I guess booking receipt will do.
As the important things are 1) lot number 2) purchasing price & 3) built up area. (Stated in the online form).

As long as your booking receipt contains all these 3... It should work. But for safety, call your developer to issue out a letter
It only takes one day if your developer really cares their customers.

It just mentioned property below than rm500k and i dont see it specified to landed house.
Some more, in the online form there are house type which you can select one (landed, apartment, bungalow etc).
You should see the form first

I read an article after 2 days this scheme launched last Wednesday already have 2500 applicants!
So efficient meh?
I took almost one week to get all the needed documents.

Now i doubt why it is called skim PEMBIAYAAN... instead of skim Deposit without the word PEMBIAYAAN.

Pembiayaan is something that you will get the money from & pay back to the financier.

Refer here:
Pembiayaan adalah penyediaan uang atau tagihan yang dipersamakan dengan itu, berdasarkan persetujuan atau kesepakatan antara Bank dengan pihak lain yang mewajibkan pihak yang dibiayai untuk mengembalikan uang atau tagihan tersebut setelah jangka waktu tertentu dengan imbalan atau bagi hasil.


No such info from website. When i tried to call, no answer or line busy. I guess we only know once we received offer letter. So, anyone that already approved... Please share here

Yeap..just wonder how those ppl get the document so efficient..
I apply CCRIS online already take me 3 days to get the feedback from Bank Negara..

stupid question but what does subsale means? tried google around still not clear..

buying from owner, another term is "second hand" house...

I'm not working with JPN but is at one of the developer's firm. I just share my experience with you guys. In this industry, JPN and LPPSA department is the most frequent places we go to visit. lol..

No doubt that there a lot of purchasers are not really understand the how is the procedure is going on, I only try to assist out. If you know how many officers to handle this MyHome and MyDeposit scheme, you will pity on their works. Government staff always entitle to obtain the full loan if they fulfill the requirement which is the salary range. As long as your selling price stated in SPA is "the mark up" amount, the officer won't know the said price is "mark up" one unless you disclose your discount to the bank officer when you apply the loan. (Don't laugh, some of the buyers will show the booking form copy which is stated the discount when submit doc to apply loan)

second hand house

Sooneset, many of the application forms will be withdraw due to incomplete documents submitted.

Please be patient, there was only one officer to issue offer letter for MyHome scheme, one officer to vetting the application forms previously. I'm not sure whether the JPN increase manpower supply or not now.

Ooops.... it's official, the RM30k need not be repaid to gov, so it is free money.

What kind of f#ck up logic is in the mind of our officials/ministers? The gov to give free money of RM30k to buyer who is earning up to RM9,999 and buying a property up to RM500k....... Imagine a low income family having to fully pay their RM50k low cost flat.... they may be asking why gov can be so generous towards a 10k income dude and paying more than half the price of their flat......?

Truly Bolehland.

It also can apply to single. For couple, the total salary of you and your partner is not exceed than rm10k only eligible.

Hi @Jesscey

What do you think about the MAIN purpose of ccris in mydeposit?
I already submitted my application with Jan ccris report... since there is no new loan application recently & my ccris record is healthy so I just upload it. Also, i dont have time to go to BNM.
Now, I cannot edit my application. Regret it...

You have a great experience. Can share the format of "Salinan surat tawaran /pengesahan daripada pemaju/penjual"? I would like to prepare it and ask my developer chop and sign.

Between, I already signed the SnP but the house still under development. Am i eligible for this scheme?

unless.... your developer willing to payback you the rm30k... haha.... rm30k will only go directly into the acc of developer or in subsales case... to the lawyer's account and transfer out to owner subsequently... so do you think... you still can get extra 30k cash back?

i think really timing issue.... its just rather the lucky or the unlucky one.... and actually this another government scheme to make the property developers to price their property lower... in the end... government still earn back the money if developer able to see the project..... for the buyer it seems like a free money.... but we dunno how the developers might play their game.... maybe for a normal condo which shud worth 400k... they mark it up 99k extra.... and tell u.... its eligible for 30k... u can find deal like this anymore bla bla bla... in the end.... the free money doesnt make much difference... lolz

they went to Bank negara and just print it out? take 5 mins only.... hahah.... applicable for KL pipu only... lol

You are right.I also feel the same.Like Elysium movie.

but still if you can play this first property game correctly... you can no need to be group together with the poor will get poorer... anyway.... poor in nowadays have so huge context.... say u earning net 2k per mth.... u still can buy a low cost house? is this consider as poor? lol...