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 Fixed Deposit Rates In Malaysia V. No.14, Strictly for FD Discussion Only

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eddie2020
post Sep 3 2016, 01:53 PM

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Maybank 3+3+3 3.88 effective is fixed rite? Will have the cut effect you guys mention? Hlb can place from Mach?
Andrew_1980
post Sep 3 2016, 03:11 PM

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QUOTE(yygo @ Sep 3 2016, 08:51 AM)
unless he/she dun fil secure with gia i.  :confused:
*
I only got HL acc wor
Andrew_1980
post Sep 3 2016, 03:16 PM

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QUOTE(cklimm @ Sep 3 2016, 09:23 AM)
thats a decent rate for savings account
*
I think so. laugh.gif

Since the 9k is not in use so better place in FD than place in SA and just get that 0.1 or something p.a. interest laugh.gif
ywliang96
post Sep 3 2016, 05:34 PM

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I not sure how to count the FD rate.
Let say I'm going to put 50000 for a year
Rate is 3.88
How much would I get next year?
Human Nature
post Sep 3 2016, 05:38 PM

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QUOTE(ywliang96 @ Sep 3 2016, 05:34 PM)
I not sure how to count the FD rate.
Let say I'm going to put 50000 for a year
Rate is 3.88
How much would I get next year?
*
Total Interest Earned: 1940
Maturity amount: 51940

http://www.miniwebtool.com/fixed-deposit-c...est_frequency=0
wil-i-am
post Sep 3 2016, 06:12 PM

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QUOTE(Andrew_1980 @ Sep 3 2016, 03:11 PM)
I only got HL acc wor
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U can open a basic CASA with Maybank via m2u.com
David3700
post Sep 3 2016, 06:17 PM

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The RHB 4% may not be true. What they advertise is only 3.9%....
nexona88
post Sep 3 2016, 06:27 PM

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QUOTE(David3700 @ Sep 3 2016, 06:17 PM)
The RHB 4% may not be true. What they advertise is only 3.9%....
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Really? Where u saw it?? hmm.gif
kjlow88
post Sep 3 2016, 07:49 PM

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QUOTE(nexona88 @ Sep 3 2016, 06:27 PM)
Really? Where u saw it?? hmm.gif
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Rhb website could be..
kjlow88
post Sep 3 2016, 07:53 PM

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Is the so call Gia fd only available at Mbb ? Does others bank have such a flexibility fd product ?
Ramjade
post Sep 3 2016, 08:30 PM

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QUOTE(kjlow88 @ Sep 3 2016, 07:53 PM)
Is the so call Gia fd only available at Mbb ? Does others bank have such a flexibility fd product ?
*
Unfortunately yes. Only for maybank. I would love to see another bank coming out with something like that so that it will give eGIA-i a run for the money. But how can you beat a combo of only RM1.00 in SA + > 1 month eFD rates + flexibility of withdrawal?
wil-i-am
post Sep 3 2016, 08:41 PM

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QUOTE(kjlow88 @ Sep 3 2016, 07:53 PM)
Is the so call Gia fd only available at Mbb ? Does others bank have such a flexibility fd product ?
*
Not tat I know off
David3700
post Sep 3 2016, 08:57 PM

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QUOTE(nexona88 @ Sep 3 2016, 06:27 PM)
Really? Where u saw it?? hmm.gif
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RHB website.....

Attached Image
kjlow88
post Sep 3 2016, 09:03 PM

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QUOTE(Ramjade @ Sep 3 2016, 08:30 PM)
Unfortunately yes. Only for maybank. I would love to see another bank coming out with something like that so that it will give eGIA-i a run for the money. But how can you beat a combo of only RM1.00 in SA + > 1 month eFD rates + flexibility of withdrawal?
*
Still Good product all time with flexibility withdrawal. But what is the meaning of Principal is not guaranteed ?

Minimum investment:
RM5,000 (1 month)
RM1,000 (2 months and above)

* Not covered by PIDM. Principal is not guaranteed


This post has been edited by kjlow88: Sep 3 2016, 09:09 PM
Ramjade
post Sep 3 2016, 09:12 PM

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QUOTE(kjlow88 @ Sep 3 2016, 09:03 PM)
Still Good product all time with flexibility withdrawal. But what is the meaning of Principal is not guaranteed ?

Minimum investment:
RM5,000 (1 month)
RM1,000 (2 months and above)

* Not covered by PIDM. Principal is not guaranteed
*
Yes. Means you put in RM1k, you might not get your RM1k back, interest might not be what you were promised. Min requirement is RM1k put for 2 months, can remove anytime. Better to pick that over RM5k

This post has been edited by Ramjade: Sep 3 2016, 09:15 PM
5p3ak
post Sep 3 2016, 09:44 PM

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QUOTE(kjlow88 @ Sep 3 2016, 07:53 PM)
Is the so call Gia fd only available at Mbb ? Does others bank have such a flexibility fd product ?
*
GIA is not FD laugh.gif
kjlow88
post Sep 3 2016, 09:45 PM

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Which is the best investment choices do we have beside fixed deposit investment, that's abit higher risk and higher return. Anyone suggestion ? Sorry to ask in fd tread.
kjlow88
post Sep 3 2016, 09:47 PM

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QUOTE(5p3ak @ Sep 3 2016, 09:44 PM)
GIA is not FD  laugh.gif
*
Haha yeah, it's one of the investment products by Mbb.
wil-i-am
post Sep 3 2016, 09:59 PM

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QUOTE(kjlow88 @ Sep 3 2016, 09:45 PM)
Which is the best investment choices do we have beside fixed deposit investment, that's abit higher risk and higher return. Anyone suggestion ?  Sorry to ask in fd tread.
*
U may consider UT
cclim2011
post Sep 3 2016, 10:01 PM

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QUOTE(eddie2020 @ Sep 2 2016, 09:30 PM)
Hlb fd 3.95 not apply on Mach? I get error code 2112 when I hit apply fd promotion
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I did it over the fpx and it worked.

Many be I got few saving accounts apart from mach.

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