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Credit Cards Public Bank Visa Signature v4, 6% Cashback On Grocery, Dining, Online

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lilsunflower
post Nov 4 2016, 11:38 AM

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QUOTE(cybpsych @ Nov 4 2016, 11:30 AM)
yeah, but the promo ended in end Oct where i gotten the 2nd supp card, just realized this after i recheck the t&cs.

the 1st supp card, although i paid tnb bills, i also used it for the 5% promo (rm500 swipe, gotten rm25 cashback for week2 few days back). so, essentially should be eligible for lock&lock promo (pending), 6% monthly cb (pending Nov statement), and 5% promo cb (already gotten).
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Ah, excellent. Yes, sounds like you've got everything sorted. smile.gif
lilsunflower
post Nov 7 2016, 08:43 PM

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QUOTE(mamamia @ Nov 7 2016, 07:40 PM)
Maxis is not utilities.. I think they simply pick n response..
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In the past promos, maxis and unifi have never been counted as utilities.

I too think you may have been given wrong info.
lilsunflower
post Nov 7 2016, 11:15 PM

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QUOTE(cybpsych @ Nov 7 2016, 09:00 PM)
unless pbb revised the promo's detection logic, my week1's unifi @ tmportal and maxis postpaid @ maxispay were both eligible.

user posted image
i'm sure maxis ebilling falls in same mcc as manual bill payment. fyi below, it was eligible for HLB Wise' Mobile category, which is based on MCC & description.

» Click to show Spoiler - click again to hide... «

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Wow, such detailed and helpful response. Yes, makes much more sense and consistent with PBB's past promotions and majority of other CCs.

Probably did not get cashback due to timing. General rule of thumb, Mon / early Tue swipes are probably "safe". After that, you're taking your chances.
lilsunflower
post Nov 8 2016, 09:27 PM

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QUOTE(Human Nature @ Nov 8 2016, 06:57 PM)
+1
learn from experience
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For me, I prefer to experiment myself and share info on LYN Forum rather than to keep calling CS. I'll only call CS to verify MCC codes etc.
lilsunflower
post Nov 8 2016, 11:26 PM

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QUOTE(ivzh @ Nov 8 2016, 10:44 PM)
guys, need some clarification here

if let say i pay rm800 via posonline

total charge will be rm 800 + 2.12% = 816.96
the cash rebate will be 816.96 x 6%? = rm 49?
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Yes correct.

I pay 816 to get RM50.
lilsunflower
post Nov 10 2016, 03:20 PM

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QUOTE(inShuz @ Nov 10 2016, 12:37 PM)
Why Posonline is not entitled for campagin? Is it because under gov transaction? even paying aeon card?
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QUOTE(mamamia @ Nov 10 2016, 03:11 PM)
yes, posonline transaction classified as government MCC
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Yes, this information is correct. POS Online is MCC 9402 (Government Postal Services).
lilsunflower
post Nov 10 2016, 11:07 PM

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QUOTE(cempedaklife @ Nov 10 2016, 10:51 PM)
hi all,

previously i saw that the cashback rm50 if separated if the supplementary card's statement is split from the principal card? may i know how do you ask for separate statement then?
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If you currently have a supplementary card, just call PBB CS to separate the statements.

If you are applying for a new supp, there is a box to tick on the form.
lilsunflower
post Nov 11 2016, 04:08 PM

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QUOTE(sysy @ Nov 11 2016, 03:31 PM)
forgot to put my email address and phone number when apply  cry.gif

for alert rm1, do u receive all transaction? or transaction without keying in pin-number/tac?
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You can just e-mail CS with your updated details and any requests. Easy and fast.
lilsunflower
post Nov 12 2016, 10:30 PM

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QUOTE(pepper_mint2 @ Nov 11 2016, 07:01 PM)
hi, just wondering is there any free gift for supplementary card application at the moment? tried searching the website but did not see any new promo after the lock lock container which just expired..thanks
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I'm waiting for a new campaign too. Then will apply for another supp card. Just hoping it's before Christmas so my supp can use for dining and online shopping for gifts.
lilsunflower
post Nov 14 2016, 11:03 AM

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QUOTE(mamamia @ Nov 14 2016, 10:57 AM)
Anyone try to pay myeg for police summon and entitled for the million cashback campaign?
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Didn't try, but strongly strongly doubt it.

