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Credit Cards Hong Leong Bank Wise Credit Card V8, 10% Cashback , Up to RM100 per month

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Lego Warfare
post Mar 4 2025, 11:47 PM

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QUOTE(fruitie @ Mar 4 2025, 10:49 PM)
Oh, that's a good point, I didn't use it for my insurance. I guess should be included.
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QUOTE(ericlaiys @ Mar 4 2025, 10:50 PM)
Yes, insurance can get
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Surprised they let that slip pass the exclusion list. If you are in that line of business, you can easily get at least 400k enrich miles in a year 😳

ericlaiys
post Mar 5 2025, 12:27 AM

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QUOTE(Lego Warfare @ Mar 4 2025, 11:47 PM)
Surprised they let that slip pass the exclusion list. If you are in that line of business, you can easily get at least 400k enrich miles in a year 😳
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Not good to use for local. 3.2 rm to get 1 point. Only useful use at oversea.
You can divide let say pay 5k/3.2
Barricade
post Mar 5 2025, 07:42 AM

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QUOTE(Lego Warfare @ Mar 4 2025, 04:47 PM)
Just applied for HLBB VI card, looks like the best all rounder for Enrich miles? 3.5 airmile per RM1 for almost all retail transactions makes it less complicated/hassle to use and among the best conversion cards out there.

Also have a Alliance VI otw as well.
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I'm confused here. Isn't it RM3.50 for 1 airmile?
gooroojee
post Mar 5 2025, 08:22 AM

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QUOTE(ericlaiys @ Mar 4 2025, 10:50 PM)
Yes, insurance can get
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Since this is a Wise thread, does swiping Wise for insurance get any benefit too?
ClarenceT
post Mar 5 2025, 08:29 AM

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QUOTE(gooroojee @ Mar 5 2025, 08:22 AM)
Since this is a Wise thread, does swiping Wise for insurance get any benefit too?
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0.2% rounded to nearest RM
(So OTHERS category must be >RM250 to get first RM1, otherwise zero CB)
Lego Warfare
post Mar 5 2025, 09:41 AM

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QUOTE(ericlaiys @ Mar 5 2025, 12:27 AM)
Not good to use for local. 3.2 rm to get 1 point. Only useful use at oversea.
You can divide let say pay 5k/3.2
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Isn’t RM3.5 for 1 airmile among the best conversion rate for local use in Msia?
The only better one I can think of is UOB but with very limited category usage needing to mix & match.
And Alliance VI for certain category only.

For overseas usage the rate is much worse, UOB is much better…

QUOTE(Barricade @ Mar 5 2025, 07:42 AM)
I'm confused here. Isn't it RM3.50 for 1 airmile?
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Oops sorry type wrongly, yes RM3.5 for 1 airmile

This post has been edited by Lego Warfare: Mar 5 2025, 09:42 AM
kyleen
post Mar 5 2025, 08:44 PM

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QUOTE(Lego Warfare @ Mar 5 2025, 09:41 AM)
Isn’t RM3.5 for 1 airmile among the best conversion rate for local use in Msia?
The only better one I can think of is UOB but with very limited category usage needing to mix & match.
And Alliance VI for certain category only.

For overseas usage the rate is much worse, UOB is much better…
Oops sorry type wrongly, yes RM3.5 for 1 airmile
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Ewallet reloads too. No annual fee. This card is a keeper.
MGM
post Mar 6 2025, 06:36 AM

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QUOTE(kyleen @ Mar 5 2025, 08:44 PM)
Ewallet reloads too. No annual fee. This card is a keeper.
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Which banks' VI, HL, UOB or Alliance?
kyleen
post Mar 6 2025, 08:40 AM

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QUOTE(MGM @ Mar 6 2025, 06:36 AM)
Which banks' VI, HL, UOB or Alliance?
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HLB VI

Avangelice
post Mar 6 2025, 05:52 PM

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QUOTE(kyleen @ Mar 6 2025, 08:40 AM)
HLB VI
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Why not sutera card? 8x for ewallet top up.

