A few others a bit here and there lo..real estate..FD as safety net, then FSM. ASNB id a branch of my FSM coz last time i tot ASNB . Intended to take out all from FSM dump into Asnb but FSM this first half of the year terrible have to wait till paper gain only cash out. If there r units I'll try to cash out from fsm to asnb.

I am in the same dilemma whereby my variable unit trust that i have invested was not performing..

Still making a loss, it becomes an opportunity cost to me in terms of the total dividend that i can received from ASX and the total capital that i have loss in the investment although the amount is not much.

Nope... I happen to invest some part of my monthly salary to this variable unit trust from manulife...

But the amount of not so much..

     
Everyone in the banks are happy for me too        after seeing me so many time the past few days.

Was busy these few months and forgotten my fd in OCBC mature last week. Check mail and saw it was renewed at board rate 3.xx%.
I am thinking of a better mechanism for renewal without much monitoring . I could go back to BR as auto renewal at board rates is not bad. Its what i did for my chkldren  funds.

If  topup say on 1st of month, and withdraw it out on 2nd of month, will there be interest for whole month? Hmm

Okay. So interest is calculated monthly basis right, just that it will only be distributed for all 12 months (summed up) once a year?

So if I topup eg. RM 2000 on 1st of May and take it out on 1st of June, I will have interest for one month for that RM 2000 which will be added up into the yearly dividend?

*curious* ... whats the dividend asw2020 will declare soon?

anything about 6.2% looks okay for me! hopefully around 6.5 above haha..

with our economy crestfallen , i strongly reckon there are many ppl withdrawing each days... u just need to use backdoor services.

yes 6 digits start with 7 plus dividend.

will do it in morning time around 10-11am.

2nd september.

Banks usually are damn hard to get.

better go to ASNB branch directly just for your tips.

Me here haha. Now focusing in fsm and some nice timing entering fiercely to asm again.

Next targeting property in eight years time and targeting d seg car.

Auntie twinkle wants to Q for more ASW & ASM too. If go to ASNB, what mode of payment for 6 digits figure? Can carry only 50k cash max.

Planning to open CIMB account next week as the staff are very helpful now that they have seen me more often. I hit ASM & ASW 5 digits jack pot with them at each trip.
They also suggested same method. Luckily they're not as busy as MB and still very close to my home.

What is BSA? Auntie blur blur.

Oh. Ok. Still can access online services?

It is RM15.90 now for CIMB.

D segment car like accord Camry mazda6 Mondeo...

OTC limit imposed on ASNB as well? I think not right? I can just go CIMB without having account with them and do ASNB.

i dont think cimb bsa offers any online service. To have online access, you will need an atm card...

Like i have one current cimb account wt an atm card so i can access it online.
rm15.90 for the card yearly???        need to check.... this is way too much 

ohh just that no charges? this looks good then

banks are really sucking people money