Is it confirmed that now, you cannot update other people's passbook without having surat wakil? Like last I think normally, one person in the family can just take the whole bunch of books from every member and go update in one go, now still can do that?

Okay. But for changing to new passbook like the AS1M I think everyone need to do that themself right? Because need your signature and thumbprint on the new passbook page.

I hope they will remove or reduce the service charge. I wonder who makes the RM1.00 money, is it split 50-50 between bank and ASNB or 100% earned by bank?

Or at very least, only charge when successfully get units. Like this is more fair. Otherwise just charged for trying kind of unfair.

Like EPF deposit online, also no bank charge I believe.

This post has been edited by filage: May 13 2016, 02:44 PM

If topup say on 1st of month, and withdraw it out on 2nd of month, will there be interest for whole month? Hmm

Okay. So interest is calculated monthly basis right, just that it will only be distributed for all 12 months (summed up) once a year?

So if I topup eg. RM 2000 on 1st of May and take it out on 1st of June, I will have interest for one month for that RM 2000 which will be added up into the yearly dividend?

OTC limit imposed on ASNB as well? I think not right? I can just go CIMB without having account with them and do ASNB.

This post has been edited by filage: May 14 2016, 03:21 PM

If someone passed away and nobody claim his ASX money and he did not do any will/Pengisytiharan like you guys, it will keep accumulating year by year until "forever"? I guess, if that is the case, it will provide permanent capital to ASNB to invest or loan.


What is the first day after reopen from dividend processing suspension for AS1M and ASW2020?



This post has been edited by filage: May 15 2016, 10:21 AM

He scared of too many people sapu all.. Haha..

Normally you guys go bank they got force you to fill form first to topup? Then you guys leave the value as blank or not?

Good idea to take form and fill at home.

Oh, normally if you choose debit from your account, if amount < 2000, they ever asked you to withdraw from ATM? Last time I kena before, less than 2k, they don't want to debit from my account. Ask me to go withdraw from ATM and pass them cash... zzz.. I should have protest and marah them. That time the bank is 2 storey, teller is atas and ATM is bawah. Need to go up and down like working out at gym.

Ya, you can go from one bank to another throughout the day as much as you like.
1 - No
2 - Refer back earlier posts, some of them busy doing Pengisytiharan (will by amanah). If no will, I guess like other bank accounts, need to go through lawyer etc to get the deceased unit. If no one claim, account go on forever and ever(free FD for ASNB).

Ya what I mean is officially speaking it is not transferable :), as in you cannot fill some forms to transfer your unit to anybody. This method is more of our own workaround solution.

I guess many here already reach 100k or more in ASX?

For 6 OTC (the limited BSA), I hope they only count when you done some deposit/withdrawal from your BSA. Not everytime you reach the counter and talk with the teller, like asking them to try units? So I assume like lets say you tell them to try units, but no units available - they should not count that into the 6 OTC quota right?

Think it's been mentioned before, but just confirm again - Saturday NO ASNB transaction AT ALL anywhere right? Even those agents that open on Saturday. Unless special case like MSAM where ASNB open their own branch.

Which state operate on Saturday?

Is the old smaller sized ASNB topup form still usable? The new form is bigger sized now, I think also has a space to write phone number which previously not available.

Ya, I still saw the old ones - I think light blue font. Very small print one. Size like the size of rear mirror inside a car.

Didn't take it for extra use, because I scared it's outdated. New ones few copies left, so didn't take.

Do different agent system can print their passbook using different font? I just noticed i have one transaction, the font is like squarish type of font.

I see, interesting to know.
I see the teller always make a pen stroke mark on the last transaction line too. Any purposes? Hmm..

Got it many times, like how they mark "/" with pen on each field on your topup slip, kind of like double checking or something.