Use points to claim enrich and AA
joice11
post Mar 8 2025, 03:41 PM

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QUOTE(Human Nature @ Jan 6 2025, 03:45 PM)
*All Government/JomPAY/FPX bill payment related transactions, QR Pay transactions via HLB Connect App, Cash Advances, Quasi Cash (betting and gaming related transactions), Quick Cash, Flexi Payment Plan, Auto Balance Conversion (ABC), Balance Transfers and any fees and charges are not eligible for cashback.

Will Gov transaction contribute to the RM1000 min spending?
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understand that government, jompay/FPX contribute to rm1k min spending, how about balance tranfer? anyone can onfirm?
Human Nature
post Mar 8 2025, 07:11 PM

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QUOTE(joice11 @ Mar 8 2025, 03:41 PM)
understand that government, jompay/FPX contribute to rm1k min spending, how about balance tranfer? anyone can onfirm?
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No idea on this, try ask CS through HLB portal
turbopips
post Mar 8 2025, 07:35 PM

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QUOTE(joice11 @ Mar 8 2025, 03:41 PM)
understand that government, jompay/FPX contribute to rm1k min spending, how about balance tranfer? anyone can onfirm?
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HLB BT is in another separate account no.. how to contribute??
Lego Warfare
post Mar 11 2025, 04:13 PM

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Just got my VI card and noticed a few things..
1) I applied the normal VI and received the physical normal VI card but in my online account website it says Visa Infinite (P)? Is that normal?

2) Expiry year is 32! That's so freaking long sweat.gif

3) It's a new card but a small part of the black patterned coating faded, showing the silver/gold underneath. Quite a sloppy quality card...

zaft005 P
post Mar 11 2025, 04:59 PM

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QUOTE(Lego Warfare @ Mar 11 2025, 04:13 PM)
Just got my VI card and noticed a few things..
1) I applied the normal VI and received the physical normal VI card but in my online account website it says Visa Infinite (P)? Is that normal?

2) Expiry year is 32! That's so freaking long sweat.gif

3) It's a new card but a small part of the black patterned coating faded, showing the silver/gold underneath. Quite a sloppy quality card...
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"P" for Principal
"S" for Supplementary
fruitie
post Mar 11 2025, 05:03 PM

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QUOTE(Lego Warfare @ Mar 11 2025, 04:13 PM)
Just got my VI card and noticed a few things..
1) I applied the normal VI and received the physical normal VI card but in my online account website it says Visa Infinite (P)? Is that normal?

2) Expiry year is 32! That's so freaking long sweat.gif

3) It's a new card but a small part of the black patterned coating faded, showing the silver/gold underneath. Quite a sloppy quality card...
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1) Yes.
2) Yes, that long.
3) Yes, terrible quality. Mine is already peeled off and I have to use until 2029 for my case. Plan to report that the card is not waveable and hopefully will be replaced.
Lego Warfare
post Mar 11 2025, 06:06 PM

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QUOTE(zaft005 @ Mar 11 2025, 04:59 PM)
"P" for Principal
"S" for Supplementary
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Ahh ok, that was confusing when they have another VI product called VI (P) at the same time sweat.gif


QUOTE(fruitie @ Mar 11 2025, 05:03 PM)
1) Yes.
2) Yes, that long.
3) Yes, terrible quality. Mine is already peeled off and I have to use until 2029 for my case. Plan to report that the card is not waveable and hopefully will be replaced.
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They cutting corners sweat.gif
Lego Warfare
post Mar 17 2025, 02:00 PM

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OMG, just what we post MBB cardholders needed. Enrich points required is a lot more than KF points, but at least we get an option now...
HLBB & Alliance VI looks a lot more attractive now.

This post has been edited by Lego Warfare: Mar 17 2025, 02:03 PM
PseudomonasSA
post Mar 22 2025, 02:04 PM

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Hi Sifus, do we earn Enrich miles for e-wallet reloads using the Hong Leong Visa Infinite credit card? Thank you
m_m1
post Mar 30 2025, 12:25 AM

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Hi All,

I'm checking out the HLB Wise card, does the Insurance & Celcom auto billing will be included as "1K Spend amount"? or "1K Spend amount" only applicable to retail transaction?

Am i getting it right for " Insurance & Celcom auto billing", these will be categorized as "Other: 0.2% rebate"?

Thanks.

This post has been edited by m_m1: Mar 30 2025, 12:26 AM

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