Suddenly cannot view the treatpoints balance anymore from M2U online.

Spontaneous escape is quite useless for Malaysian with 30% discount only as we need to buy KUL-SIN separately. Unless you're flying super long haul from SIN then you might still save a bit of miles

Used at Zipanggu last week, still entitled

Wah so aggressive ah 1k....I was thinking like RM 300-500 only

You win already haha....

Times are bad, they're combating both "value" and "volume".
E-wallet despite low value, but volume is there

Their objective is obvious, they want to offer the best card to acquire customers.
Desired customers are normal people, who redeem some miles, some cash back, some other redemption, who owe some interest, etc, on average, Maybank make profit from these group of people.

Undesirable character - those abuser of e-wallet
Super rich - they don't want to subsidise these super rich with millions of miles

This post has been edited by msa9696: Jul 4 2019, 05:18 PM

We don't know yet

Not that I don't trust the person who checked, I don't trust Maybank CS providing the list verbally

MDR might not be able to cover their cost of cash back/ air miles, with e-wallet, it's too easy for us to "time" the spending, hence maximising card benefits

Of course they've calculated, but having said that, they still were very aggressive, when you see no other banks comes near to matching their miles, no where near.

But when they started with this card, they didn't foresee:-

- large volume of "abusers" using e-wallet to maximise the benefit
- large spending, maybe top 1% earning huge miles

With the above, they implemented control now, ie no TP for e-wallet, and cap of 2m miles for high net worth individual.

I'm still thankful they didn't take a more drastic steps of downgrading the earning, which affect all customers.

They will be happier because more people will start using their card again more frequently

Your assumption is logical, this is relevant costing, so yes, it can be considered as "buying" miles

This post has been edited by msa9696: Jul 12 2019, 04:17 PM

Nowadays many competitive money changer out there which provide much better conversion vs credit card

IMO it's worth it, if you redeem business or better still, first class. Unless he can get an overseas card which offer some reasonable miles then that's different story

Anyone applied for the Emirates card and can confirm that e-wallet is included in the spending?
I've e-mail HL bank, no reply, called them, they cannot answer my question.
It's too risky to apply for this card and pay the annual fee if e-wallet is excluded

This promo rather useless, as you need separate booking from KUL-SIN and SIN-NRT, so if you add up it doesn't save that much, unless you book a very long haul flight, but then most of the promo doesn't include long haul.

This promo mostly only benefit those departing from SIN

Spent little today, but better than nothing at least got 5x haha

For 2cards premier, I'll strongly suggest to use it instead of BP. Not only you earn miles for a small cost, I'm always more confident in card protection during fraud compared to BP.

Not all accept Amex, can't remember which one I think it's Trip.com