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 Ultimate Discussion of ASNB (47457-V) V, Wholly owned subsidary of PNB (38218-X)

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twinkle5129
post May 23 2016, 12:01 PM

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Mid morning report:

Visited 2 banks:-

1st bank
- No ASW. Not even 100unit! sad.gif
- ASM- 200u only. sad.gif
- Decided to try my luck with AS1M and top up a little bit more- ZERO availability!!!! sad.gif

2nd bank
-ASM- I asked for 5000u and it was successful! smile.gif . then she tried few more and each managed to log in!!:hyper: Then she kept increasing the volume and finally after 7 transactions- rclxm9.gif = 5 digits. biggrin.gif

-ASW- ZERO availability.

Returned back to 1st bank:-
- No ASW again. Not even 100u.
- ASM- 500u.

Ok, Auntie twinkle is very happy already. biggrin.gif Luckily can get 'TP' at banks as I was stuck, waiting for staff. blush.gif

twinkle5129
post May 23 2016, 12:03 PM

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QUOTE(kkk8787 @ May 23 2016, 09:20 AM)
If i understand correctly although the book can be wrong but the system itself should be correct right. I mean the record in their server.. I always throw away the receipt once transacted..opps
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Yes, Auntie twinkle not very worried as system will correct itself but need to update passbook. Better keep all receipts until you can review it again.
kkk8787
post May 23 2016, 12:06 PM

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QUOTE(twinkle5129 @ May 23 2016, 12:03 PM)
Yes, Auntie twinkle not very worried as system will correct itself but need to update passbook. Better keep all receipts until you can review it again.
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Good advice.. thx aunty.. I'll keep
filage
post May 23 2016, 12:36 PM

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QUOTE(twinkle5129 @ May 23 2016, 12:01 PM)
Mid morning report:

Visited 2 banks:-

1st bank
- No ASW. Not even 100unit! :(
- ASM- 200u only. :(
- Decided to try my luck with AS1M and top up a little bit more- ZERO availability!!!! :(

2nd bank
-ASM- I asked for 5000u and it was successful! :) . then she tried few more and each managed to log in!!:hyper: Then she kept increasing the volume and finally after 7 transactions-  :hyper: = 5 digits.  :D 

-ASW- ZERO availability.

Returned back to 1st bank:-
- No ASW again. Not even 100u.
- ASM- 500u.

Ok, Auntie twinkle is very happy already. :D  Luckily can get 'TP' at banks as I was stuck, waiting for staff. :blush:
*
Oh good catch. ASM more maybe because ASW and AS1M going to pay dividend in few more months so people don't want to withdraw it.
kkk8787
post May 23 2016, 12:39 PM

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How nice if we can check asnb balance online
twinkle5129
post May 23 2016, 12:44 PM

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QUOTE(filage @ May 23 2016, 12:36 PM)
Oh good catch. ASM more maybe because ASW and AS1M going to pay dividend in few more months so people don't want to withdraw it.
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Luckily I don't mind ASM/ ASW now as it still work out the same.

QUOTE(kkk8787 @ May 23 2016, 12:39 PM)
How nice if we can check asnb balance online
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thumbsup.gif

Ramjade
post May 23 2016, 01:05 PM

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QUOTE(twinkle5129 @ May 23 2016, 11:51 AM)
Yes, i'm trying to place the extra cash inside ASX FP and leave some for miscellaneous stuff transactions.
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For miscellaneous. I will just leave 1-2 months usage inside maybank eGIA-i.
twinkle5129
post May 23 2016, 02:28 PM

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Noon report:-

Visited 3 banks

1st bank
- ASM- 4 separate transactions- 5 digits + 3 digits + 5 digits + 4 digits= 5 digits. rclxm9.gif
- ASW- 2 separate transactions- 0 + 1000u. rclxms.gif

2nd bank- staff not available.

3rd bank- 0

This post has been edited by twinkle5129: May 23 2016, 02:34 PM
Asmasw2020
post May 23 2016, 02:43 PM

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QUOTE(twinkle5129 @ May 23 2016, 02:28 PM)
Noon report:-

Visited 3 banks

1st bank
- ASM- 4 separate transactions- 5 digits + 3 digits + 5 digits + 4 digits= 5 digits. rclxm9.gif
- ASW- 2 separate transactions- 0 + 1000u. rclxms.gif

2nd bank- staff not available.

3rd bank- 0
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🤗
nexona88
post May 23 2016, 03:20 PM

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what good day. managed to catch some ASM units today.

4 digits only as that much only I have for now blush.gif could be more units available

This post has been edited by nexona88: May 23 2016, 03:21 PM
annas473
post May 23 2016, 03:32 PM

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QUOTE(nexona88 @ May 23 2016, 03:20 PM)
what good day. managed to catch some ASM units today.

