Hello guys, do we get cash back and treatspoint using MBB BT?

For HLB's 0% BT for 3 months, I heard there is a processing fee of RM12 excluding GST. Is this true? I do not recall reading about any processing fee from here. Anyone who have done this can confirm on this?

When did you last perform the BT? Were you offered the promo or did you call in to ask for it? I heard from someone who was told about the processing fee when she enquired with customer service about the BT promo today.

Hi..
Just received msg from HLB regarding this promo...
already sms reply, so wait them to call or we can call in to request the BT...

yup, seems to be the case for now.
like what you said, it used to be pretty fast, but I did a BT last night, until now still haven't got the approve in principle email.

updated: just received SMS around 630PM saying STP request for BT appl is approved. but still no email though.

Anybody can you share the payment method on 3 months 0% interest HLB BT? My statement date is on 27th November, due on 16th December. Should I pay only minimum? or my principal amount divided by 3?

Noted.. so if i settle this.. means 1st right? Then 3rd is settle full.. but i heard 4th only settle full to avoid early settlement penalty?

My due date is the same as my credit cards due date. By 3rd instalment payment, i will make sure I have only rm1 outstanding balance. So by 4th instalment I will just settle it. Just to play safe if it consider as late payment, interest rate will be charged on my RM1 only. Thanks for helping though.. By the way how did you vheck your last instalments due date?

For this 3 mths BT by HLB is there any hidden charges?

HLB savings account or other Banks' accounts?

Well got to say.. BSN offers one of the better deals for BT.
I believe HLB offer ended and I checked, PBB offers BT min 2k for 6 mths only.

BSN offers 12 mths at 0% min RM1k AND WITHOUT processing fee..

Just that payment a bit hard to go to their branches...

HLB BT has to be repaid at the end of BT, otherwise cash interest apply which I being trapped on this as I thought it follows statement due date.

Anyone knows how about PBB?

CS said my BT expiry date is 30March which coincidentally is also my CC statement due date. Told to pay 5% of BT balance b4 30Jan and 28Feb, and final balance exactly on 30March which is a Friday. At the mean time don't use the card b4 30March. Is my understanding correct if I don't want to incur any charges or interest?

hi guys, i got a question. so i applied 0% balance transfer to cimb few days ago and today when i check my cimb click, y is there an extra balance transfer account inside my cimb click? i thought it supposed to link to my cimb credit card account?

so i will need to pay to this account instead of my cc account? how long does the lump sump usually takes to debit in?

Maybank silently added a disclaimer for the BT 0% 12 months. earlier this wasnt stated at all.

All the while the condition is there.

yup. checked my ocbc credit card account. the fund is already credited in. super fast. 

but funny thing scb one the fund is not in yet.

Applied MBB 0% BT early morning via M2U and got SMS it was approved this evening

No need statement anymore     

Just want to share my experience of BT using Aeon CC. Submitted my application through email on Tuesday, got a call on Wednesday and voila today the money has already been transferred to the other credit cards. Thumbs up for the efficient service!

Just too bad Aeon BT can only apply once every 6 months once you pay back the previous BT amount right?

Can other bank like MBB or PBB do 2nd BT or 3rd BT before the 1st BT is repaid provided the credit limit is still available?

Yes Aeon only every 6 months. I know maybank can do multiple bt not sure about public though