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 Fixed Deposit Rates In Malaysia V. No.14, Strictly for FD Discussion Only

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wil-i-am
post Dec 9 2016, 12:01 PM

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QUOTE(lowya @ Dec 9 2016, 11:40 AM)
very confusing and might have hidden clause to knock you off later, any taker share review?
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QUOTE(TOMEI-R @ Dec 9 2016, 11:51 AM)
Nice but the terms are confusing.... rclxub.gif
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Which part is confusing
Perhaps, I can enlighten
wil-i-am
post Dec 9 2016, 12:17 PM

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QUOTE(kenlui @ Dec 9 2016, 12:08 PM)
Chances of the rates being revised due to OPR changes?
Cant decide whether to put in RHB 6 months 4.1% or the affin promo.
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Nope
Once the rate is lock-in, it will stay until expiry
wil-i-am
post Dec 9 2016, 12:58 PM

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QUOTE(TOMEI-R @ Dec 9 2016, 12:29 PM)
Can explain how the interests and placement?
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U need to place RM10k each for 2 mths n 15 mths (assume option 1) which will run concurrently
Upon maturity of 2 mths, u have the option to continue or withdraw
The same applies for 15 mths
wil-i-am
post Dec 9 2016, 09:30 PM

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QUOTE(cclim2011 @ Dec 9 2016, 04:59 PM)
Affin pakej 3 =4.08 for first six month. Then you will have 50% of your FD at 4.28 for the next 9month.
Unless you foresee >4.28 promo 6 month later, I think Affin a better bet.
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Incorrect
4.28% for 15 mths
wil-i-am
post Dec 9 2016, 10:29 PM

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Went to Maybank today
The officer told me their Maybank promo 12 mths GIA-i finished but 6 mths still on
wil-i-am
post Dec 10 2016, 02:35 PM

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QUOTE(laymank @ Dec 10 2016, 01:00 AM)
make sure there is no t&c that says you cannot uplift after 2 months.
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Dun worry
Depositor can withdraw upon maturity as there is no T&C
wil-i-am
post Dec 11 2016, 02:02 PM

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QUOTE(cklimm @ Dec 10 2016, 09:23 PM)
Should money market/ bond funds allowed, and the sales charge lower than 1%, its still a decent deal
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Most likely it's equity fund
wil-i-am
post Dec 12 2016, 09:02 PM

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QUOTE(Vizhai @ Dec 12 2016, 09:55 AM)
so Rhb 4.1pa 6 months still got?
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U need to call them for confirmation as promo could end early if quota is reach
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