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 OCBC 360 Savings Account - Up to 3.25% Interest !, Get higher interest on your savings acct

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avinlim
post Jan 13 2022, 03:45 PM

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Unauthorized transaction just happen to my OCBC debit card.... oh my ocbc....

This post has been edited by avinlim: Jan 14 2022, 03:58 PM
avinlim
post Mar 22 2022, 11:33 AM

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QUOTE(MGM @ Mar 22 2022, 11:17 AM)
Just wanted to reconfirm that withdrawal after 10pm considered as next day transaction n the withdrawn amount still earn interest for current day?
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usually already count nex day. sth 8-9pm already counted as nex day.
avinlim
post Mar 22 2022, 01:47 PM

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QUOTE(MGM @ Mar 22 2022, 01:35 PM)
the withdrawn amount still earn interest for the current day?
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if the posted date is same day.. then no interest.

when u do transaction u will see the date of the transaction.

This post has been edited by avinlim: Mar 22 2022, 01:48 PM
avinlim
post Mar 24 2022, 02:48 PM

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QUOTE(no6 @ Mar 22 2022, 04:11 PM)
anywhere to confirm this ?  same applies for rhb smart saver ?
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You can see your ocbc bank histoty for the transaction date to confirm.
RHB not sure, never do interest calculation on RHB, only did for OCBC.


QUOTE(MGM @ Mar 22 2022, 05:39 PM)
I always made payment after 10pm. After went thru the history I noticed that most transaction & posting dates are the same except for those on weekend especially Sunday.
But there is 1 weekend transfer that were transacted & posted same day. rclxub.gif
From this I would not purposely wait til 10pm anymore unless on Sunday.
*
The interest is calculated base on transaction date, not posting date.

E.g deposit into ocbc @ 24/3 10pm, transaction date probably 25/3, you wont get interest for 24/3.
Withdraw usually same date...

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