Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Hong Leong Bank Wise Credit Card V7, 10% Cashback , Up to RM100 per month
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 Apr 4 2016, 04:26 PM
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#1
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Junior Member
654 posts Joined: Nov 2015 
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QUOTE(fruitie @ Mar 29 2016, 10:36 AM) I got RM 1 cash back for mobile category. I could not figure out the RM985... Expected because I only spent RM 5 (for the sake of RM 985) in Feb as I have exhausted all my quota, paid the remaining on 1st March. RM 100 achieved again.   |
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Apr 4 2016, 05:01 PM
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#2
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Junior Member
654 posts Joined: Nov 2015
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QUOTE(fruitie @ Apr 4 2016, 04:32 PM) What do you mean? I do not understand why RM985? Only know RM1000 from RM50 x 10. Is there any short cuts for max cash backs? |
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Apr 8 2016, 04:28 PM
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#3
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Junior Member
654 posts Joined: Nov 2015
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QUOTE(cybpsych @ Apr 4 2016, 05:11 PM) category rounding. e.g. if your total Grocery spending is RM465, 10% is RM46.5, but HLB round it up to RM47 (no cents). QUOTE(fruitie @ Apr 4 2016, 05:12 PM) Well, if the category ends with RM 5, you will have RM 1 cash back. For e.g. RM 305, you will get RM 31 cash back because there is no decimal for HLB Wise. I don't know to put into words, maybe you can see my Excel sheet and try to understand from there? If not, please post here again, me and others will explain further.  QUOTE(supersound @ Apr 4 2016, 07:34 PM) Cash back are given base on rounding up figures. Spend rm10 you get rm1 cash back, spend rm5 you get rm1 also. The worst thing is... I've just submitted application for Wise card!!!  |
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Apr 14 2016, 02:05 PM
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#4
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Junior Member
654 posts Joined: Nov 2015
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QUOTE(MeToo @ Apr 14 2016, 12:41 PM) Would like to check if there is any current promotion to apply WISE card... like freebies etc? Or applyign thru any website etc? Look out for Big Bad Wolf book fairs. The official cc is HLB. Most likely giving out bbw vouchers as sign up gift. |
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Apr 19 2016, 09:49 PM
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#5
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Junior Member
654 posts Joined: Nov 2015
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QUOTE(cybpsych @ Apr 19 2016, 07:33 AM) dont think so. cashback is highly dependent on MCC. For TNB thru uobpayonline, can we pay several times one after another on the same account?suggest you use UOBPayOnline to pay your TNB using WISE. confirm getting cashback. Like... pay RM50 several times with the same TNB number to make up the 10x. Need any time buffer in between? |
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Apr 19 2016, 09:58 PM
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#6
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Junior Member
654 posts Joined: Nov 2015
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Thanks a bunch. Just got the card, trying to squeeze 10x this month.
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Apr 20 2016, 01:58 PM
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#7
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Junior Member
654 posts Joined: Nov 2015
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When accessing HLB credit card accounts online, how to check with categories we are enrolled? Just wanna make sure the categories are correct per application.
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Jun 3 2016, 04:10 PM
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#8
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Junior Member
654 posts Joined: Nov 2015
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Gama Supermarket & Dept Store. It is Departmental store (MCC 5311) even though I shopped at the grocery section. Tuition fees for HLB
 On another matter, my statement is on the 27th. Do I pay the statement amount or minus the cash rebate? |
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Jun 6 2016, 10:23 PM
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#9
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Junior Member
654 posts Joined: Nov 2015
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QUOTE(fruitie @ Jun 3 2016, 05:30 PM) Can minus cash back. My statement date also 27th. Thanks sis. We can remind each other on the payment due dates  |
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Jul 14 2016, 10:22 PM
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#10
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Junior Member
654 posts Joined: Nov 2015
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Groceries, any tips on how to achieve amount ending with RM5? Having difficulty to get bill in nice round numbers when shopping.
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Jul 24 2016, 09:27 PM
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#11
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Junior Member
654 posts Joined: Nov 2015
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TNB payment via uobpayonline. Transaction on 22 July, reflected in HLB Connect.
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Jul 25 2016, 01:37 PM
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#12
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Junior Member
654 posts Joined: Nov 2015
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QUOTE(ckh83 @ Jul 25 2016, 01:01 PM) Kindly check with you, what is the value should i fill in the "bill no" field? Yes, only account number matters. I usually state the No. Invois Cukai. If you do not have the latest bill, the previous number also usable. Also tried using No. Kontrak, transaction went thru too. |
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