Anyone tried BT to saving account directly? Am thinking whether it can be done.

only cc.

I have about 6k outstanding from PBB and another 4k from Ambank. Since am unable to meet the condition for 0% BT offer from PBB, is there any other BT offers with 0% interest?

Is it possible to combine both and BT to Aeon?

A portion of the 6k from PBB is due to previous BT, can I BT the BT?

I have the same situation.
In the end i BT 6k to Aeon and let the surplus amount reduced since i still have SI for insurance with Aeon card.

no such bank

updated this question in page no 1 faq just now

should be possible if you apply both pbb and ambank bt to aeon under 1 form

for pbb, bt installation is part of your cc expenses. so yes u can bt the bt in that sense

Q : Is it possible to BT to debt card or saving/current acc?
A : NO, it is not possible. You can only BT between 2 credit cards


Actually HLB can be done, BT from HLB credit card to saving account! so far i only know HLB can

huh? u sure about that?

I did that before , a few times, from hlb cc to mbb saving and hlb saving

are u sure that one not cash withdrawal?
what is the interest rate? can show us the example?

This post has been edited by wan7075: May 31 2016, 11:15 PM

this is not called balance transfer lol...

There was 2 type of package, Last time the package i took was 0.5% per month on on reducing balance, outstanding balance will appear and charge to credit card once the amount transferred into saving, just need to pay 5% min payment. Early settlement charge RM100

Another package was 6.99% , 1 time charge. BT amount charge to credit card, just need to pay 5% min payment monthly until forever. No early settlement charge

Just tell the CS, u wanna transfer to saving will do

it sound liked personal loan more than BT
interest rate is quite high
but if it is useful to you than no harm to apply

Now is 4.99% on reducing balance for new cardholder and on birthday month. No fixed repayment period.
https://www.hlb.com.my/main/personal/credit-card-services


It's not high because on reducing balance. It's called balance transfer plus.

but Aeon balance transfer must be in 6 months (0% interest) right?
for Pbb, there is also in 6 months (0% interest) and there is penalty for early settlement.

Can't understand ' bt installation is part of your cc expenses '?

the first package which is 0.5%, how long is the duration ?

Which bank's credit card is easy to transfer out excess PBB's BT amt to savings account? MBB was easy but hardly use its cards ever since it reduces most of the benefits.

Mbb has a credit card 0.5% rebate for groceries

0.5%? What card is that? Even MBB2Amex can earn you 1.25% equivalent cash back.