Maybank 3+3+3 3.88 effective is fixed rite? Will have the cut effect you guys mention? Hlb can place from Mach?
Fixed Deposit Rates In Malaysia V. No.14, Strictly for FD Discussion Only
Fixed Deposit Rates In Malaysia V. No.14, Strictly for FD Discussion Only
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Sep 3 2016, 01:53 PM
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Senior Member
3,125 posts Joined: Jun 2008 From: Mars |
Maybank 3+3+3 3.88 effective is fixed rite? Will have the cut effect you guys mention? Hlb can place from Mach?
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Sep 3 2016, 03:11 PM
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6,196 posts Joined: Nov 2012 |
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Sep 3 2016, 03:16 PM
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#303
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6,196 posts Joined: Nov 2012 |
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Sep 3 2016, 05:34 PM
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709 posts Joined: Oct 2013 From: Midgar |
I not sure how to count the FD rate.
Let say I'm going to put 50000 for a year Rate is 3.88 How much would I get next year? |
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Sep 3 2016, 05:38 PM
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All Stars
26,529 posts Joined: Jan 2003 |
QUOTE(ywliang96 @ Sep 3 2016, 05:34 PM) I not sure how to count the FD rate. Total Interest Earned: 1940Let say I'm going to put 50000 for a year Rate is 3.88 How much would I get next year? Maturity amount: 51940 http://www.miniwebtool.com/fixed-deposit-c...est_frequency=0 |
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Sep 3 2016, 06:12 PM
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#306
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10,001 posts Joined: May 2013 |
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Sep 3 2016, 06:17 PM
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1,055 posts Joined: Nov 2015 |
The RHB 4% may not be true. What they advertise is only 3.9%....
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Sep 3 2016, 06:27 PM
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48,491 posts Joined: Sep 2014 From: REality |
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Sep 3 2016, 07:49 PM
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136 posts Joined: Jun 2016 |
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Sep 3 2016, 07:53 PM
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136 posts Joined: Jun 2016 |
Is the so call Gia fd only available at Mbb ? Does others bank have such a flexibility fd product ?
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Sep 3 2016, 08:30 PM
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24,380 posts Joined: Feb 2011 |
QUOTE(kjlow88 @ Sep 3 2016, 07:53 PM) Unfortunately yes. Only for maybank. I would love to see another bank coming out with something like that so that it will give eGIA-i a run for the money. But how can you beat a combo of only RM1.00 in SA + > 1 month eFD rates + flexibility of withdrawal? |
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Sep 3 2016, 08:41 PM
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#312
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10,001 posts Joined: May 2013 |
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Sep 3 2016, 08:57 PM
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1,055 posts Joined: Nov 2015 |
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Sep 3 2016, 09:03 PM
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136 posts Joined: Jun 2016 |
QUOTE(Ramjade @ Sep 3 2016, 08:30 PM) Unfortunately yes. Only for maybank. I would love to see another bank coming out with something like that so that it will give eGIA-i a run for the money. But how can you beat a combo of only RM1.00 in SA + > 1 month eFD rates + flexibility of withdrawal? Still Good product all time with flexibility withdrawal. But what is the meaning of Principal is not guaranteed ?Minimum investment: RM5,000 (1 month) RM1,000 (2 months and above) * Not covered by PIDM. Principal is not guaranteed This post has been edited by kjlow88: Sep 3 2016, 09:09 PM |
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Sep 3 2016, 09:12 PM
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24,380 posts Joined: Feb 2011 |
QUOTE(kjlow88 @ Sep 3 2016, 09:03 PM) Still Good product all time with flexibility withdrawal. But what is the meaning of Principal is not guaranteed ? Yes. Means you put in RM1k, you might not get your RM1k back, interest might not be what you were promised. Min requirement is RM1k put for 2 months, can remove anytime. Better to pick that over RM5kMinimum investment: RM5,000 (1 month) RM1,000 (2 months and above) * Not covered by PIDM. Principal is not guaranteed This post has been edited by Ramjade: Sep 3 2016, 09:15 PM |
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Sep 3 2016, 09:44 PM
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5,648 posts Joined: Mar 2011 From: Jalan Tijani |
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Sep 3 2016, 09:45 PM
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136 posts Joined: Jun 2016 |
Which is the best investment choices do we have beside fixed deposit investment, that's abit higher risk and higher return. Anyone suggestion ? Sorry to ask in fd tread.
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Sep 3 2016, 09:47 PM
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Sep 3 2016, 09:59 PM
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#319
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Sep 3 2016, 10:01 PM
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1,702 posts Joined: Feb 2011 |
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