51.

That is why I am confused whether I should count both 9 June 2015 and 9 September 2016 or not. 

Opening a new fd at bank, should I bring all cash to open it or any alternative way?

Hongleong bank fpx is much easier and safer but the interest rate is lower than the bank (rhb) I want to park fd..

Sure it's gone ? Later will call to verify.
Thought of doing a placement next month.
So disappointed. ....

Just received sms from UOB, this saturday (10th Sept)  for one day only 12mth@4%

RM0.00 UOB D'sara Uptown: Visit us this Saturday, 10/9 for more on special FD promo @ 4%p.a. Promo from 10/9-12/9/16. Call 03-77243900 for more info. T&C apply.