Confirm cannot?
My SPA signed and stamped dy..no hope? or I should spend some time to try my luck?

Sorry I was quoting Jesscey post before, stated that there will be additional clause in SNP for mydeposit applicant. This is not a confirm statement. But logically thinking, where else would they add the clause for the lock in period.

No, I got the information before this is a loan, but when I call KPKT, they stated that this is just an initiative from gov to help, thus not loan.

noted. thanks bro

Check. Tak Boleh liao !

You placed rm2K as deposit and asked to sign the SPA. In the event you failed to obtain loan from bank and the SPA stamped already, will the developer refund the deposit to you if you managed to get the bank rejection letter to them?

You can go to apply the MyDeposit while waiting for the loan approval. The stamped SPA and stamped bank offer letter will need to be submitted when claim the 30k.

I'm sure that developer will only stamp the SPA once he got his loan approved. Nowadays, more developer are doing this, signing SPA on the booking day to speed up the process once the loan approved. If not, RM2k also is not enough to cover the stamping and everything, nee to top up the payment too.

If based on the selling price rm500k, rm2k sure can cover the spa fee plus disbursement fee plus 6% GST. Only waste the time to print out the 4 sets of SPA and duly executed by the buyers, but at the end up, the purchaser failed to obtain the loan.

This is MyHome Scheme clause which need insert into the SPA.

May I know you spa date and the selling price of your house?

Agree with you that most of the developers are not willing to introduce this scheme because troublesome. Why i have to say so because the management need attend the meeting held by them every time. Also, sale admin department staff need a clear mindset about how the procedure is going on, what kind of documents need submit to the JPN for claim the rm30k. We need to call the KPKT every time even go to JPN to have a better picture about the scheme in order to assist the purchasers to apply via online. We have to help the buyers to apply via online, get the offer letter from JPN and arranging the purchaser to sign the letter and send back to the JPN. Also need to liaise and explain to the lawyers about this scheme and ensure that the special clause have to insert to the SPA.

I can say that hard to get the well experienced sale admin staff to monitor all the documentation in proper way in this developer industry nowadays.

This post has been edited by Jesscey: Apr 14 2016, 03:55 PM

Wow, good share, any purchaser from your site successfully get the scheme?

Ya, I need to call JPN 8 times just to clarify something about mydeposit, just imagine if we are applicant, how do we follow up on the status of our application.

This clause is apply on MyHome scheme but I think MyDeposit scheme also the similar one. MyHome and MyDeposit is the same officers to handle. The officers are less than 10 persons. So be patient to call them for enquiry.

For MyHome Scheme, Yes! About 35ppl's 30k credited to our HDA account ad.

This post has been edited by Jesscey: Apr 14 2016, 04:39 PM

http://www.chinapress.com.my/20160413/myde...94%B3%E8%AB%8B/

today newspaper,
maybe can answer some taikor question

Yes. will fully refund. ok. noted. thanks ya.

I am thinking the same thing with you. Told them sign later when the loan approved but they will not hold the lot for me. so signed it at the end too.

HI, wanna ask u that i m buying a house with my gf. so we both also apply for this scheme? 2 ppl apply is better than 1 ppl apply right?

Then what is the purpose of your booking payment? You pay RM2k to them and they cant reserved the lot for you? Take the money back, buy other from other developer. In today's market, purchaser have a lot of power in buying property, just sharing.

Ya. They meaning that if you don't sign S&P today then just don't place any booking fees. No choice. That is strategic place and love it. Thanks your sharing

How if the bank loan approved, proceed to S&P stamped, but mydeposit there still no news yet? Coz need add the clause in the S&P right? but the S&P is already stamped. thanks.

Cannot la..

You have to prepare that the officer may request marriage cert (surat nikah) from you if apply under couple name.