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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation
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SzeMeng76
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Mar 31 2018, 09:47 AM
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QUOTE(gastacopz @ Mar 31 2018, 09:12 AM) done mine last few days and got charges..just in today..tot nowdays even if online also they didnt charge upfront for the fees like email application? hope still within 0% period Huh? Seriously?? Previously no charge already for this renew campaign.. my few BTs also no charge.
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SzeMeng76
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Apr 26 2018, 10:59 AM
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I also received BT cash back for Dec17 First time BT got cb. Lol what happen?
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SzeMeng76
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Apr 27 2018, 03:28 PM
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QUOTE(Nom-el @ Apr 27 2018, 03:19 PM) I think the cashback for MBB 0% BT is for transfer from HLB / AmBank / RHB / Alliance Bank only. That is why some managed to get the cashback while others don't. Look like yes. I found the CB on my Dec17 BT, it is BT transferred to Alliance bank credit card. This post has been edited by SzeMeng76: Apr 27 2018, 03:28 PM
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SzeMeng76
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Apr 27 2018, 10:02 PM
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QUOTE(hwachong @ Apr 27 2018, 09:53 PM) so any 0% maybank BT ongoing? Now no. Wait for next announcement.
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SzeMeng76
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May 5 2018, 09:27 AM
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QUOTE(snowswc @ May 5 2018, 09:18 AM) anyone of you received this from maybank? 26-Apr-2018 24-Apr-2018 BT Cash Back - Sep17 RM5.00 Yes it hot topic last week. Check previous post. This is CB for BT from MBB to HLB, Ambank, RHB, Alliance (if I not remember wrongly, can check previous post)
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SzeMeng76
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May 8 2018, 01:30 PM
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QUOTE(LinkZ @ May 8 2018, 12:23 PM) Guys, is Ambank CC having any 0% BT plan right now? Yes, but only for new to bank customer. https://www.ambank.com.my/ambank/SiteAssets...ransfer0TnC.pdfhttps://www.ambank.com.my/ambank/SiteAssets...icationForm.pdf
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SzeMeng76
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May 25 2018, 11:09 AM
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QUOTE(alexanderclz @ May 25 2018, 11:05 AM) hi, i would like to ask something about BT repayment. assuming my statement date is 8th and due date is 28th, for my last repayment, do I pay anytime after statement date or have to be on due date to prevent early settlement fee? U mean for HLB BT? U need to check on statement your BT expiry date. It's different from your statement due date.
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SzeMeng76
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May 25 2018, 11:26 AM
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QUOTE(alexanderclz @ May 25 2018, 11:14 AM) yeah. my BT account statement date is 8th and statement due date is 28th. No no. Under ur BT accounts column there got wrote BT expiry date. Is it the date same with your statement date. For mine it's not same. Because depend on date your BT started. You need to pay the date of BT EXPIRY DATE exactly to avoid early settlement penalty.
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SzeMeng76
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May 25 2018, 12:01 PM
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QUOTE(alexanderclz @ May 25 2018, 11:44 AM) for PBB, the BT is incorporated into the credit card, so i just need to pay by due date right? or BT doesn't apply for the 20 day free interest? Yes. Just pay like normal. Like others retail spending. Just pay accordingly statement by before due date.
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SzeMeng76
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Jun 6 2018, 09:08 PM
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QUOTE(fruitie @ Jun 6 2018, 08:57 PM) I checked out app and can apply BT but not sure if it's 0%? I didn't pursue further though or must I use web browser version?
Yes app also can. Choose 6 months tenure then will show 0%. Others is 4.88%. This post has been edited by SzeMeng76: Jun 6 2018, 09:09 PM
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SzeMeng76
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Jun 7 2018, 07:42 AM
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QUOTE(CP88 @ Jun 7 2018, 01:01 AM) Login into ambank but found nothing? Is this for selected customers?  Don't think so. I didn't receive the SMS, but I login do have. U have to click the apply balance transfer, n key in card details, choose 6 mths tenure baru can find out.
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SzeMeng76
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Jun 9 2018, 01:09 AM
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QUOTE(Mcwong1123 @ Jun 9 2018, 12:59 AM) May I know for pbb 0% 6 mth BT require statement as proof? Is there online way to apply for this BT,beside submit over the counter? Yes, by email to CS. And no need statement, just fill in the form accordingly.
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SzeMeng76
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Jun 20 2018, 10:17 AM
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QUOTE(kaiserreich @ Jun 20 2018, 09:23 AM) Not working for HLB and SCB in my case  Just swiped 2k on my SCB just one Works fine on my UOB Me too failed for SCB. But PBB no problem.
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SzeMeng76
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Jun 28 2018, 09:39 AM
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QUOTE(celaw @ Jun 28 2018, 08:52 AM) I would think maybe got 2 possibility 1. They are surveying how many bank is offering 0% BT and they may introduce it with 3% upfront fee waiver soon. 2. This had created operation trouble to them and they will end this game soon. Between, I noticed that PBB had come out new BT Form for 0% BT from Jul 18 - Dec 18 although today is 28 Jun only. https://www.pbebank.com/Personal-Banking/Pr...ansfer-(3).aspxhttps://www.pbebank.com/pdf/Promotions/tc_b...-jul-dec18.aspxPBB is the one keep renewing their 0% BT
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SzeMeng76
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Jul 10 2018, 09:16 PM
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QUOTE(enkil @ Jul 10 2018, 08:54 PM) New to bank customer or existing? 0% 12 mths only for new to bank customer. 0% 6 mths heard only for selected customer. I dont know how true is that. But I can go through for the 0% 6mths BT in system till now. (applied several times)
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SzeMeng76
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Jul 13 2018, 06:10 PM
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QUOTE(lamode @ Jul 13 2018, 03:35 PM) i did a few 0% 6 mths some weeks back. but today i don't see that option anymore, only left 4.88% for 6/12/24/36 mths SzeMeng76 may i ask you to check again on your end? Update: called CS, it's a common issue, the workaround is apply through phone for 0% 6 mths, no statement required.  Haha did not see your last row of update, so I go in a try.
ya still there. Wondering when this promo end ya? Cannot find any TnC though. I also keep applying since CL is still available
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SzeMeng76
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Aug 3 2018, 02:10 PM
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QUOTE(Xp3rT @ Aug 3 2018, 01:46 PM) Statement Date 24-Jul-2018 Statement Balance (MYR) 12,000.00 Minimum Payment (MYR) 600.00 Statement Due Date 13-Aug-2018 As long i pay the RM600 before 13-Aug-2018 then im fine, am i right? no interest will be charged? This is for BT amount? If yes, then yes just pay minimum will do. But before BT expiry date need to clear off all balance. This post has been edited by SzeMeng76: Aug 3 2018, 02:11 PM
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SzeMeng76
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Jan 18 2019, 02:31 PM
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QUOTE(MGM @ Jan 18 2019, 01:09 PM) Anyone has successfully applied for PBB 12m 0% BT last few days,? Yes. Submitted on last Monday. Get fund on Tuesday. Was fast.
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SzeMeng76
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Dec 1 2022, 08:21 PM
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QUOTE(besiegetank @ Dec 1 2022, 03:27 PM) Anyone has tried PB BT plan before? Just want to check if I take the 6 months BT with 1% upfront cost and my amount is RM 5k, so I just need to pay additional RM50 as the cost? Just want to make sure there is no any hidden charges. Yes its just one time charge, so ur instalment will be RM 5,000 x 1.01 / 6 mths
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