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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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CalvinCLK
post Aug 30 2016, 10:14 AM

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QUOTE(lilsunflower @ Aug 30 2016, 09:25 AM)
Just to share my experience last week with Aeon BT to MBB and PBB:

1. PBB excess 10k. I called CS on Friday and she advised me to use credit against all my other PBB cards (principal and supplementary) and then transfer excess to SA (she asked me to email proof of BT and my aeon unbilled transactions). I checked online today and the the credit has been used against my PBB cards, but not yet transfered to SA. Since its only one working day so far, I expect the transfer will happen in next few days.

2. MBB excess 15k. Called CS on Friday and they said to email BT app and request in writing since amount is above their threshold for automatic credit to SA. I emailed then called 2 hours later, and they said they received my request and assigned a case reference number. Advised me to wait 5 working days.

Both cases no issue, and I should get the money in my SAs hopefully by end of this week.
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Do you know what is the threshold amount for MBB to transfer the credit?
TSbrotan
post Aug 30 2016, 10:16 AM

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QUOTE(CalvinCLK @ Aug 30 2016, 10:14 AM)
Do you know what is the threshold amount for MBB to transfer the credit?
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my record is 5.9k
lilsunflower
post Aug 30 2016, 10:18 AM

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QUOTE(brotan @ Aug 30 2016, 10:16 AM)
my record is 5.9k
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Mine is 7.8 without email. I tried 10 and need email. I suspect between 8 and 10?
TSbrotan
post Aug 30 2016, 10:22 AM

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for excess payment thing, pls don't do it too often lah

surely bank will be more alert if too frequent
lilsunflower
post Sep 3 2016, 08:58 PM

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Just checking if anyone has BT to Hong Leong credit card and what is your experience with transferring out the extra credit to Hong Leong savings account? Thanks in advance.
kingsora
post Sep 5 2016, 04:19 PM

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hi guys, if i want to do a balance transfer to a new bank without credit card.

I have to apply for new credit card then bt or straight away apply for bt?
TSbrotan
post Sep 5 2016, 07:07 PM

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QUOTE(kingsora @ Sep 5 2016, 04:19 PM)
hi guys, if i want to do a balance transfer to a new bank without credit card.

I have to apply for new credit card then bt or straight away apply for bt?
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read faq post no 1
kingsora
post Sep 6 2016, 12:00 AM

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QUOTE(brotan @ Sep 5 2016, 07:07 PM)
read faq post no 1
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No answer for my question. I read before I post my question.
bearbear
post Sep 6 2016, 12:40 AM

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QUOTE(kingsora @ Sep 6 2016, 12:00 AM)
No answer for my question. I read before I post my question.
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no credit card = no BT
TSbrotan
post Sep 6 2016, 09:38 AM

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QUOTE(bearbear @ Sep 6 2016, 12:40 AM)
no credit card = no BT
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yup and that answer is in the faq
payaluas
post Sep 6 2016, 11:21 AM

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hi guys,

can we do balance transfer from maybank to maybank?
my friend said can do.. last few years ago, i asked maybank, they said cannot.
lamode
post Sep 6 2016, 11:22 AM

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QUOTE(payaluas @ Sep 6 2016, 11:21 AM)
hi guys,

can we do balance transfer from maybank to maybank?
my friend said can do.. last few years ago, i asked maybank, they said cannot.
*
answer in post 1's FAQ.
TSbrotan
post Sep 6 2016, 11:31 AM

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QUOTE(payaluas @ Sep 6 2016, 11:21 AM)
hi guys,

can we do balance transfer from maybank to maybank?
my friend said can do.. last few years ago, i asked maybank, they said cannot.
*
can those newbies pls review post no 1, especially the faq before asking questions here?
payaluas
post Sep 6 2016, 12:15 PM

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hahaha..sory guys.. actually i also know that we cant do transfer between same bank.. i just want to ask if there's special offer at this timming.. refer to post 1 i also know.. i think that's the function of forum..not to kill each other, but help each other

i'm not newbie, only not active as you all.. i joined mar 2008, brotan join dec 2009... hahaha.


TSbrotan
post Sep 6 2016, 12:21 PM

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QUOTE(payaluas @ Sep 6 2016, 12:15 PM)
hahaha..sory guys.. actually i also know that we cant do transfer between same bank.. i just want to ask if there's special offer at this timming.. refer to post 1 i also know.. i think that's the function of forum..not to kill each other, but help each other

i'm not newbie, only not active as you all.. i joined mar 2008, brotan join dec 2009... hahaha.
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When I said newbie, I obviously mean newbie for balance transfer. Not newbie to lowyat.net

This post has been edited by brotan: Sep 6 2016, 12:21 PM
payaluas
post Sep 6 2016, 12:25 PM

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QUOTE(brotan @ Sep 6 2016, 12:21 PM)
When I said newbie, I obviously mean newbie for balance transfer. Not newbie to lowyat.net
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hahaha.. u cant judge people from his question bro.. i do balance transfer few times already.
i see most of your reply/post is ------> refer to page 1.. cry.gif
pity to those people asking & enjoy foruming..
TSbrotan
post Sep 6 2016, 01:33 PM

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QUOTE(payaluas @ Sep 6 2016, 12:25 PM)
hahaha.. u cant judge people from his question bro.. i do balance transfer few times already.
i see most of your reply/post is ------> refer to page 1..  cry.gif
pity to those people asking & enjoy foruming..
*
since you are an old timer for lowyat.net, i assume you are aware why i keep using the same comment

also, i am not a psychologist nor an expert in finding hidden meaning behind people's words. so i take whatever written at face value

This post has been edited by brotan: Sep 6 2016, 01:35 PM
kingsora
post Sep 6 2016, 11:23 PM

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QUOTE(payaluas @ Sep 6 2016, 12:15 PM)
hahaha..sory guys.. actually i also know that we cant do transfer between same bank.. i just want to ask if there's special offer at this timming.. refer to post 1 i also know.. i think that's the function of forum..not to kill each other, but help each other

i'm not newbie, only not active as you all.. i joined mar 2008, brotan join dec 2009... hahaha.
*
People come here for info.
If you don't feel like answering just ignore.

This is a forum. Not a blog.

And yeah, people do read faq at post 1 before asking question.
Should have a new rule then, don't ask anything since everything post 1.

aromachong
post Sep 7 2016, 07:56 AM

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QUOTE(kingsora @ Sep 5 2016, 04:19 PM)
hi guys, if i want to do a balance transfer to a new bank without credit card.

I have to apply for new credit card then bt or straight away apply for bt?
*
apply for a new cc first
TSbrotan
post Sep 7 2016, 08:13 AM

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QUOTE(kingsora @ Sep 6 2016, 11:23 PM)
People come here for info.
If you don't feel like answering just ignore.

This is a forum. Not a blog.

And yeah, people do read faq at post 1 before asking question.
Should have a new rule then, don't ask anything since everything post 1.
*
People come here for info
## Yes you are right and some info are available in post no 1

If you don't feel like answering just ignore.
## as you correctly pointed out, ppl come here for info. So, i want to help ppl to get the info they need. Just don't expect ppl to spoon fed if answers are already provided and easily available

And yeah, people do read faq at post 1 before asking question.
## yes you are right. keyword "some people". i am not a physic to know who already read or not. so i can only deduce that from the content of his/her posts

Should have a new rule then, don't ask anything since everything post 1.
## The right answer is "don't ask anything that's covered by post no 1". If you do put some effort and scroll back some of my comments, I do provide direct answers to questions here, as long as not covered by post no 1

This post has been edited by brotan: Sep 7 2016, 10:11 AM

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