I got the letter, thanks!

I stay in Bangsar South tho, is there ketua kampung or penghulu here?

Not sure.the best way is check with ur pejabat tanah.is it fall under pj or something.then call them asking 4 penghulu/ketua kampung(i believe k.kg kerinchi as i google)

This post has been edited by Royal Malaysia Pirate: Feb 9 2018, 10:59 PM

Bro, due to lack of time I suggest you try all avenues such as your MP, state representative etc.

I dropped off the letter at my state representative office 3 weeks ago and spoke to the state representative's PA also, until now still not done...

So i went to my MP office. Managed to get it back on same day.

Can anyone kindly email me surat sokongan dan pengesahan pemimpim tempatan to nurlailymy@hotmail.com

Last minute application and thought i will do that first while waiting for ccris etc. thanks much

I just emailed to the developer to request to extend the signing of SPA and what I got are all rejections. From the sales, to the manager, to the GM. Now i wanna email to the CEO of the developer. If not, then I will email to the Executive Chairman. I am just wondering why developers does not align with the scheme provided by the government.

Thanks for the advice,have to try all channels I suppose.

I have the exact same problem, so far all project that I asked, developer can't wait till mydeposit approval is out. I'm wondering how do people actually manage to utilize this scheme if all developers need the SPA signed in 14 days or so?

Oh Yeah!!! I emailed to the GM but he rejected then I emailed to the CEO and today received email from the GM saying that they reconsider my appeal and willing to extend for 2 months!!!

But..... i just realised I key in wrongly the country code for my company's contact and i cant edit anymore since i already submitted.. Sent an email to the government and asked them what can i do. hopefully its not anything important that will affect the approval... finger-crossed!

This post has been edited by backglider: Feb 13 2018, 04:10 PM

Wow, so we really have to make effort to get that 2 months extension eh. Welp, I'm passing up this year's mydeposit.

Hoping next year there will be another one and I'll make use of what I learnt from this year.

Good luck for your application~!

SPA sign earlier still ok la bro, if loan already approve still eligible to apply. Most of buyer need to sign SPA after booking house. But you need sign S&P after mydeposit approve or get offer letter. If you sign S&P before my deposit approve your application will rejected. SPA and S&P are different.

Mydeposit FAQ

19. Saya telah diluluskan pinjaman perumahan tetapi belum menandatangani perjanjian jual beli rumah (S&P), adakah saya layak memohon skim mydeposti?

Jawapan : Layak memohon.

Original link
http://www.kpkt.gov.my/resources/index/use...M_MYDEPOSIT.pdf

This post has been edited by faizahmad90: Mar 14 2018, 12:17 AM

I wonder anyone got this rumors that MyDeposit quota had full and the namelist already ready unofficially

I got wassup from my banker (HLB) asking bout my status. My status is still in process. He said from his friend from MBB got a client got rejected in MyDeposit. No official announcement yet but quota has been fixed. According to him.

I can't get thru their hotline and waiting for the email reply on this. Erkk i'm not spreading rumors but just to ask around if anyone got this circulation also

Isn't that SPA stand for Sales & Purchase agreement? That's basically the sane thing.

Could you care to explain what are S&P and SPA and the difference?

It's basically the same freaking thing!!!

SPA = Sale & Purchase Agreement
SNP = Agreement of Sale and & Purchase

It's like Hire Purchase or Auto Financing or Car Loan. Same thing.

Please get your facts right before advising someone.

Nice one. Yeah, that's some really bad advice.

[quote=ms749,Mar 20 2018, 06:32 AM]Could you care to explain what are S&P and SPA and the difference?

It's basically the same freaking thing!!!

SPA = Sale & Purchase Agreement
SNP = Agreement of Sale and & Purchase

It's like Hire Purchase or Auto Financing or Car Loan. Same thing.

Mybe i was wrong. First i sign letter offer and inside letter offer mention (You are require to execute the spa with us simultaneusly upon payment of the initial deposit) with agent (1 sheet paper) n apply loan, then i sign loan offer letter, then 3 month later i sign s&p with lawyer n pay 7k (about 100++ sheet to sign) then sign loan aggreement. Sorry if i was wrong.

This post has been edited by faizahmad90: Mar 23 2018, 08:11 PM

[quote=faizahmad90,Mar 23 2018, 07:28 PM]
[quote=ms749,Mar 20 2018, 06:32 AM]Could you care to explain what are S&P and SPA and the difference?

It's basically the same freaking thing!!!

SPA = Sale & Purchase Agreement
SNP = Agreement of Sale and & Purchase

It's like Hire Purchase or Auto Financing or Car Loan. Same thing.

Mybe i was wrong. First i sign letter offer and inside letter offer mention (You are require to execute the spa with us simultaneusly upon payment of the initial deposit) with agent (1 sheet paper) n apply loan, then i sign loan offer letter, then 3 month later i sign s&p with lawyer n pay 7k (about 100++ sheet to sign) then sign loan aggreement. Sorry if i was wrong.

[/quote]

I think the first one was letter of offer to sell. Which would state that you need to pay booking fee (earnest deposit), usually 3%, of which if you were granted the financing from bank, but decided to cancel the purchase, you would lose that 3% deposit. After that only come SPA/SNP.

This booking fee or "earnest deposit" isn't related to this scheme at all. It's the standard procedure if you want to buy a house (at least a sub-sale unit for my case).

I think there's no "hidden message" behind this scheme as I've had the opportunity to secure the first round of MyDeposit.

I think apart from can't sell or rent it out for the next 10 years (which is fine by me as I'm staying in my house, and I have a long term view of utilising this house, at least for the next 10 years), is that you have to rush into buying a house, which you tend to miss out other opportunities.

Anyway, this time around, they don't allow sub-sale to be included, so buying a newly launched house is more painful i guess.

For new house usually before Sign the SPA, the developer is willing to refund you if its cancelled. Some developer will charge some admin fee of RM500.

Sounds better than buying sub sale hehe

Content removed.

This post has been edited by Rei79: Mar 29 2018, 03:40 PM