QUOTE(solsekuin44 @ Oct 2 2017, 02:08 PM)
Yes of course. As long as you still available limit.Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation
Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation
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Oct 2 2017, 02:32 PM
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#41
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Oct 3 2017, 01:01 PM
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#42
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Oct 5 2017, 10:26 AM
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#43
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QUOTE(reeve-826 @ Oct 5 2017, 10:09 AM) Apply BT via maybank2u require to provide credit card statement? Apply thru M2u no need statement. Just key in card details and amount will do.I plan to apply this for settlement of my other bank BT, but it won't show how much total settlement required in following statement, thought will be great if maybank2u BT don't require cc statement. The last choice, if screenshot the page online on total outstanding, acceptable? Anyone can advise ? |
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Oct 5 2017, 11:43 AM
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#44
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QUOTE(reeve-826 @ Oct 5 2017, 10:41 AM) Which mean they will just proceed for approval and will no further request statement from us? I thought this way too. No. I applied several times already.I applied early of this year via maybank2u, when I called customer service to asked status. They request statement from me. No sure am I the special case 😕 Normally on the spot received the email telling "Approved in Principle". Then the next day will receive approval SMS. The next day again will receive funds from MBB to others bank. Pretty fast. |
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Oct 11 2017, 01:31 PM
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#45
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QUOTE(tifosi @ Oct 11 2017, 11:20 AM) QUOTE(paogeh @ Oct 11 2017, 01:24 PM) think is referring to thishttp://www.alliancebank.com.my/EnjoyBalanc...rwithCreditCard Enjoy 0% Balance Transfer with your new Credit Card! Enjoy 0% INTEREST RATE for up to 6 months* with Balance Transfer Flexi 6-Month Plan. *Applicable to New-To-Bank Cardmembers with a minimum transfer of RM3,000 only. Campaign Period: 10 February 2017 - 31 December 2017 |
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Oct 23 2017, 03:20 PM
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#46
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QUOTE(paogeh @ Oct 23 2017, 02:59 PM) I just found out, Keep those card always got 0% BT for existing customer.MANY BANKS offer 0% BT for new customer, but this offer only 1 time, after the 0%BT ended , new BT got interest apply. With this, for BT hunters, need to constantly cut OLD cards+ wait 6 months to qualify as new customers ! Any good advice to continue enjoy 0% BT ? Thanks Eg : Aeon / PBB / MBB (as I know) |
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Oct 24 2017, 11:18 AM
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#47
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QUOTE(paogeh @ Oct 24 2017, 10:26 AM) Thanks ! For the increase CL, no, no matter how many cards u using, they will sharing same CL, unless you submit new income documents to apply CL increase (make sure your income do increasing too)Keeping MBB/PBB/AEON for the forever 0%BT . Then, another question pop up my mind, Lets say each banks above, u keep ONE CARD each with 20K CL . total BT can play with = RM60K ..... In order to increase the CL, can we increase the number of cards? Eg , apply another 1--2 cards are MBB , etc ? Another questions i still confuse, some expert mentioned they do revolving BT with these 3 banks, so they dun have to fork out any $. But lets say u do RM12K each for 6 months , installment RM2K/month Month1 , MBB owe RM12K Month2 , PBB owe RM12k , RM2K go to MBB Month3, AEON owe RM12K, RM2K go to MBB //RM2K go to PBB Month4, No more banks, but still need to pay RM2K for each MBB/PBB/AEON ????? I'm lost at month4 onwards ..... could any expert advise ??? month 4 onwards will be each bank 2k/mth instalment until you clear off the BT amount lo. |
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Oct 24 2017, 02:38 PM
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#48
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QUOTE(paogeh @ Oct 24 2017, 02:35 PM) Thanks, yes even 4 cards also 20k CL.meaning , MBB i have a card that have 20K CL, so if i ask for another card, 2 card = 20K CL ?? and not 2 card = 20k +20k ?? yes , month4 , each bank pay 2k ......i though the expert would do revolving BT ? so month4, apply new BT from MBB ? so that no need to pay the 6k installment ? Thank you so much !~ for BT, yes you can if you still have enough BT to apply. |
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Nov 2 2017, 05:40 PM
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#49
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QUOTE(chinti @ Nov 2 2017, 04:58 PM) so i applied for maybank cc coz wanna do BT but application rejected. any other bank to recommend for 0% interest BT for 12 months? currently on HLB try Ambank. Got 0% 12 mths BT for newly approved customer.U may check their TnC here https://www.ambank.com.my/eng/deals-page/Ap...pendAndGetPart2 Other bank got too, but I guess only 6 mths. (Eg : CIMB / OCBC) |
