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 OCBC 360 Savings Account - Up to 3.25% Interest !, Get higher interest on your savings acct

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avinlim
post Nov 18 2019, 08:32 AM

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QUOTE(Ancient-XinG- @ Nov 17 2019, 07:43 AM)
I think k it's my phone problem (Android 9 Nokia 6).

Tested on my dad phone (Android 9GO Nokia 2.1) not crashing

But will the ID locked to one device only?
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Turn off the anti-virus control on your phone. If you are using kaspersky, after turn off, you can use. Happened to me.
avinlim
post Nov 21 2019, 01:52 PM

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Currently got 360 account. wana open 360-i, ocbc staff told me that 1 person only can get 1 debit card. and to eligible for RM500 spending, need spend RM1000 on that debit card. is that true???

any1 holding 2 account 360/360-i and currently doing the same or have done sth differently in order to get 1.3%(Spending) on both account balance. TQ


avinlim
post Nov 21 2019, 02:45 PM

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QUOTE(rojakwhacker @ Nov 21 2019, 02:10 PM)
I dont have 2 account but i doubt its going to works for the 1 debit card spend RM1000 will be eligible on both 2 account. whistling.gif Should be work on one debit card link to a saving account while another credit card link to the other saving account as what have been reported by senior in previous post (need to find it).
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Staff just responded, cannot have 2 account (360/360-i) for 1 person.

Any1 here has 2 account? (Both 360/360-i)
avinlim
post Nov 21 2019, 03:56 PM

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QUOTE(jefftan4888 @ Nov 21 2019, 03:33 PM)
That's bad news in this case. hmm.gif

Alternatively, use SSPN-i as your OCBC 360.  biggrin.gif
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How many % for sspn-i.

It seem difficult to access the money if dump into sspn-i. Am I right?
avinlim
post Nov 21 2019, 04:20 PM

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QUOTE(jefftan4888 @ Nov 21 2019, 04:01 PM)
4% + 0.5% bonus?

Link your SSPN to BI BSA. It is convenient if you home or office near BI.
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can view/withdraw balance in sspn to BI-Bank Islam? BSA tu apa?
avinlim
post Nov 21 2019, 04:38 PM

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QUOTE(jefftan4888 @ Nov 21 2019, 04:31 PM)
View statement @ SSPN website.

BSA = Basic Savings Account

Link SSPN to BSA @ BI ATM, transfer fund from SSPN to BSA if necessary. Otherwise keep there as FD.
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OK...tq for your information. 2mrw go settle. Back to OCBC topic~
avinlim
post Nov 22 2019, 08:27 AM

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QUOTE(gary_cheah85 @ Nov 22 2019, 08:21 AM)
Your debit card should be linked to both 360-i and 360 account.
When you insert debit card at OCBC ATM, you can choose whichever account to deduct from.

For the purpose of spending from 360-i account, ask the officer to link fast cash to 360-i account using the current debit card.
So whenever you spend online using the debit card, by default 360-i account will be deducted.

If you ask OCBC to unlink 360 account from the card then only link 360-i account, most likely the officer will charge debit card replacement fee, since they will issue a new  OCBC Al-amin debit card.
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non islamic debit card can link to the 360-i account?
avinlim
post Nov 22 2019, 10:57 AM

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QUOTE(Ancient-XinG- @ Nov 22 2019, 09:25 AM)
T.T

I need my titanium
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I got hint can get you approve after 3 month.
avinlim
post Nov 22 2019, 03:08 PM

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QUOTE(wyh @ Nov 22 2019, 02:20 PM)
Not sure why, usually my account do have Instant transfer but today i login the only option i left is IBG or Duitnow =\
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Duit Now is instant transfer. Some bank I think already replace Instant transfer with duit now.
avinlim
post Nov 23 2019, 08:05 PM

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QUOTE(vince-90 @ Nov 22 2019, 11:43 PM)
Now only I realize  bangwall.gif
Made 2 times CC payment as today is due date after making the IBG (I overlooked the IBFT is missing).
Then how to duit now to CC in other bank?  :confused:
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Can... Why not? U choose duit now and credit card or bank account no instead of IC / mobile no.. Same operation just name change to duit now.
avinlim
post Nov 27 2019, 10:34 AM

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QUOTE(vince-90 @ Nov 26 2019, 09:26 PM)
OMG. I just realize:
02/10/2019 - Payment Due Date
03/10/2019 - Make payment (10.19pm as stated by email notification, forgotten the due date)
04/10/2019 - Date captured payment in next statement.
01/11/2019 - Make payment (9.15pm as stated by email notification)
01/11/2019 - Date captured payment in next statement.

