Hi all,
I understand some of you might not understand the document required by MyDeposit. I can assist you guy like the documents they required.

- Salinan surat akuan sumpah bekerja sendiri. (if you are self-employed, you need write in a letter regading you are warganegara malaysia, the salary you earn per month and etc).

- Salinan surat pengesahan majikan. ( Employment offer letter)

Salinan surat pencen( Jika berkenaan). (This one normally apply to the government servant who choose pencen scheme)

Salinan surat tawaran /pengesahan daripada pemaju/penjual. (This mean the booking form issued from developer or agency)
salinan Sistem Maklumat Rujukan Kredit Pusat(CCRIS) pemohon dan pasangan. (You may go to Bank Negara to print out the CCRIS report)

MyDeposit application is same as MyHome scheme, only the criteria of the housing selling price and the applicant's salary required are different. And, MyHome do not require the CCRIS report from applicant.

The process flow is fill in online application form and submit - if you fulfill the requirement, they will send you the offer letter - Sign the offer letter and do commission oath, then return to JPN - After gather all the documents and submit to JPN - After the officer check and no query, the RM30k will be credited.

If you buy the house from developer, the developer will compile all the documents and submit:
- The developer's HDA bank account statement
- The HDA account letter issued by the bank
- The stamped copy of bank offer letter. If your are LPPSA borrower, need the copy offer letter together with the Lampiran E signed)
- The copy of MyDeposit offer letter
- The stamped copy of SPA with chop the word of "MyDeposit" in every page of the SPA copy. Please make sure the SPA copy is completed, no missing page.
- Invoice prepared by the developer.

Then, submit all the compiled documents to JPN. If the documents are ok, no query, then JPN will credited the 30K to developer HDA account.

If you are obtained the full loan (LPPSA), you can get the 30k at the end from developer. If obtained 90% of the commercial loan, the purchaser no need pay downpayment. The developer will issue letter of differential sum settled to loan solicitor. The loan solicitor will do their part.

Hi all , just wanted to ask, must apply w the booking form? I am waiting for the form from the agent but he seems to be taking his own sweet time, any other letters i can use to replace the pengesahan section?

Anyone know whether this scheme applicable for SOVO/SOFO as well?

I'm not working with JPN but is at one of the developer's firm. I just share my experience with you guys. In this industry, JPN and LPPSA department is the most frequent places we go to visit. lol..

No doubt that there a lot of purchasers are not really understand the how is the procedure is going on, I only try to assist out. If you know how many officers to handle this MyHome and MyDeposit scheme, you will pity on their works. Government staff always entitle to obtain the full loan if they fulfill the requirement which is the salary range. As long as your selling price stated in SPA is "the mark up" amount, the officer won't know the said price is "mark up" one unless you disclose your discount to the bank officer when you apply the loan. (Don't laugh, some of the buyers will show the booking form copy which is stated the discount when submit doc to apply loan)

they went to Bank negara and just print it out? take 5 mins only.... hahah.... applicable for KL pipu only... lol

how is the offer letter from developer looks like? is it the booking form?

Today I came across midvalley. There got booth about mydeposit. The staff said in order to qualify, the person cannot signing the loan offer and snp before getting the mydeposit offer letter. So basically many developer will not support tis scheme. Make booking and wait few month to get the mydeposit offer letter(provided u're selected), then only proceed loan application and sign snp.

Agree with you that most of the developers are not willing to introduce this scheme because troublesome. Why i have to say so because the management need attend the meeting held by them every time. Also, sale admin department staff need a clear mindset about how the procedure is going on, what kind of documents need submit to the JPN for claim the rm30k. We need to call the KPKT every time even go to  JPN to have a better picture about the scheme in order to assist the purchasers to apply via online. We have to help the buyers to apply via online, get the offer letter from JPN and arranging the purchaser to sign the letter and send back to the JPN. Also need to liaise and explain to the lawyers about this scheme and ensure that the special clause have to insert to the SPA.

I can say that hard to get the well experienced sale admin staff to monitor all the documentation in proper way in this developer industry nowadays.

guys,i have question.if the new project require 3 percent as downpayment.if approved,3% percent will goes to downpayment and the rest 7% goes to ???

Applied for mydeposit on Monday (11th April), status changed to "Dalam Process" yesterday(18th April). And today it went missing/no record found (19th April)😡

Means my application is rejected? Anyone having the same issue?

Sign liau SPA..... then Loan tarak = Penalty Penalty Penalty.

Sign liau SPA..... got loan.... but mydeposit cannot get = you pay the sum sendiri.
Actually is safer to get loan first, then only sign spa.
My loan offer lasts half a year.

anyone approved?

I dont have enough 3% to pay for booking and how can i get Salinan surat tawaran /pengesahan daripada pemaju/penjual?

The subsale property is 350K and once i pay the 3% and if i failed to get mydeposit and couldn't proceed to pay the remaining 7%, won't i lose the booking 3%?

Mine still in process too. But applied yesterday hehe.

But seriously, looking for anyone who has actually got approved. Looks like none.

really weird. i tried again just now. It let me hantar =='' today can but yesterday cannot. I didnt change anything.