i think really timing issue.... its just rather the lucky or the unlucky one.... and actually this another government scheme to make the property developers to price their property lower... in the end... government still earn back the money if developer able to see the project..... for the buyer it seems like a free money.... but we dunno how the developers might play their game.... maybe for a normal condo which shud worth 400k... they mark it up 99k extra.... and tell u.... its eligible for 30k... u can find deal like this anymore bla bla bla... in the end.... the free money doesnt make much difference... lolz

Nope, this scheme can be apply on any new/sub-sale property below RM500k, so it won't trigger effect as per what you wrote. It's really mind blowing that at this time of financial hardship (gov losing Petronas income), gov "working real hard" to collect extra tax from people (GST), they are giving out free money in large sum (RM30k is huge) to very limited people that may not be the deserving group (one who earn 10k but can't save enough money for house deposit???????). This is not the correct way of doing welfare, this is wastage for short term political popularity.

You have a great experience. Can share the format of "Salinan surat tawaran /pengesahan daripada pemaju/penjual"? I would like to prepare it and ask my developer chop and sign.

Between, I already signed the SnP but the house still under development. Am i eligible for this scheme?

no, after place deposit / sign SPA sure cannot apply

But how come the developer will let you hold the house without placing any deposit and wait until decision from mydeposit? I also curious this problem.

they went to Bank negara and just print it out? take 5 mins only.... hahah.... applicable for KL pipu only... lol

BNM Kuching here also got CCRIS kiosk but still it takes me almost one week to submit the application.
Besides ccris, you need to prepare offer letter from developer, luckily this scheme is out right after I've booked the house. And also there are other required documents; certificates/statement/IC photocopy of your dependent.

Unless you have all these in your hand.

Usually, when u decide to buy house from developers, you will only place booking(part of the first 10%) to the developer to get the purchase/booking form. This booking amount varies eg. RM3K, RM5K, depends on the developer. You don't have to directly sign Sales and Purchase agreement on the same day. Meaning that you will have time to apply for mydeposit. Developer will hold on this booking, and have some time period for your to settle other process including the payment of 10%

BNM Kuching here also got CCRIS kiosk but still it takes me almost one week to submit the application.
Besides ccris, you need to prepare offer letter from developer, luckily this scheme is out right after I've booked the house. And also there are other required documents; certificates/statement/IC photocopy of your dependent.

Unless you have all these in your hand.

how is the offer letter from developer looks like? is it the booking form?

but my developer mentioned that they have abit different with others. That day i choose a house, then place booking fees 2k. then they ask me to sign SNP already. then next step is looking for banker for bank loan. Now is submitting those documents for banker. so i quite confuse with the procedure somemore i am 1st time house buyer. So i can apply mydeposit now? hmm...

You should see how the online form is look alike then you will know what need to be done.

From the online form it mentioned 3 important things in offer letter: built up area, purchasing price & lot no.

I dont think it has official format of offer letter. As long as your booking receipt has stated these 3 things, you can use booking receipt as offer letter. But I cannot guarantee

in my understanding, as long as your SNP haven't been stamped yet, you can still apply for mydeposit, but you need to sign another SNP later if your developer is kind enough to help you get the mydeposit scheme because it has been stated that there will be extra clause added into the SNP for mydeposit scheme(10years lockin period). If you use your current SNP, mydeposit scheme might not be valid.

The best solution is to talk to your salesperson/agent and ask for his help.
edit : offer letter from developer should be booking form/purchase form/dedicated letter offer on the day you book the house.

i see. Ya. i have the booking form when i place the booking fees. too bad my developer seem not so helpful on mydeposit scheme and not so clear about it too. They wish to going through normal procedure 1st. 1 more question. do i need to wait my bank loan approved only apply?  or now i can apply it?

if you will go for the house with / without mydeposit

then you can apply bank loan to save time

i see. Ya. i have the booking form when i place the booking fees. too bad my developer seem not so helpful on mydeposit scheme and not so clear about it too. They wish to going through normal procedure 1st. 1 more question. do i need to wait my bank loan approved only apply?  or now i can apply it?

in my understanding, as long as your SNP haven't been stamped yet, you can still apply for mydeposit, but you need to sign another SNP later if your developer is kind enough to help you get the mydeposit scheme because it has been stated that there will be extra clause added into the SNP for mydeposit scheme(10years lockin period). If you use your current SNP, mydeposit scheme might not be valid.

The best solution is to talk to your salesperson/agent and ask for his help.
edit : offer letter from developer should be booking form/purchase form/dedicated letter offer on the day you book the house.

You can start your application now, don't have to wait for your loan approval. just prepare your own downpayment incase your application for mydeposit rejected. And for your information, all developer are scared to really introduce this scheme because no concrete information about the scheme, and to avoid booking cancellation later when the application for mydeposit rejected.

I don't even know this scheme is a loan or not until I call KPKT yesterday.