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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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SzeMeng76
post Jul 28 2017, 05:47 PM

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QUOTE(labtec @ Jul 28 2017, 05:39 PM)
Hi, there is extra cash in my credit card after the balance transfer happen

will i be charged some fees if I use advanced cash from the credit card that has extra cash?
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Can elaborate more? Means u want cash out? If yes sure got charges lo.
SzeMeng76
post Jul 28 2017, 06:19 PM

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QUOTE(MyStiC @ Jul 28 2017, 05:53 PM)
Hi guys,

I would like to ask whether I could transfer my supp cards' outstanding in Maybank to Aeon.

Thanks.
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No. Balance transfer only apply to Principal card.
SzeMeng76
post Jul 29 2017, 11:25 AM

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I done MBB BT on 07 & 20 of Jul, still havent get waiver too.
SzeMeng76
post Jul 31 2017, 11:41 AM

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QUOTE(bearbear @ Jul 31 2017, 10:40 AM)
guys for ambank what is the % of CL allowed for BT?

I went through their t&c only mentioned max 30k

and no statement required right?
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Yes, but only for new to bank customer. (for the 0%)
Just call to CS to apply.

This post has been edited by SzeMeng76: Jul 31 2017, 11:41 AM
SzeMeng76
post Aug 2 2017, 01:26 PM

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Got my both waiver for MBB BT, one is 08 & 21 of July. Got waiver 31/7.
SzeMeng76
post Aug 11 2017, 11:00 AM

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QUOTE(bm_kia @ Aug 11 2017, 10:50 AM)
You mean, both waiver credited into your M2U less than 30 days?
I see there is also 6% GST on the finance charge - they would credit those as well, right?
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Yup. They credited both charges and GST. Means BT really 0% 0 charges.
SzeMeng76
post Aug 23 2017, 07:42 PM

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QUOTE(kenlui @ Aug 23 2017, 06:26 PM)
Received SMS that they were unable to accede to my balance transfer application. Called CS and was told that there is no issue and my application is supposed to be approved, suggested me to try applying again through M2U.

*update* Online application was approved in principle but subsequently received same sms that unable to proceed. I think it's because it's a supp PBVS card, despite have a separate statement maybank cannot proceed?
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Yes definitely. Balance transfer only applicable to Principal Card only.
SzeMeng76
post Aug 25 2017, 11:16 AM

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QUOTE(vinvon23 @ Aug 25 2017, 11:01 AM)
Bad ccris as in how? show alot outstanding in your ccris report?
sorry noob
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Yes, BT amount will shown as total outstanding in CCRIS.
SzeMeng76
post Aug 27 2017, 08:52 AM

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http://www.cimbbank.com.my/en/personal/pro...r-campaign.html

Maximise interest savings with CIMB Bank 0% Balance Transfer!
Exclusively for new CIMB Bank credit cardmembers! Transfer your balances from your other bank credit cards to your brand-new CIMB Bank credit card!

TnC : http://www.cimbbank.com.my/content/dam/cim...fer_TnC_ENG.pdf
SzeMeng76
post Aug 27 2017, 03:33 PM

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QUOTE(lamode @ Aug 27 2017, 03:15 PM)
thanks for sharing.  rclxms.gif
But not so attractive lo... see the tnc below.
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Ya, but it better than no.
I try apply tmr. Cuz I hold the card still less than 6 months.
SzeMeng76
post Aug 28 2017, 04:02 PM

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QUOTE(bearbear @ Aug 28 2017, 03:53 PM)
CIMB what is the email?

only found the callcentre
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u mean to apply Balance Transfer? I just done it by calling the number stated.
Only phone verification, no need statement.
Just telling credit card number that to be transferred.
SzeMeng76
post Aug 29 2017, 06:08 PM

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QUOTE(bearbear @ Aug 29 2017, 05:58 PM)
you are very lucky

i called twice

marketing refer me to CC dept

CC dept refer me back to marketing

Then tell me they are not aware of the promo, not ready to process.

WIN
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HUH seriously?
which number you calling?
I calling that number stated starting from 2, the staff which named Grace.
Just help me do verification and processing in phone.
And today when I login cimb clicks, already have the accounts of "Balance Transfer" there.
And the Grace called me again saying that had been process, and pending approval.
SzeMeng76
post Aug 29 2017, 07:37 PM

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QUOTE(westlife @ Aug 29 2017, 06:21 PM)
Not really, I just applied one recently, got one card is not above rm1000, but total two amount above rm1000 I can do the BT no problem. tongue.gif
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me too the same. sum above rm 1000, but for 1 card not exceed 1000. Approved too.
SzeMeng76
post Aug 30 2017, 03:51 PM

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and this time is

Upfront fee of 3% for Balance Transfer 0% 12 months is WAIVED during the Campaign period

Cool. No need to worry when the fund finished. Lol but recently I do not have other outstanding. Let see future then. (Because just done 0% CIMB Balance Transfer)
SzeMeng76
post Sep 5 2017, 11:43 PM

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QUOTE(HMMaster @ Sep 5 2017, 11:39 PM)
Normally how long it takes for MBB to process the BT via M2U? (From application to payment to the other cards)
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For me fastest 3 working days, most late 5 days. (until other cards received the payment)
SzeMeng76
post Sep 6 2017, 05:17 PM

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QUOTE(tonytyk @ Sep 6 2017, 05:15 PM)
Cimb & Ambank have 0% BT? For all or selected customer?
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Only for new-to-bank customer.
SzeMeng76
post Sep 9 2017, 10:31 AM

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This is good news!!! Going to apply then!
SzeMeng76
post Sep 19 2017, 05:50 PM

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QUOTE(jaymeeteh @ Sep 19 2017, 05:46 PM)
If someone else has cc debt, can he/she transfer the debt to my balance transfer account? Thanks
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No. Balance transfer only can done for self. Refer card holder name.
SzeMeng76
post Sep 27 2017, 05:23 PM

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QUOTE(bristlebb @ Sep 27 2017, 05:06 PM)
dear sifu,
do i need to wait until the credit card statement out only can do the BT?
how is the 3% waiver works?
i plan to do BT to MBB credit card.
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Apply in M2U no need statement. Just go card > apply balance transfer.
the 3% will waived after 1 month.
Means the 3% will charged 1st, after that only refund back.
SzeMeng76
post Sep 28 2017, 11:20 PM

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QUOTE(matrix88 @ Sep 28 2017, 09:26 PM)
Stanchart advertise on their website 0% BT now, but upon enquiry, only valid for new application (card).
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I thought long time the advertise already? Yes for new customer and the promo ended September.

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