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Credit Cards Hong Leong Bank Wise Credit Card V8, 10% Cashback , Up to RM100 per month

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cybpsych
post Oct 7 2016, 08:40 AM

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QUOTE(sj0217 @ Oct 7 2016, 07:57 AM)
Oh I see, as long as there has cash back for previous month of spending then should be ok as all my spending still under caregories

Is this effect all HL CC too like HL Mach? Because I need to know which of dining place is not in the list, therefore, can avoid it  tongue.gif

Appreciated for your hard work !  thumbup.gif  thumbsup.gif
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yep, my Mach also changed statement date automatically.

same behavior on the category tagging. no issue with cashback.
cybpsych
post Oct 10 2016, 07:36 PM

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QUOTE(snowswc @ Oct 10 2016, 07:17 PM)
Plan to sign up plan with umobile to get iPhone 7. Would like to check with I pay rm2k at umobile store.am I entitle the 10% cash back under mobile category?Cap at rm100.
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probably eligible under mobile.

someone paid bill at 1u, description just umobile outlet name, so no differentiation pay bill or purchase phone.
cybpsych
post Oct 11 2016, 10:20 AM

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QUOTE(lilsunflower @ Oct 11 2016, 09:56 AM)
Which covers almost everything, except those "BANK" type transactions.

As I mentioned a few posts above, that is the same message that various HLB CS confidently say on the phone. Government is included.
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agreed biggrin.gif

any transactions triggered by bank, not eligible.

any transactions triggered by users (e.g. swipe/use) for purchases (aka retail), eligible
cybpsych
post Oct 11 2016, 05:03 PM

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QUOTE(hebe87 @ Oct 11 2016, 04:54 PM)
i did a single transaction of RM2000 to TNB today via uobpayonline, by using wise card with utilities as my chosen categories

should be entitled for cashback right? or need rm2000.01 and above?
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Minimum RM2,000 spend condition met notworthy.gif notworthy.gif yes, tnb@uobpayonline all along is categorized as "Utilities" category.

there's a table here to show you: https://www.hlb.com.my/main/news/20160906-0...ise-card-update

This post has been edited by cybpsych: Oct 11 2016, 05:03 PM
cybpsych
post Oct 13 2016, 12:33 PM

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QUOTE(snowswc @ Oct 13 2016, 12:16 PM)
Wondering is that possible I request to cancel the card and thereafter apply it again in order to avoid to pay the annual fee?
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QUOTE(aromachong @ Oct 13 2016, 12:26 PM)
of course you can. i think there should be some cooling period.. say 3 to 6 months
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provided hlb doesnt reject you later as well.
cybpsych
post Oct 13 2016, 04:53 PM

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called HLB on AF waiver (paid) and termination.

the moment i asked CS, he can immediately tell me the amount is refundable! Since i paid mine in June, they can waive AF for about RM106 (remaining 8 months of 12 months paid AF).

Oct cashback (earned from Sep spending), he said cannot transfer earned cashback to Mach after Wise is canceled.

However, he said can transfer the earned cashback to Mach, then terminate Wise.

Safe to say, wait for cashback, transfer to Mach, cancel card and get AF refund (prorated)
cybpsych
post Oct 14 2016, 11:39 AM

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QUOTE(sysy @ Oct 14 2016, 11:27 AM)
if i dont have other HLB card / acct, i request for cancellation, the AF pro-rated + cash rebate will be forfeited?
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no idea how they gonna transfer the excess amount.
cybpsych
post Oct 14 2016, 12:06 PM

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QUOTE(kelvinlzy @ Oct 14 2016, 11:40 AM)
Coupled with BHP ecard is about 7.9% on weekend. Or MBB Petronas Ikhwan Visa, 8% weekend rebate at Petronas.
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thumbup.gif more interested to know the full T&Cs for 8% weekend cb from MBB Petronas Ikhwan Visa.

1 Nov would know blush.gif
cybpsych
post Oct 16 2016, 10:48 AM

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QUOTE(tonytyk @ Oct 16 2016, 09:37 AM)
Even can spend 2k/month, need not spend using wise, got alternative cards with better cash back
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not everyone likes to carry many cards.
not everyone likes to manage different spending on different cards.
not everyone eligible to apply each card.

everyone is diffferent and has different reasons and spending pattern.

this forum has literally all cards discussed. let them choose and decide.

quarrel here saying 'my opinion is better than your opinion' really pointless laugh.gif

my value of RM1 cashback is different than your value of RM1 cashback. thumbup.gif
cybpsych
post Oct 19 2016, 08:53 AM

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QUOTE(seanlel @ Oct 19 2016, 08:46 AM)
Hi all,
I try to use UOBPAYONLINE to pay TNB bill. I notice there is BILL NO. field need to be filled, but I can't find it in the bill.

Can someone tell me what is bill no.?

