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 Fixed Deposit Rates In Malaysia V. No.14, Strictly for FD Discussion Only

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wil-i-am
post Aug 31 2016, 12:30 PM

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QUOTE(bbgoat @ Aug 31 2016, 08:40 AM)
My big stake (to me only) is kacang putih to you and lots of other members here.  cry.gif  cry.gif
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U r just too humble
wil-i-am
post Sep 1 2016, 07:06 PM

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QUOTE(elea88 @ Sep 1 2016, 10:27 AM)
any sign of new FD PROMO?

my Affin FD due today..  if nothing better come up.. then i will hv to park with HLB 3.95% efd.
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I just spoke to the BM today
He told me still awaiting signal from HQ
In the meantime, u can continue with Affin on 15 mths FD
wil-i-am
post Sep 1 2016, 07:55 PM

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QUOTE(harmonics3 @ Sep 1 2016, 05:59 PM)
RHB latest promo starting today:
12 month 4%
requirement: fresh 10k funds

There's another 5 or 6mth promo at 3.xx%, can't remember.
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I wud say 4% is decent considering current Bank rates
wil-i-am
post Sep 1 2016, 08:09 PM

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QUOTE(areankim @ Sep 1 2016, 04:35 PM)
full already HLB. my friend just told me... grrrrr
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My fren just managed to open FD tis morning
wil-i-am
post Sep 1 2016, 09:28 PM

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QUOTE(bbgoat @ Sep 1 2016, 05:56 PM)
For Affin current promo, I heard for busuh fund (old fund), can top up 10 or 20% to get the promo rate. But then again can negotiate with them on the actual amt needed to get the promo rate.  biggrin.gif
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They dun allow 'old fund' to njoy current promo
wil-i-am
post Sep 1 2016, 10:37 PM

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QUOTE(royalz @ Sep 1 2016, 09:51 PM)
Anyone still got put e-GIA-i ? i counted mine is 3.67% ..this was placed before they reduce to 3.58% recently..thinking wanna put HLF efd instead...any suggestions?
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I still have
Besides the difference of 40bps, the key difference is Withdrawal Flexibility (WF)
For me, WF is important

wil-i-am
post Sep 2 2016, 01:13 PM

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QUOTE(bbgoat @ Sep 2 2016, 12:40 PM)
Ya, MBB eGIA-i rate has been changed twice down from 4% to 3.58%. The rate is not locked, unlike FD.
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The rate could change again tis mth sweat.gif
wil-i-am
post Sep 2 2016, 06:47 PM

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QUOTE(bbgoat @ Sep 2 2016, 01:28 PM)
I have already pulled out all my MBB GIA-i except the 12 mth step-up one.  biggrin.gif
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Smart move
wil-i-am
post Sep 3 2016, 08:22 AM

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QUOTE(Andrew_1980 @ Sep 2 2016, 09:07 PM)
Just placed 9k at HL eFD 1 month term @ 2.80% pa laugh.gif

First try on FD
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Y u placed with HL as Maybank GIA-i offer 3.58% with flexibility to withdraw anytime?
wil-i-am
post Sep 3 2016, 11:54 AM

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QUOTE(Kamen Rider @ Sep 3 2016, 08:50 AM)
Is this GIA 3.58 guarantee one? What is the minimum guarantee interest rate?
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Atm, yes
wil-i-am
post Sep 3 2016, 06:12 PM

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QUOTE(Andrew_1980 @ Sep 3 2016, 03:11 PM)
I only got HL acc wor
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U can open a basic CASA with Maybank via m2u.com
wil-i-am
post Sep 3 2016, 08:41 PM

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QUOTE(kjlow88 @ Sep 3 2016, 07:53 PM)
Is the so call Gia fd only available at Mbb ? Does others bank have such a flexibility fd product ?
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Not tat I know off
wil-i-am
post Sep 3 2016, 09:59 PM

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QUOTE(kjlow88 @ Sep 3 2016, 09:45 PM)
Which is the best investment choices do we have beside fixed deposit investment, that's abit higher risk and higher return. Anyone suggestion ?  Sorry to ask in fd tread.
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U may consider UT
wil-i-am
post Sep 5 2016, 08:35 AM

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QUOTE(eugene88 @ Sep 4 2016, 10:31 PM)
During GIA placement, before clicking confirm to complete the placement process, click back and you will have the option to credit the interest to the principal.

Magic  rclxms.gif
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If u overlook, u can still perform compounding manually
wil-i-am
post Sep 5 2016, 05:35 PM

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Malaysia seen to hold key rate as economy resilient so far
http://www.theedgemarkets.com/my/article/m...esilient-so-far
wil-i-am
post Sep 5 2016, 05:37 PM

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QUOTE(bbgoat @ Sep 5 2016, 03:56 PM)
Affin 4.33% FD matured today.

Renewed to 4.05% 15 mth FD by topping up amt. Their requirement:

<100k, 10%. >100k 20% of matured FD amt.

Earlier one of my relative has >100k FD matured, refused to top up the 20%. Affin called to HQ to waive it, just top up 5k. Nego, yeh !  biggrin.gif
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My branch dun allow to top up 'additional' n insist fresh funds mad.gif
wil-i-am
post Sep 5 2016, 05:42 PM

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QUOTE(bbgoat @ Sep 5 2016, 05:39 PM)
U can ask them if it is true other branch talking about 10%/20% top up's.  biggrin.gif
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I will ask them next week as 1 of my 4.33% FD will expire on 10/9
wil-i-am
post Sep 5 2016, 05:52 PM

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QUOTE(bbgoat @ Sep 5 2016, 05:49 PM)
Please hold/stay the rate ...................... sweat.gif
Mine also 4.33%, today renewed to the 4.05%.
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Wat a coincidence
I just placed today too plus TT out existing funds

wil-i-am
post Sep 6 2016, 08:34 AM

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QUOTE(nomen @ Sep 5 2016, 11:15 PM)
I just received this new promo from RHB bank
.[attachmentid=7467310]
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Glad to c 4% right now
wil-i-am
post Sep 6 2016, 08:34 AM

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HSBC expects another 25 bps cut in OPR
http://www.thestar.com.my/business/busines...bps-cut-in-opr/

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