I know its OK for standard cashback, but promos are very strict and exclude government.
lilsunflower
post Nov 14 2016, 08:49 PM

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QUOTE(Human Nature @ Nov 14 2016, 07:53 PM)
and if such request keep surfacing, who know what changes might the bank do. so please spare some thoughts on this
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Agreed. Better to play by the rules and don't abuse the system. I will be so so so sad if PBB suddenly tighten up everything and cease supp cards CB.
lilsunflower
post Nov 14 2016, 09:30 PM

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QUOTE(ivzh @ Nov 14 2016, 09:23 PM)
1 Million Cash Back with PB Swipe  is only for principal card?
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Supp spending will count towards principal, but only principal will get the cashback based on total spending.
lilsunflower
post Nov 14 2016, 11:49 PM

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QUOTE(chenhui87 @ Nov 14 2016, 11:46 PM)
too bad, i thot i can get the cb by helping my dad to pay the utility bill using my subcard...
in the end, the cb goes to my dad's bill puke.gif
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Utilities excluded from promo cashback anyway.
lilsunflower
post Nov 15 2016, 10:15 AM

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Has anyone still been going for the promo cashback every week? I lost steam already after finding out that pool typically runs out by Wed.
lilsunflower
post Nov 15 2016, 11:45 AM

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QUOTE(ftan @ Nov 15 2016, 11:38 AM)
I got only cashback for week #1. I assume week #2 not yet out.

But I really didn't want to compete for the cashback by just spending anything. It is exhausting.
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Weeks 1 and 2 already out.

I haven't heard anything about Week 3, but I probably will not get much, as I only hit RM200 on Tuesday. Subsequent spending was much later in the week. I can usually hit RM1,000 in a week, but very hard to complete by Mon / Tue unless I make special effort.
lilsunflower
post Nov 15 2016, 11:53 AM

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QUOTE(ftan @ Nov 15 2016, 11:48 AM)
Oh, wow. Means I didnt get for week #2. sad.gif

But I don't remember what I spend on.  laugh.gif

Hmm, this means if I want to buy air tickets & hotels, I need to do on Monday 12am onwards.
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Yepp - better Monday / Tuesday to be safe.

I set up an Excel sheet from Monday to Sunday for each week, so I can enter in which exact dates I spent on. For this week, I've only hit RM200 so far. But business lunch tomorrow for RM500+, so I hope I still have the chance to qualify for the swipe. Fortunately, my PBB WMC gives me 8% for groceries and dining, so even without the promo cashback, its still a good return.
lilsunflower
post Nov 15 2016, 06:09 PM

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QUOTE(sms2u @ Nov 15 2016, 06:02 PM)
PBB WMC refer to PB World MasterCard Credit Card?
PB World MasterCard Credit Card got 8% cash rebate for groceries and dining? is it promotion or feature of this cc?

Minimum yearly income = RM150000 or you pledge fixed deposit to apply?

First year annual fee is waived for principal and supplementary cardmembers. Subsequent years' annual fee waiver is subject to a minimum spend of RM100,000 per annum (combined for Principal and Supplementary cardmembers).

Swipe RM100000 is a lot for most of the people.
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1. Yes its PBB World Master Card

2. 8% is promotional feature until 31 December 2016. It was also a promo during the launch of the card earlier this year, but reinstated. Not sure if it will be reinstated thereafter, but worth keeping just in case.

3. Met minimum income requirements

4. I signed up during card launch early this year. For those who signed up during that limited period, annual fee free for life. smile.gif

Added bonus is 5x lounge entry per year.
lilsunflower
post Nov 16 2016, 02:34 PM

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QUOTE(DarReNz @ Nov 16 2016, 12:06 PM)
is week 3 out now for the promo cash back ?
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Have not received anything yet. Even if I get, it will likely be only RM10.
lilsunflower
post Nov 16 2016, 04:21 PM

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QUOTE(ytan053 @ Nov 16 2016, 04:07 PM)
Wk 3 cash back out.

My week 3 spending was on Starbucks reload online and TM Unifi via UOB Payonline.
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I got RM10 based on Monday / Tuesday spending. The remaining spending all on weekend, so no chance.
lilsunflower
post Nov 16 2016, 11:14 PM

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QUOTE(MGM @ Nov 16 2016, 07:35 PM)
I hit min rm300 on 14Oct & pbb called today too to reconfirm address.
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Thats super fast. Can you remember what number the call was from? I got 2 missed calls today and 1 to my home (but my maid is very blur and can't pass messages properly) and my supp card spending also in early Oct. I normally don't get calls to my home unless from banks... So I'm wondering if it could be the same as you.

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