4 digits only as that much only I have for now blush.gif could be more units available
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How does Ramadhan and Hari Raya Puasa affect the unit availability?

I'm thinking the uncle and auntie will withdraw for raya purpose if they have other than ASB & ASB2.
nexona88
post May 23 2016, 03:40 PM

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QUOTE(annas473 @ May 23 2016, 03:32 PM)
How does Ramadhan and Hari Raya Puasa affect the unit availability?

I'm thinking the uncle and auntie will withdraw for raya purpose if they have other than ASB & ASB2.
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even if they withdraw, only ASM can be bought by non-bumi.

ASW & AS1M have quota which others cannot buy.

for now ASW & AS1M bumi quota is available in millions. no one buying because most are focus on ASB2 innocent.gif
annas473
post May 23 2016, 03:48 PM

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QUOTE(nexona88 @ May 23 2016, 03:40 PM)
even if they withdraw, only ASM can be bought by non-bumi.

ASW & AS1M have quota which others cannot buy.

for now ASW & AS1M bumi quota is available in millions. no one buying because most are focus on ASB2  innocent.gif
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I'm not sure it right or wrong, but for my point of view, let say if Bumi lot have a lot of unit availability, I personally think that they (PNB) need to relocate back the percentage.

If not, they must encourage Bumi to invest.

By doing this, hopefully can help PNB and Malaysia in term of financial.
nexona88
post May 23 2016, 03:56 PM

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QUOTE(annas473 @ May 23 2016, 03:48 PM)
I'm not sure it right or wrong, but for my point of view, let say if Bumi lot have a lot of unit availability, I personally think that they (PNB) need to relocate back the percentage.

If not, they must encourage Bumi to invest.

By doing this, hopefully can help PNB and Malaysia in term of financial.
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they won't re-allocated the percentage. that's for sure.

what I know they do encourage bumi to invest. did some ad on major newspaper previously. but looks like now it stop. my guess is budget constrain hmm.gif


annas473
post May 23 2016, 04:04 PM

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QUOTE(nexona88 @ May 23 2016, 03:56 PM)
they won't re-allocated the percentage. that's for sure.

what I know they do encourage bumi to invest. did some ad on major newspaper previously. but looks like now it stop. my guess is budget constrain  hmm.gif
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I strongly agree with you.

For me only focus on ASB and ASB2. Now its becoming hot among us do to 'Tips Beli Rumah Teknik ASB' was viral.

Not to forget, some of us oppose it due to non-shariah status as well.

We wait and see how the PNB look into this matter and what their next move biggrin.gif

nexona88
post May 23 2016, 04:18 PM

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QUOTE(annas473 @ May 23 2016, 04:04 PM)
I strongly agree with you.

For me only focus on ASB and ASB2. Now its becoming hot among us do to 'Tips Beli Rumah Teknik ASB' was viral.

Not to forget, some of us oppose it due to non-shariah status as well.

We wait and see how the PNB look into this matter and what their next move biggrin.gif
*
mind sharing the so-called 'Tips Beli Rumah Teknik ASB' thingy icon_rolleyes.gif
annas473
post May 23 2016, 04:34 PM

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QUOTE(nexona88 @ May 23 2016, 04:18 PM)
mind sharing the so-called 'Tips Beli Rumah Teknik ASB' thingy  icon_rolleyes.gif
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I put this flag first sign0006.gif

You can google about it or if tldr I can conclude here base from my understanding.

The method are as follow:-

1) Loan ASB 200k. Commit this loan until get capital to d/p house.

2) Buy a house for rent. Do tenancy agreement.

3) After month/years buy another house. Use salary+tenancy agreement

4) Rolling the cash flow and repeat with ASB2.

5) Target i) ASB Cert 200k ii) House achieved

6) Decide own-self what to do next either upgrade to new houses or spend it elsewhere.
twinkle5129
post May 23 2016, 06:47 PM

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QUOTE(nexona88 @ May 23 2016, 03:20 PM)
what good day. managed to catch some ASM units today.

4 digits only as that much only I have for now blush.gif could be more units available
*
It seems ASM is much easier to get than ASW & AS1M now a day.


nexona88
post May 23 2016, 06:50 PM

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QUOTE(twinkle5129 @ May 23 2016, 06:47 PM)
It seems ASM is much easier to get than ASW & AS1M now a day.
*
guess some are withdrawing for upcoming fasting months blush.gif

as we all know ASM don't have race quota rclxm9.gif
twinkle5129
post May 23 2016, 07:04 PM

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QUOTE(nexona88 @ May 23 2016, 06:50 PM)
guess some are withdrawing for upcoming fasting months  blush.gif

as we all know ASM don't have race quota  rclxm9.gif
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thumbsup.gif for us who need more of it.





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