Put into your maybank account. Then direct debit from your maybank account. 

apparently maybank can't direct debit more than 50k per day, as they are a 3rd party (as told my the gentlemen behind the counter)

Got strategy? My strategy is bring money in, whatever units available buy lo

Hold ur horses I think schoolholiday starts will have more units?

Went to ASNB office for the Pengisytiharan Amanah thing.

Beside the registration fee of RM100 and the annual fee of RM10, surprised/shocked to learn that there is a will execution/withdrawal fee. See below. Maybe someone here has already mentioned that but my eyes and brain were not in sync then. Ha.

[attachmentid=6700859]

As an example, for RM0.5 million, fee of RM3875. What do we gain from this registration and paying the RM3875 fee? Is it worth it?

Beside getting the money distributed as per the instruction (with new ASX accounts if nominees do not have ASX) and settled within 21 days, I do not really see the need to have this done now. The lady there said with "dispatch letter" from the resident office (hope I remember correctly the document name here), the money will be transferred to the spouse within 6 weeks. 

So, what are the other real drivers/benefits for having this will thing? Maybe I have overlooked something very important here. Please share/help.

Thanks.

That's why PNB officers asked me to go there because they will wholeheartedly try to get for me...plus ada free gift

ASNB office will give free gift if managed to top up RM50K in one shot  :clap:
depends on gifts/stocks available  :furious:

Few months ago, after successful top up
( supposely rewarded with MP3 and Powerbank but habis stocks,  :x
so given a thermos and a shopping bag instead  :blink:
Ok loh,  thank you boss

Pls spare a few mins to digest my story below :

for infor,
not all bank tellers are registered with ASx ID ,
at most only 2 & 1 as relief during lunchtime.
and yes, they can do tranx for all their friends, relatives and VIP clients,
provided fund must be available on demand,  after successfully top up.
don't put them in a bad situation,
you will be " blacklist or marked as bad clients "

and the reason these tellers need to close their tranx
before 4pm, they must balance their cash on hand includes
other cash CASAFDHL / non-cash banking tranx,
then tellers need to raise internal vouchers to contra- offset cr/dr figures
with thier HQ b4 5pm,
then generate every tranx between the host & the respective main servers
within the time frame given.

should there be any unwanted incidents:
cash not balance lah
vouchers figure not tally
worst still wrong transacted code
then tellers need autorization to reverse the tranx
followed by calling customers to explain etc etc.....

with daily happening above, tellers will be praying hard,
not to be caught offguard with " Offline tranx "
meaning tranx shown in vouchers are ok-correct but not " pick up "
by the other end,
That part will be real headache for them :cry:
Also, some mentioned
why some vouchers/ pay in slips/ passbooks are
being verified by them,
tellers are checking the tranx online code, amount & passbooks' holder name
to avoid mistakes,  afterall tellers are human too

and the story goes on and on

Chezzz. Solly over long winded here
Thanks for your time

correct me, if im wrong above  :peace:

ASNB office will give free gift if managed to top up RM50K in one shot 
depends on gifts/stocks available 

Few months ago, after successful top up
( supposely rewarded with MP3 and Powerbank but habis stocks, 
so given a thermos and a shopping bag instead 
Ok loh,  thank you boss

Pls spare a few mins to digest my story below :

for infor,
not all bank tellers are registered with ASx ID ,
at most only 2 & 1 as relief during lunchtime.
and yes, they can do tranx for all their friends, relatives and VIP clients,
provided fund must be available on demand,  after successfully top up.
don't put them in a bad situation,
you will be " blacklist or marked as bad clients "

and the reason these tellers need to close their tranx
before 4pm, they must balance their cash on hand includes
other cash CASAFDHL / non-cash banking tranx,
then tellers need to raise internal vouchers to contra- offset cr/dr figures
with thier HQ b4 5pm,
then generate every tranx between the host & the respective main servers
within the time frame given.

should there be any unwanted incidents:
cash not balance lah
vouchers figure not tally
worst still wrong transacted code
then tellers need autorization to reverse the tranx
followed by calling customers to explain etc etc.....

with daily happening above, tellers will be praying hard,
not to be caught offguard with " Offline tranx "
meaning tranx shown in vouchers are ok-correct but not " pick up "
by the other end,
That part will be real headache for them
Also, some mentioned
why some vouchers/ pay in slips/ passbooks are
being verified by them,
tellers are checking the tranx online code, amount & passbooks' holder name
to avoid mistakes,  afterall tellers are human too

and the story goes on and on

Chezzz. Solly over long winded here
Thanks for your time

correct me, if im wrong above 

Yvonne u seem to know a lot about teller's work. Are u a bank staff?

So many people like aunty twinkle everyday try too. Don't think aunty twinkle make too much difference. Not every "aunty twinkle" join Lowyat.

Remember those that put the passbook and give few hundred K of cash to try until all in. As some of you reported yesterday These are the stronger competition.

Bank staff also try everyday when they free to topup for themself and their family & friends, because they got exclusive access to the system.

Since it now seem like not fair as some can sapu a lot, do you guys think it will be more fair if they make it such that one account can only try X number of times per day? Since ASNB also say themselves they want to make it FAIR to everyone in their tweet.

limit per day I can agree. but not per month. everyday I don't go hunting 2-3 times 

auntie twinkle might not agree with me on per day limit 

Don't forget, auntie twinkle has the leisure to check few times/ day b'cos I'm retired with ready $$ from years of working. Majority here in lyn are young working generation and many have already discovered this ASX products and deposited majority of their saving here every month.
Poor auntie twinkle needs to make retirement last longer by getting better return and glad discovered this ASx via this forum.
Once my Fd mature next week and switched to ASX funds in June, I'm sure my multiple journeys will cease as there is no need to go if no $ is coming. The next FD batches are maturing in July and those are not for ASX products.
My daily limit is small and not big 5 digits. Out of 4-6x visits, many transactions only at 3 digits & 0.
For majority here, work hard, save more and don't forget to enjoy spending your hard earned $ too.

YOu might want to consider EPF too. EPF returns are more or less same with ASX FP. Besides you are retired already which means you can withdraw your EPF anytime you like. 

Unfortunately, I don't have much in EPF as I stopped working in Malaysia since 1990. By the way, auntie twinkle opted to retire young. Few more years to touch the tiny bit of EPF & CPF in Singapore.

Update on my 'missing' dividends 1999- 2004 for ASW.

ASNB replied and stated the cheques were cleared. The letter is very detail on date of cheque issued and date of clearance at the bank.
So, it's must be auntie twinkle 'memory loss'.  :blush:
Anyway, it's good to clear this issues.  :thumbsup:  :thumbsup: to ASNB for answering my 'embarrasing' enquiry. :blush:

Estate planning is 1 of d pillar of personal finance

Just checked through Amanah Raya website...also charges based on percentage leh...not sure same or higher

Amanah Raya:
4% for first 25k
3% for next 225k
2% for next 250k
1% for next 500k
0.5% for remaining balance

100% agreed Sifu on the estate planning. When compared with EPF, the additional high costs are clouding my mind with "no, no, no ..." Ha.

When I go, my wife can still get the money with the resident office's letter. 6 weeks later vs 3 weeks does not matter for us.

The other factor to consider (automatic transfer to their ASNB's ac) will be the deciding factor for me.