Many thanks!
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bill number = tax invoice number (new name after GST implementation) or any number will do. i usually just put '0'.

account number is most important.
cybpsych
post Oct 19 2016, 09:15 AM

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QUOTE(seanlel @ Oct 19 2016, 09:13 AM)
OK, thanks a lot!
May I know roughly how long does it take to update at the TNB?
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about +1 day usually.
cybpsych
post Oct 26 2016, 04:45 PM

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QUOTE(pisces88 @ Oct 26 2016, 04:40 PM)
If u're forcing urself to spend 2k, no point.  Jus cancel the card and move on.  Stopped using in october.  Will cancel in november before anniversary smile.gif
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exactly ...

we can argue till the cows come home, it'd be pointless because each person has different spending threshold, behavior, and managing them.

e.g. for me, i can enjoy rm100 cashback from previous t&cs, but new t&cs are not suitable for me. already stopped using since Oct. now waiting for rm100 from Sep spending innocent.gif
cybpsych
post Oct 26 2016, 06:47 PM

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QUOTE(fruitie @ Oct 26 2016, 06:41 PM)
Transaction date is 28th but posting date on 29th, can only see on that day.
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transaction 27th, posting 28th, viewable in hlconnect 29th.
cybpsych
post Oct 26 2016, 08:17 PM

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QUOTE(mamamia @ Oct 26 2016, 07:32 PM)
Refer attachment
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ahh finally biggrin.gif thanks!
cybpsych
post Oct 28 2016, 08:17 AM

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QUOTE(cybpsych @ Oct 13 2016, 04:53 PM)
called HLB on AF waiver (paid) and termination.

the moment i asked CS, he can immediately tell me the amount is refundable! Since i paid mine in June, they can waive AF for about RM106 (remaining 8 months of 12 months paid AF).

Oct cashback (earned from Sep spending), he said cannot transfer earned cashback to Mach after Wise is canceled.

However, he said can transfer the earned cashback to Mach, then terminate Wise.

Safe to say, wait for cashback, transfer to Mach, cancel card and get AF refund (prorated)
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ok another update.

called cs to ask about cashback status (posted today) and cancel the card (with prorated AF refund).

1) although cashback posted today, it has not refreshed in the account, so can't do anything yet. only can do tomorrow or the day after.

2) CS offerred me to convert to Essential. not interested biggrin.gif

3) If i terminate the card tomorrow, the prorated AF (RM106.66) cannot be transferred out immediately. still need the amount to be refreshed in the account. hence, need to call again after the prorated AF is shown in statement.

4) There will be another statement after card termination, cuz it will continue to generate as long as there are transactions.

in short: make sure cashback refreshed in your account/statement, transfer out to Mach, terminate card, prorate AF and refreshed in the account, then transfer out to Mach.
cybpsych
post Oct 28 2016, 09:00 AM

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QUOTE(kit2 @ Oct 28 2016, 08:32 AM)
mach refers to mach savings account or mach credit card?
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card.

i dont have any other hlb/mach CASA. you can call CS to find that out, if u want to.
cybpsych
post Oct 28 2016, 03:39 PM

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QUOTE(cybpsych @ Oct 28 2016, 08:17 AM)
ok another update.

called cs to ask about cashback status (posted today) and cancel the card (with prorated AF refund).

1) although cashback posted today, it has not refreshed in the account, so can't do anything yet. only can do tomorrow or the day after.

2) CS offerred me to convert to Essential. not interested biggrin.gif

3) If i terminate the card tomorrow, the prorated AF (RM106.66) cannot be transferred out immediately. still need the amount to be refreshed in the account. hence, need to call again after the prorated AF is shown in statement.

4) There will be another statement after card termination, cuz it will continue to generate as long as there are transactions.

in short: make sure cashback refreshed in your account/statement, transfer out to Mach, terminate card, prorate AF and refreshed in the account, then transfer out to Mach.
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QUOTE(sysy @ Oct 28 2016, 03:08 PM)
can i say get cash back and ask CS to transfer out, and terminate the card.
Then wait for AF to be in and call to transfer out again.

But i tot once cancel we will no longer able to view from HLconnect.
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cybpsych
post Oct 28 2016, 06:18 PM

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QUOTE(chezzcake2 @ Oct 28 2016, 05:11 PM)
anyone like me?
0 transaction on OCT rclxms.gif
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of course la. mine same except bt payment from mbb to clear outstanding.
cybpsych
post Oct 28 2016, 10:00 PM

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QUOTE(sg999 @ Oct 28 2016, 09:21 PM)
I just login to check its cash back
still empty now.
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accoint refresh tomorrow, so can see in hlconnect.
cybpsych
post Oct 29 2016, 10:29 AM

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QUOTE(cybpsych @ Oct 28 2016, 08:17 AM)
QUOTE(cybpsych @ Oct 13 2016, 04:53 PM)

called HLB on AF waiver (paid) and termination.

the moment i asked CS, he can immediately tell me the amount is refundable! Since i paid mine in June, they can waive AF for about RM106 (remaining 8 months of 12 months paid AF).

Oct cashback (earned from Sep spending), he said cannot transfer earned cashback to Mach after Wise is canceled.

However, he said can transfer the earned cashback to Mach, then terminate Wise.

Safe to say, wait for cashback, transfer to Mach, cancel card and get AF refund (prorated)
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ok another update.

called cs to ask about cashback status (posted today) and cancel the card (with prorated AF refund).

1) although cashback posted today, it has not refreshed in the account, so can't do anything yet. only can do tomorrow or the day after.

2) CS offerred me to convert to Essential. not interested biggrin.gif

3) If i terminate the card tomorrow, the prorated AF (RM106.66) cannot be transferred out immediately. still need the amount to be refreshed in the account. hence, need to call again after the prorated AF is shown in statement.

4) There will be another statement after card termination, cuz it will continue to generate as long as there are transactions.

in short: make sure cashback refreshed in your account/statement, transfer out to Mach, terminate card, prorate AF and refreshed in the account, then transfer out to Mach.
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another update laugh.gif

called cs to terminate wise card. gave them same reason: NOT HAPPY with the recent change of benefits for Wise. They noted my feedback.

Transferred out RM100 cashback to Mach card, takes about 5 working days.
Wise card termination with immediate effect.
AF will be automatically prorated. once the amount shown in hlconnect, call back again to transfer the amount to Mach card.
It seems after card is terminated, it will still be shown in hlconnect, just that card is inactive. i'll keep monitoring if this is true.

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