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Credit Cards Hong Leong Bank Wise Credit Card V8, 10% Cashback , Up to RM100 per month

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cybpsych
post Jan 3 2025, 12:40 PM

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QUOTE(Human Nature @ Jan 3 2025, 12:36 PM)
THE BREW HOUSE-MELAKA MELAKA MY

falls under Others instead of Dining

Just fyi
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yikes, the brew house is using mcc 5812 wor, also not counted?

did this outlet recently changed terminal or something? this outlet could be using mcc 5813

This post has been edited by cybpsych: Jan 3 2025, 12:42 PM
cybpsych
post Jan 3 2025, 12:49 PM

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QUOTE(Human Nature @ Jan 3 2025, 12:46 PM)
Not sure, seldom dine here. Melaka one wor
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mine was in KL. using mcc 5812

could be the melaka outlet, their acquirer bank gave them mcc 5813 as drinking places biggrin.gif
cybpsych
post Jan 3 2025, 01:11 PM

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QUOTE(Human Nature @ Jan 3 2025, 12:55 PM)
You might be right, long time ago it was a pub before change to Brew House. ..rugi RM10 CB
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to be safe, assume all drinking places as "drinking places":D

banks are quite picky/sensitive when assigning MCC to businesses with different nature (eg restaurant + drinking places)

also, if The Brew House tagged as Restaurant, then Islamic Cards can be spent there biggrin.gif and...... the whole confusion/disputes with this
cybpsych
post Jan 14 2025, 07:20 AM

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HLB ESSENTIAL Credit Card Revision effective 3 February 2025
Kuala Lumpur, 13 January 2025

Dear Valued Cardholders,

Effective 3 February 2025, there will be revision on the HLB Essential Credit Card features. The revisions will include:

- Earn unlimited cashback
- Revision of the cashback structure as per Table 1 below

https://www.hlb.com.my/en/personal-banking/...ruary-2025.html
cybpsych
post Jul 28 2025, 09:16 AM

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QUOTE(coolguy99 @ Jul 28 2025, 09:10 AM)
Is there a way to receive transaction notification for every transaction made using the credit card? If so how do I enable it?
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call bank

1. some banks disable such notification, especially SMS to save cost
2. some banks has certain threshold to trigger
cybpsych
post Aug 31 2025, 09:28 PM

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QUOTE(jacksonpang @ Aug 31 2025, 08:32 PM)
funny, my card also got unauthorized transaction today, to UBER but 0 USD amount.. should I request change card too?
btw, I dont think is other party (like zus, etc) that leaked, I more towards that our own country BNM database kene hacked.. iirc, like last month or few month ago got the news our database was leaked?
user posted image
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not bnm la

not hacked, but leaked details but other parties

whatever it is, change the card. it's the bank's interest to replace the card.

although 0.00 charge, it means your card is still seen as "active" and accepted the charge (even at 0.00).

cybpsych
post Sep 19 2025, 08:44 AM

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QUOTE(contestchris @ Sep 18 2025, 04:39 PM)
I have a question. If I merely have a HLB credit card, but NO CASA, can I just HLB eConnect QR payment function? Cause I tried the other day and it failed - said I needed a HLB CASA.
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answes are in hlb website

user posted image

user posted image
cybpsych
post Sep 19 2025, 05:01 PM

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QUOTE(czc4sa2 @ Sep 19 2025, 04:18 PM)
Has anyone successfully used the same mobile number and email address for both the primary and supplementary Hong Leong Visa Infinite card?

I asked a banker to apply for a supplementary card, but HQ questioned why I used the same mobile number and email as the principal cardholder.

Did anyone encounter this?
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i did it before, forgotten which card/bank

and i did it at separate occasion (principal -> supp), not both principal + supp card applied together, which could raise suspicion to bank officer.

another way, maybe you can try, is use different sets of mobile/email first, then later ask to update profile of the supp card later.
cybpsych
post Sep 21 2025, 08:28 AM

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QUOTE(jayreekazin @ Sep 20 2025, 10:05 PM)
I am new to HL Wise card. I noticed that if we wave at petrol terminal, the transaction is recorded as petrol category. But if we swipe at counter (eg for those petrol stations that dont have cc terminal at pump station), it is reflected as Others category. Is it the same at all petrol stations ?

The problem I foresee is that if government implement to show IC only can get subsidzed petrol, then this payment will be at counter right ? Hence we will not get petrol cb anymore ? Then so wasted cannot maximise cashback.
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yes, wise petrol cb based on petrol kiosk only. service station/otc is using different mcc/not petrol kiosk.
cybpsych
post Sep 28 2025, 07:27 AM

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QUOTE(squall_12 @ Sep 28 2025, 06:08 AM)
is sutera card 8x point include top in tng and shopee pay account?
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have you read the product page in HLB?

open it and the 1st page already showing the list of merchants eligible for 8x
cybpsych
post Oct 6 2025, 02:12 PM

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QUOTE(newtunes @ Oct 6 2025, 02:06 PM)
Being charged RM98 annual fee for the first time, it is possible to get waiver by contacting customer service?
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user posted image
cybpsych
post Nov 11 2025, 08:14 AM

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QUOTE(chupapi_munyayo @ Nov 11 2025, 08:05 AM)
anyone know if use HL Infinite CC to buy ticket, will come with travel insurance right which we dont have to separately buy?
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aside from having or not, better to understand whether you need better or more comprehensive coverage rather than free but limited coverage from cc.

Credit Card Coverage vs. Travel Insurance: Which Is Better?


fyi, have you read HL Infinite's website? https://www.hlb.com.my/en/personal-banking/...l/infinite.html

is their coverage enough/acceptable to you? do you need more coverage? smile.gif

This post has been edited by cybpsych: Nov 11 2025, 08:17 AM
cybpsych
post Dec 14 2025, 10:51 AM

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QUOTE(cybpsych @ Oct 6 2025, 02:12 PM)
user posted image
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QUOTE(Micky78 @ Dec 13 2025, 08:33 PM)
saw this card AF is RM98, is it easy to ask for AF waiver?
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they even explicitly spell it out for you.

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