So far no interest was incurred for above scenario.  hmm.gif  hmm.gif
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lucky u not kena late charges, do mark reminder and pay earlier always before due date to avoid hassle.
avinlim
post Nov 27 2019, 04:05 PM

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QUOTE(David_Yang @ Nov 27 2019, 03:54 PM)
Payment day is coming. As the 30th is a Saturday, better finish the 3 criteria by tomorrow to be save.
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Already mentioned, dont do at so late timing. cc might be late at this timing ady.... good luck to those not yet fulfill the criteria.
avinlim
post Nov 28 2019, 11:28 AM

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QUOTE(jefftan4888 @ Nov 28 2019, 01:18 AM)
14/11 - Submitted form & documents for Titanium CC application
21/11 - Appeared in eCCRIS
27/11 - Approved in eCCRIS

How many days will they send my card to the branch?  hmm.gif
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Alternatively you can ask the sale person attending to your application to ask on your behalf after 2-3days.
avinlim
post Nov 28 2019, 03:27 PM

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QUOTE(bluewhaleram @ Nov 28 2019, 03:22 PM)
For the 360 account , extra 1.30% if pay 3 time for bill.

can i pay RM50x3 time in the same bill(just separate) ?
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https://www.ocbc.com.my/assets/pdf/Accounts...unt_TnC_ENG.pdf
avinlim
post Nov 29 2019, 04:22 PM

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QUOTE(cucikaki @ Nov 29 2019, 12:31 PM)
OCBC just called me, ask why there huge transaction from Axiata Ecode, Trianglo every month into my saving acc. And also RM1xxxx in total from umobile to ur account.

They say it’s part of their job to know the nature of money. Even it’s not cash transaction also kepo want to know, do homework and trace where the money come from lah.
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u abuse too big amount ady la....
avinlim
post Dec 4 2019, 05:37 PM

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QUOTE(jefftan4888 @ Dec 4 2019, 03:17 PM)
For those who are interested.

1) Collected my CC.

2) Openned 360-i, linked existing 360 Debit Card to 360-i Fast Cash Account.

3) Spending 360 with CC

4) Spending 360-i with Debit Card

5) ATM withdrawal, 360-i primary, 360 secondary

6) Most important is both accounts are eligible for 4.1%

7) Can open 360-i at conventional OCBC branch, no need to go to OCBC Al-amin
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After linking dc to 360-t, CC no need to link to 360 account? automatically get 1.3% for spending on 360 with cc?
avinlim
post Dec 5 2019, 12:56 PM

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QUOTE(smartfreak @ Dec 5 2019, 12:50 PM)
Thanks all for sharing. From all the reply, I guess to earn 4.1% interest we need to:
1. Deposit Rm500 into 360 and another Rm500 into 360-i. Total rm1k per month
2. Pay 3 bills for 360 and another 3bills for 360-i. Total 6 bills.
3. Top up big pay/spend RM500 using CC for 360 and RM500 using debit card for 360-i. Total RM1000.
Correct me if my understanding is wrong.
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good. you are right. 100% rclxms.gif rclxms.gif rclxms.gif
avinlim
post Dec 5 2019, 02:52 PM

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QUOTE(MGM @ Dec 5 2019, 01:41 PM)
Wonder how much significant gains can be made with this instead of those simple high interest account like MBB Saver-I?
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how is the other bank rate?

avinlim
post Dec 5 2019, 03:38 PM

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QUOTE(rocketm @ Dec 5 2019, 03:23 PM)
I have created this account on last month 28th, how does the interest be calculated?

Will the bank takes 28th until 30th November for the first period then then next period will be as calendar month or they calculate based on every 28th as a period?
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check you acc, Nov interest already credited.
avinlim
post Dec 5 2019, 04:50 PM

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QUOTE(rocketm @ Dec 5 2019, 03:48 PM)
Yes, there are two terms.

As at the closing at 30 November, there is a profit of RM0.03.

At the beginning of December, there are 2 transaction label as Bonus interest, each at RM0.22.

So, which one is the correct interest. As I know, the interest should be credited to my account on 15th, if I am not mistaken.

Please correct me.
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who told u interest should be credited on 15th?

what you have done after 28th nov?

u got 2 RM0.22 means you fulfill 2 out of 3 criteria.

0.2% = basic

1.3% = spending RM500 cc/dc
1.3% = save RM500 into account
1.3% = pay 3 different bill

which one you have done? then u know where u are.

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