xuxen apologies for intersecting but from your post you more or less given up hope for ponzi 2.0. it is a nature of things and people are starting to switch to other funds, maybe I'll give it another few months and see its performance.

from the chart today it jumped



the main point I'm trying to make with my post to investors is that take every advise with a pinch of salt and don't blame people you mimic when your portfolio doesn't shine like you do.

The reason he switched was because volatility is increasing but returns are decreasing.

I am restructuring the portfolio for my main account again.

1. Ponzi 2 - trimming down
2. Affin Hwang Select SGD Income Fund - switching out completely
3. Eastspring Global Leaders - switching out completely

Profit thus far about equal to FD rate. Hope it will be better in the future. To diversify more.

This post has been edited by Vanguard 2015: Jun 7 2016, 10:57 AM

What is your overall FI:EQ allocation? And allocation by geographical segment?

what fund are you chanelling into from the switch out?

Currently I am at 100% equity funds. I intra switched 3 of the equity funds into bond funds as per my earlier post. I will buy more bond funds.

What other funds to buy? It will be the usual suspects from the FSM Recommended List of Funds. Thus far, I still have KGF, EISC, CIMB Global Titans and Ponzi 2 in my portfolio. I also have an alternative investment fund which is not performing. I have 2 remaining China funds to switch out later.

If you have any good funds to recommend, please let me know. Otherwise I tikam-tikam sajalah.

This post has been edited by Vanguard 2015: Jun 7 2016, 05:22 PM

instead of tikam tikam....if can wait.......the new recommended fund lists will be out the next few weeks,..they will give their reasons for selecting them too...

Eh, good idea bro. No rush for me to buy new funds. Cash is king.

Thanks for the heads up.

Fuiyoh, 100% EQ.... and you still steady over the last few months

With the remaining EQ funds you have I guess it makes sense to keep the proceeds in bond or cash

Other EQ funds in my radar that is doing better than its peers:
- Affin quantum aka ponzi 1.0
- RHB Asian income fund - a rock in the portfolio in the past few months

My bond + cash holding at the moment is about 10% and 20% respectively

Paiseh, paiseh. Actually I sold off some bond funds earlier. Before this, I think I had maybe about 15% in bond funds.

Actually it is easy to remain steady for the past few months. Just don't log into FSM online or do it once every 2 weeks. Drown yourself in office work.

Thank you for your recommended funds. I also have the Libra Consumer and Leisure Asia Fund in one of my supplementary portfolios. I think is on Viagra and steroid. Over the last 1-2 months, suddenly the ROI spiked to 8.37%. Unfortunately I only invested a small amount in this fund.

Interesting choice of fund, how did it even got under your radar?
Did you try out the FSM portfolio simulator? Whats your portfolio volatility like?

It's a fun tool to work out what fund to add and to dump

for your sake (and mine because i also have a substansial % in ponzi 2.0), you need to understand why there are ups and downs in a certain fund.
1) the myr has been strengthening since march, hence negative effect on ponzi 2.0. at the same time, the market wasn't going up by much. hence the drop
2) these 1 month the myr has been very volatile, weakening again, and market seems to be on the positive side. hence the rise.

don't start to celebrate cause it has been green for the past 1 month. we are supposed to be in it for the long term.

excluding my cash holdings in CMF2, my EQ:FI ratio has always been around 95%:5%... was abit down the last few months, but looking all green again... now why didn't i top up 2-3 months ago?

This post has been edited by adele123: Jun 8 2016, 04:14 PM

already got RM500 for PRS incentive. but that 500 not apear in my FSM ac.

Dunno. I have always had the Libra Fund in my portfolio, either in the main or supplementary portfolio. It looks OK wor.

Nope. I have not tried the FSM portfolio simulator before. I hope to try it soon. Thanks for the heads up.

Actually the asset allocation rule should be applied at the total portfolio basis, including FD, property, stocks etc
So maybe you guys running close to 100% foreign EQ funds because there's an equal amount of FD, local stocks and properties ma

I also didn't top up for the past 2-3 months... scared ma

Agreed, but should you actually put real properties into the mix? Reits and developer stocks I would definitely say yes, but to put an illiquid asset into the same category as assets with MTM value?

IMHO - real properties should be in one's total asset allocation tracking
Reason:
Its "illiquidity" is subjective - yes, more iliiquid than common stocks & mutual funds, FD, etc.
BUT
it's more liquid than non-listed / private businesses (which can be substantial), equivalent value of "unmarked" (ie. not sealed & certified) gold bars and "collectibles".

Also, real property prices do fluctuate - just that we do not have a daily easy "measure" / watchlist - unlike the share markets / large auction exchanges.

Also, the Talmud says so
1/3 in businesses
1/3 in land
1/3 in reserves

Hey - i'm not religious but there are nuggets of wisdoms/common-sense from even waaaaaay long ago

Hmm, maybe not in the MTM spreadsheet where one religiously rebalances

Being a bean counter, I'm thinking more of a statement of financial position (fka balance sheet), where it shows the assets and liabilities. It would be very glaring if you owns a car more expensive than your investments and every year losing on depreciation; or when you have almost all your money in own stay property which you won't be able to cash out

But I say only la, I don't prepare this also.... not sure if I'm ready to see how it looks like

Keeping faith with the market

After 6 months of ups and downs, stock market stays resilient

FOLLOWING six tumultous months of twists and turns, stocks and bonds seem to be back exactly at where they started the year.

URL: http://www.thestar.com.my/business/busines...ith-the-market/

Fund managers on investment themes for the second half

Fund managers share their views on what they think are the investment themes for the second half of this year:

URL: http://www.thestar.com.my/business/busines...he-second-half/

notice that RHB Islamic Bond's fund size double up in 6 months time to > RM100million. That causes the cash holding of the fund increased to 52%, performance also dropping. Perhaps the fund manager should temporary freeze the new subscription until the 52% cash holding converted to bond investment ?

Could it be from bond redemption?