Get 15K today. Sudah topup about 110K within this 2 months. ASM always tak laku....senang dapat.

can i open ASM now? mbb desk officer always told me cant open ASM anymore bcoz fully subscribe.

Sarawak is big and is split into divisions. Each division has its own Residence (maybe like a division governor).

For states in W Msia, you may have something by a different name. Ask ASNB office on what to without the will.

I'll advice you to go to ASNB and wait for sufficient unit- minimum 100u to open account. I've tried banks but they are not able to view the units availability.
I've managed to open ASM & AS1M for myself earlier this month and today ASW & ASM for my niece at ASNB. Be patience and just wait and re Q to check availability. You just need 100unit to open an account.

yes. why not. u see previous posting some managed to open ASM account today

only thing u needed to do, is go visit ASNB not agents banks like Maybank, CIMB or RHB. they always say no more / fully subscribe

ASNB branch whole of Malaysia
http://www.asnb.com.my/v3_/asnbv2_6contact...php#pejabatasnb

Pm update-

Tried 2 banks
1st bank- ZERO

2nd bank- He tried 2x for each ASM & ASW.

1st time- ASW- zero, ASM- baby units.
2nd time- ASM- baby units again, 4k ASW

Total 7'baby' transactions for ASM = a decent 5 digits.
&
Total 7'baby' transactions for ASW = a decent 4 digits.

Wow u must be really lucky. At times to get 5k also difficult

one think I observed at ASNB office. they tend to be more friendly towards non-bumi if u talk to them well & humble.

sometimes don't needed to take Q number, they can try for u

once I saw. one auntie sit down & waiting. the staff will try. if no units. they kept the passbook aside. do others customers transaction. later try back again. then the staff called her name. she went to counter. gave one big bundle of cash
I donno how long she waiting there. must be whole day I guess

Plan to go back asnb next week to try.

I've wanted to do pengisytiharan amanah but they need IC copies of beneficiaries. I ended up just sitting there chit chatting with a couple of datuk & nenek, having good laugh at my plan with the amanah wasiat.

better do pengisytiharan amanah thingy before 31st.. to get discounted promo rate

Need advice from sifus. My relative opened a ASW account many years ago when newly launched. Those days very hard to top up so he never bother. Inside only min RM100. Over the years he forgot abt this acct and even lost passbook. I told him the acct is considered active unlike normal bank savings acct. Am I right?

He dare not go check or top up $ cos he is a bankrupt (he is making mthly payment to Insolvency but it wont be so soon to clear his bankruptcy status.

Anyone knows whether he can continue investing with ASx even though bankrupt?

you need to worry about withdrawing monies inside rather than placement/topup

No, he will not be allowed. Even he can deposit funds, he's just going to alert the insolvency department that he has other assets and may be able to commit more towards the repayment agreement set by the courts. Similar to banks, the insolvency department will notify ASNB to freeze all assets and any proceeds resulting from these assets would be JIM's first right of refusal until the bankrupted person is cleared from their list.

This post has been edited by hyelbaine: May 25 2016, 09:50 AM

Just found out, after pengistiharan Amanah they will block 1,000 units from each account ya... Throughout whole period while the contract is in force. Will give back after no more contract

This post has been edited by OPT: May 25 2016, 12:56 PM

That 1000 units dividend will still be calculated.

Sorry, dont quite get it. Please clarify on the 1000 block. Thanks.

Let's assume you have 1500 units. After doing that Pengisytiharan thing, say you want to withdraw rm1k, you cannot. You can only withdraw rm500. But UT doesn't matter cause dividend is still calculated for that RM1k.

Maybe Tun Ramjade can explain more in detail

As I said, just found out...

I think it's like collateral while contract is in force

Already explained just now and few pages back. Nothing to worry about as mentioned dividend for 1000 units is still counted. That's the most important thing. No?

Yeah, I'm fine with it.

Btw, is there a thread for estate planning/wills in LYN? Want to compare with this Pengistiharan thing...