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Nov 3 2017, 10:12 AM
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#50
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QUOTE(??!! @ Nov 3 2017, 10:04 AM) Just curious why the BT and spend XXX for free gift on same promo page. Not sure bt also as qualifying spend for free gift. U may call CS for confirmation. For BT, no need bill, just call them, and tell them card number and amount to transfer, do phone verification. That's all.BT also get free gift? Anyone knows if AM Bank BT need proof of outstanding bill from other banks' credit card to apply for BT? |
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Nov 3 2017, 05:59 PM
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#51
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QUOTE(paogeh @ Nov 3 2017, 05:45 PM) sorry u mean , we can walk in any airport lounge to enjoy buffet meal with cards that have free lounge ? OT = out of topic.Noted. By the way, what is OT? Thanks Lounge thread > https://forum.lowyat.net/topic/4018832 Kindly discuss on the correct thread. |
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Nov 18 2017, 09:36 AM
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#52
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Nov 19 2017, 10:50 PM
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#53
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Nov 19 2017, 11:52 PM
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#54
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Nov 21 2017, 06:17 PM
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#55
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QUOTE(bluebay @ Nov 21 2017, 03:58 PM) Hi guys..sorry if this question been asked before.. Yes. with zero charges. Every month pay RM 166.67 x 12.for balance transfer to mbb credit card.. let's say I applied 2k for 12 months tenure.. with the current promotion.. means I only pay for the 2k over 12 months period ONTIME without any upfront fee or processing fee? No other hidden charge? |
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Nov 22 2017, 12:23 PM
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#56
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QUOTE(sms2u @ Nov 22 2017, 12:18 PM) BT no from credit card to credit card? No. I just say I want apply balance transfer, they did not even get my other credit card number, just transfer the BT amount to my savings. No I'm not new to bank customer, I think applied to all.What T&C for promotion 0% 3 months BT? only new to bank customer? What phone no u call? u got BT 0%? how many month of BT? I login Hong Leong Connect, Live Chat with them, left my contact number, they call back after 1 day. 3 months BT for 0%. This post has been edited by SzeMeng76: Nov 22 2017, 12:23 PM |
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Nov 22 2017, 03:51 PM
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#57
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QUOTE(ckweng @ Nov 22 2017, 01:38 PM) For latest M2U 0% BT promo, is the waiver of upfront fee guaranteed? I realised that in the previous campaign, there's a fixed quota for fee waivers but there is no mention in the current one. QUOTE(fruitie @ Nov 22 2017, 03:39 PM) I think the latest MBB BT is different from last one which"Upfront fee of 3% for Balance Transfer 0% 12 months is WAIVED during the Campaign period". |
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Nov 22 2017, 11:30 PM
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#58
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QUOTE(terence_say @ Nov 22 2017, 11:22 PM) Did they create a separate account for you on this BT? is the account number also 16 digit like credit card number? Yes a separate accounts.I heard HLB bt come with a penalty if you do an early settlement, did cs told you this? Planning to do a HLB 3 months BT transfer to saving account, and proceed with Maybank 0% BT for 12 months to pay off the HLB BT, making the whole BT become 12 months 0% with cash in saving account. Yes did know about the BT expiry date, this is not the first time I apply HLB BT, need to call CS to confirm your last instalment expiry date before make payment. But I did heard that MBB BT cannot BT to the BT account, only credit card account, u may have try. So far all my MBB BT approved only with credit card accounts, so far I did not use BT settle BT. |
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Nov 24 2017, 09:51 AM
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#59
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QUOTE(ngaisteve1 @ Nov 24 2017, 09:12 AM) QUOTE(realitec @ Nov 24 2017, 09:24 AM) https://www.hlb.com.my/en/personal-banking/...e-transfer.html Not showing on website. I got mine by call to CS ask, also done so quickly.Wonder why there is not showing in the website. I got mine by call. But BT has done to me. |
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Nov 24 2017, 10:36 AM
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#60
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