Yes it has been almost 3 weeks now. I have called them at least 10 times since then.
Yep I have called and informed them. Have reset password n new login id... but cannot receive OTP still, so one token cant be activated as well.
   

I cant make any transactions/ log in / pay bills, how can I get that sweet 4.1% interest hahaha

I notice that I did an Instant Transfer from MBB to OCBC on 30 Sep, but OCBC captured the txn date and posting date as 1 Oct 2019.. n I check my previous txn, it seem all the incoming fund is captured 1 day late..

Instant transfer before 10pm still same day, today. After 10pm is not sure. There is one i unsure if i see wrongly 10.30pm is next day (not confirmed). But 10.45pm was confirmed to be next day.

I think the timing so far is unique to ocbc at least (you might try other banks which have similar high yield savings account to test out whether they have such cut off time and their behavior and treatment to transaction after cut off time). Yes, the balance will reflect immediately. However, for interest calculation and condition qualifying, transaction after cut off time will be deemed as next calendar day transaction.

I usually take advantage of this by transferring after the cut off time to pay for my cc that due on the day  (e.g. ambank card due date on 24th September, I will transfer to my mabank cc on like 10 pm, so that the balance is still earning interest on 24th September while my credit card will show balance paid at 24th September, no late payment  )

Not to mention risky when you doze off

Just sign up the 360 account...
I plan to use Wechat reload to meet the "spend" criteria. If I withdraw from Wechat back to 360 account, it meet the "deposit" criteria, right?

What if, system down?

1.20% - Deposit minimum RM500 per month
1.20% - Pay minimum 3 bills via OCBC 360 Account using OCBC Online Banking portal (includes Standing Instructions for Loan repayment and OCBC Credit Card payment)
1.20% - Spend minimum RM500 on your OCBC Credit Card

hi all,wanna ask if there is any requirement or timeline to do the above 3 steps in order to get the 4.1% ? Or i can do anytime within the month...? or must complete by first day of the month etc.

thank you

What campaign is this? Any link?

Strange cos I went myself to OCBC to ask them what good savings plan they have, and the only thing they could recommend me was something with the insurance savings plan....and its for 12 or 20 years...

And that one was 4.1 % interest.

I said no thank you and walked out.

The deposit, spend and paybills criteria can be done at any point of time during the calender month right (for example 19th of every month) then I will still get the bonus rate of 1.3% + 1.3% + 1.3% right.

The banker yesterday explain to me differently but I'm sure he's wrong. Lazy to argue with him, I just yes yes all the way as my lunch hour is only an hour. ahahah. - as per him, if the 3 criteria only met middle of the month (say 15th) of the month, then i will rugi as the 3.90% will not be calculated based on the average balance will only start when I fulfill the criteria. say (RM2000 x 15 days) divide 30 days.

Pm sent.

Look forward to your file and thank you very much for sharing.

Would appreciate if u can share the link with me too. I have my own excel, based on my understanding and the banker’s understanding and maybe u can have a look

how do i set the standing instruction or recurring payment in this OCBC website ?
All i can do i one time payment at selected date only each time.
And how long does it take for transfer from Own account to Pay OCBC Loan ?

any telemarketer recommend for OCBC credit card application? Plan to get credit card first before open OCBC360 account as doesnt want to get the debit card. And normally credit card take times to approve, right?

Can I do this?

[attachmentid=10336650]

Recurring transfer? Yes, it works too, i tested it on first month. Fund transfer, pay credit card or loan payment also included as bill payment as long as within calendar month. Avoid last 5 days before end of month as what avinlim had suggested before.

I set 3 recurring CCs RM10. Should be ok right?

Only cannot be the same recipient within a month. So I guess any amount will do as long as it’s different recipient/bank.

3.4. (a)
A “Bill Payment” means a payment from the Eligible Customer’s OCBC 360 Account made :
(i)
(ii)
through retail payment channel of OCBC Online Banking or OCBC Internet Banking to :
(a) the Eligible Customer’s OCBC/OCBC Al-Amin home loan facility; or
(b) any account with any bank or financing institution other than OCBC Bank (Malaysia) Berhad; or
© any participating billing organisations; or
including payment by Interbank GIRO conducted through OCBC Online Banking / OCBC Internet Banking, but excluding any payment by the Financial Process Exchange (FPX) platform; or
pursuant to standing instruction to the Eligible Customer’s OCBC home loan facility.
(b) Multiple payments within the calendar month to the same merchant/payee/account/billing organization shall be deemed as one Bill Payment. For example:
(i) multiple payments to the same home loan facility account; or
(ii) multiple payments to the same participating billing organisation, unless each payment is uniquely identified to a different account; or
(iii) multiple payments to the same account with any bank or financing institution.

Have u got the 0.9% cashback? Mine still not in, looks like not getting, bigger amount this round, swiped rm16k with CL of 24k.

nope i didnt get too. i am still far from my credit limit. hmm
will call tomorrow.

Is the OCBC Debit card for OCBC 360 SA optional? If I manage to get OCBC Titanium CC to fulfill the "Spend" criteria, can I not renew my Debit card for the second year (to save RM8)? By the way, so far, is there any good promotion for Debit Card? 

Wow. Someone jump ship to OCBC too

Reported earlier need to take the debit card eventho u have CC with the bank. Depends on branch. For me, no debit card also can as long as i have credit card with them. But if no CC, u need to do DC. So maybe once u got ur CC then u can try ask whether ur branch accept 360 without DC.