Hi all,

I notice that when I pay my OCBC credit card from my OCBC 360 account (after 9.45pm), the transaction date is 20/10/2019 but the value date if 21/10/2019.

Does it mean if let say i pay my own OCBC credit card. Payment due date is 01 November 2019. Then I need to pay my card on 31 October in order to be captured as 01 November 2019 value date?

Cannot transfer 01 November 2019 (after 9.45pm?)

Quick question guys.

Sudden for leave today lol

Wish to open this account.

The spending 500 per month is it must from the CC itself?  If yes, what cc you guys recommend it is titanium?

And is there any diff betweens 360 i and 360?

Because my neighborhood here only got al amin

Ocbc need to go town...

Thanks

Doesn't Ocbc give 2/3 days grace period?

Did you manage to fix this?

I just recently opened an account and I'm getting the same problem.. managed to create internet banking account and everything but the debit card securecode keeps getting service temporarily unavailable.

Have called CS twice now but still not working

Still not yet... Still waiting

So I ask CS why there’s time lag between actual transaction date and the transaction date in the ocbc online banking.

CS replied the one shown online is not the accurate one. Once you receive ur bank/cc statment, the statement will capture the actual transaction date.

The time lag only happened if you made transaction after 9.45pm.

I also did ask when is cutoff date for interest to be calculated, apparently his answer is 11.59pm, not 9.45pm.  🧐

But, as per my random calculation, the bonus interest is calculated based on posting date.. so, if deposit in after 10pm, the txn details will shown up tomorrow as the posting date is tml n not today..

For CC, what is your recommendation of days before the due date?

If I top up WeChat Pay RM500 using the OCBC Debit card, can this fulfill the "Spend" requirement?

For CC, what is your recommendation of days before the due date?

If I top up WeChat Pay RM500 using the OCBC Debit card, can this fulfill the "Spend" requirement?

Almost 2 weeks now and 7 calls later, still the same...

I think you need to escalate further. Not sure bank negara listen to these case or not

I only get 2 incentives this month. I did the following
1. Transferred to 3 bank accounts, 2 of them is mine from CIMB and Public Bank, one is to my parents CIMB account.
2. Top up BigPay for RM500 and then transferred back to my OCBC account.
3. Transfer RM500 from my CIMB Bank to OCBC bank.

Am I missing something?

How many payments did you split #3? Saw one of the past comment saying that just doing splitting credit card payment into 3 payments in a month will qualify you for the incentive.

I’m trying to find out which am I missing. I think that went wrong.
1. I transferred RM500 from my CIMB to OCBC 360 and transferred RM1 back from my OCBC 360 to my CIMB.
-Maybe the source of RM500 cannot be one of the bill payment.

2. Topped up RM550 BigPay with OCBC 360 and then transferring RM548(RM2 fee) to the same account will invalidate the Retail Purchase condition.

Things I’m planning to change:
1. Changing my CIMB account to my mother/father’s account
2. From BigPay, transfer to my CIMB bank instead of back to the same OCBC 360.

Yup, happened to me. Payment of OCBC CC itself, kena charge late payment charges, however CS said they have reversed it out.

I made payment around 9.50pm - 10pm.

They reminded that OCBC has no longer grace period. Hence, please pay before 9pm on the payment due date to avoid any charges in the future. Since it's my first time, so they agree to waive it. But in the future, cannot wait anymore. CS also said our conversation is recorded. Ahahaha, oh wells. lesson learnt.

Yup can pay on due date but avoid 9pm onwards (i guess due to the 9.30pm and 9.45pm cutoff thingy)

Was busy with work for this 2 days! Seems like that's the issue, I checked my top up method and in fact I was using online banking all along. That may be the issue for the missing incentive last month 

Thanks everyone for your help 

Hi,

I am interested to this OCBC saving account. I wish to get clarification from your guys.

1. Does the maximum amount that can receive the base interest of 0.2% is RM100,000 and any minimum amount must keep in the account?

2. Does the Pay section include standing instruction from debit card for payment make on 3 different Yes internet (YTL Corporation) account monthly?

3. Does the Deposit section require customer to have increment/step-up of RM500 each month or just deposit minimum RM500 that can be the same amount from previous month?

4. Ringgit Plus is giving Xiaomi Band 3 if register with them then open account in bank and deposit RM20,000 on the day. Any experience of getting the freebies with them? Otherwise I will put my initial deposit the of RM500 only.

Thank you for your reply and explanation.

If I use OCBC debit card to make standing instruction  to pay 3 different Yes internet account (Yes will auto deduct the monthly bill from my OCBC debit card), does this fulfill the Pay criteria?

If I use OCBC debit card to make online purchase like in Lazada, will it fulfill the Spend criteria?

Thank you.

Ok, seem like the retail purchase transaction can include online purchase transaction also.

Thanks by the way.

with the rates they offer 0.2 + (1.3*3), the rates r better than FD?

but does paying bill via CC fulfil the spend at RM500 criteria??

Yes
No

Finally received the RM50 welcome rebate after 3 months...came in together with the latest 0.1% rebate

Same problem as my CC cause they said no Phone Number register for the OTP 

Now i waiting mine also after calling
Wow 4 days 

Applied via telesales only can collect at branch

i see. mine approved yesterday. wonder when can collect it.

Hello,

May I know that reload RM500 to bigpay/boost with debit card eligible to get 1.3% p.a. ?
Anyone tried before? As the banker said not eligible.