For those dining restaurant that has 50%/40% discount, which one you guys recommend the most?

Arthur's Bar & Grill,
Lemon Garden Café,
Shang Palace, Zipangu

Le Meridien KL
Le Meridien Putrajaya
The Westin KL / The Living Room
Sheraton Imperial KL / Essence
Four Points by Sheraton Puchong / The Eatery
Aloft KL Sentral / Nook
Element KL / Trace Restaurant & Bar

There mention "40% off food and non-alcoholic beverages for Premium Cardmembers". My question is M2Premier AMEX consider premium card?

For lemon grass or other restaurant buffet, what is the duration that we can dine in? I saw dinner is 6.30-10.30pm. Can we dine from 6.30 to 10.30pm? Wanna enjoy the environment as much as possible although already full. hahahaha

thanks in advanced. Wanna bring her out for dinner as today is her birthday. But we don't really like seafood.

SC - Liverpool FC deal ends in 2022-2023. So not possible before 5/2023.

Yeah lo. I had so much expectation for Liverpool until I didn't spend anything because I foreseen MU will lose badly, you know la MU is  prepared to be relegated while Liv is going to be the champ for this season ma.

I hope nobody has spent yesterday.

Oops. That's unfortunate for you not getting additional 3x. They did improve la, first draw for Liv, I thought Liv can makan bulat2 too bad, just too bad.

Just hold 5 more minutes then you will get 3x.

SQ never fail to disappoint me again.. tried Book the Cook this time. Steam cod fish 

Look like hospital food........... taste like hospital food.......


Vs Qatar qsuite inflight menu

Qatar is 10times better 

If in overseas already, why still bother about MU match? All the way 5x.

Well, I have not had any issue with OTP when I'm in overseas.

I guess it is your telco or even your phone problem.
No problem for me whether in Europe or China.

postpaid? roaming enabled?

Try set to flight mode and then off it

I have more than 20 cards. Honestly using hard cash, so far I only paid for MBB FCB VS and HLB AA Plat. The rest all redeemed with points or got rebate from banks.

20 is reasonable for cash back fans la.
Furthermore, she also started into points.

I am not into cash back and surprisingly I do owned ~15 CC, including supp cards for wife.
A few are for lounge access while 2-3 is going to cancel before SST / attempted to cancel but retained by paying for SST.

They have promo code for 1st time users, and also run promotions from time to time. For 1 of my transaction, the fee is about 1.69% (25% off)

1. You can pay rental. You can't pay housing loan as far as I understand

2. You need to upload invoice when trying to initiate a payment. The Payee Company/Business registration number is required as well. However, you don't need to wait for pre-approval from ipaymy to make the payment (i.e 'swipe' the card). Probably ipaymy only check the documents when transactions looks suspicious

cash value from CX website lah, to stroke all your egos.

ipaymy charge your card immediately, then will pay your supplier in 1 week time.
Kindly take note their server timezone is UTC, so pls check UTC date as well when you are making payment on ipaymy.
I remember someone reported that transaction date is different in M2U due to the timezone different, gotta submit dispute.

yup..thats why  i thought will provide 50k atleast

Nope. MBB is pretty conservative when it comes to CL.
That said I'm blessed to have higher than 30k for MBB.

I think your consistency of high spending n payment record gained you the high CL.

Well I got another experience was like, I throw in 100k fd against my credit card CL. After one year I apply for withdrawal of fd and review new CL by submitting new income document. Which the income document is merely the same as previously. By right the CL should minus 100k after fd withdrawal but they just reduce 50k from my total CL.

Hence another kind of upgrading CL experience. I am not sure about this is just lucky or bank mistake.

There is an article from Sg travel / CC blogger regarding this 1 or 2 months ago.
Of course only Sg cards listed.
Surprisingly some CC do extend the coverage for redemption ticket.

I didn't really go into very detail for Maybank policy / t&c, similarly I doubt redemption ticket is covered.
Most of the bank will have clause "full ticket price purchased with xx CC", you may not eligible if you use AirAsia Big Points to offset RM10 from your ticket???

Did call MBB CS some time ago to ask about insurance stuff.
He gave me very unconvincing answers.
A few highlights to take note: Family = you + spouse + kids below age xx.
Parents, brothers etc are NOT included as family!
For flight delay / baggage delay, you need to spend on essential and claim back from CC, whereas travel insurance will give you one lump sum.
Hence it is best to purchase separate travel insurance.

Think this is the article charles was referring to:
https://milelion.com/2019/09/28/which-credi...avel-insurance/

That's for Sg, but it gives you an idea of the wordings to look for in your own insurance policy.