IRR drop to 1.60% @ last Fri

Wah...

Mine is still around 4% level... did not update since last Thursday as market was down...

Fundsupermart advertise on my fav radio station -BFM 😎

good now more people would know FSM

Guys, I am really really new to this FSM.
Currently wish to try on something new.
I only having 1000 Myr to invest in this fsm... I know its really little but I think its time to step into this.. So, i take a look on the recommended funds by fsm. Why is it most of the YTD give negative value?

What is the recommend fund for newbie like me? What i see is east sring small cap and kenaga and some money market seems suitable foe me....

And how do you guys actually buy? Can it be done via m2u? If cdm i see they want us to scan the form and deposit slip to them...

So sorry if some question is repeated..

Historical returns don't really mean much.

E.g. a fund launched at the peak of a bubble, fell 30%. But the market overall fell 40%. So, u cannot say that this fund is "bad". In fact, you should say this this fund is GOOD, because it managed to protect it's capital than the market at large.

Compare against benchmark
Compare against peers
See the potential of the market(s) in which the fund invests in

YTD is bad for most if not all funds.

This post has been edited by Pink Spider: Mar 28 2016, 10:59 AM

Oh I see. Is YTD = total return?
And when compared to benchmark, the small cap outperf... Meaning is a good fund?

the payment method FAQ can be seen here

http://www.fundsupermart.com.my/main/faq/0...nt-Methods-2409

you can use fpx to pay (you will be redirected to maybank2u page login)
or you can login to maybank2u and transfer direct to their mbb account

Maybank Account Name : IFAST CAPITAL SDN BHD – CLIENT TRUST ACCOUNT
Account Number : 5140 1100 3668

you can put in the contract no. or fsm account number in the transaction description . if you want to be sure, email them after you transfer

using mbb transfer is faster than transfer to their stanchart account

YTD = Year-To-Date

Don't look at short term

And sometimes, some funds will underperform, sometimes will outperform. Look long-term.

1) Today is only March therefore YTD = 3 mths only. Too darn short a period to assess any UTF.

2) UTF is medium term meaning 3 to 5 years time horizon. Look at 3 or 5 years annualized data to make better informed decision.

3) Personally I use 3 years annualized data to make my investment decision.

4) I use FPX to buy UTF. Very easy and convenient.

Xuzen

Thanks for the reply!!
However, I am not so understand the bolded part. At first I thought it is a must to email them with the form + deposit slip? To notify them?

Thanks for the reply!!!

Thus, so far the recommended fund is perf ok ~ good ?

Thanks for the reply!!
As what I see from the 1st page:
Ponzi 1.0 ---> Affin Hwang Select Asia (Ex Japan) Quantum Fund

Ponzi 2.0 ---> CIMB-Principal Asia Pacific Dynamic Income Fund

Evergreen Fund / Lee Sook Yee wub.gif ---> Kenanga Growth Fund

Aladdin Fund ---> Aberdeen Islamic World Equity Fund

Small-Cap Fund ---> Eastspring Investment Small-Cap Fund

Titanic Fund ---> CIMB-Principle Global Titan Fund

Anitamui Fund ---> Libra Asnita Bond Fund

The 2 bolded bonds I notice their performance is above the benchmark... But the risk is quite high tho

Sorry, the transaction description in maybank2u is called "recipient reference" & "payment details"

for simplicity sake, just use FPX transfer and the transfer amount is auto key in for you.

or you can email the transfer receipt together with the the transaction email to fsm.

the two funds that you bolded are equity fund and not bond fund so their volatility is high and so is risk:

Ponzi 1.0 ---> Affin Hwang Select Asia (Ex Japan) Quantum Fund - Asia pacific small cap fund
Small-Cap Fund ---> Eastspring Investment Small-Cap Fund - msia small cap fund





This post has been edited by repusez: Mar 28 2016, 08:39 PM


Attached thumbnail(s)

Owh ok thanks!! So, FPX act like this ----> Click what you want to buy, lead you to a pop up secure page which is the m2u login, the amount or whatsoever is filled up, just proceed for the transection. Is this correct?

I am sorry to ask this type of simple question because previously my sister had a really bad experience with FPX transection and both of us went to police station in the middle of the night and called the bank numerous time just because of the fraud case, its a red bank actually. So, yea... I kind of phobia with FPX transection....

Btw, thanks for the reply!!!

This post has been edited by [Ancient]-XinG-: Mar 29 2016, 08:04 AM

yup for fpx, after the login page, you are allow to choose which bank account you want to use to pay, eg if you have multiple savings account or current account. the recipient details and amount is already key in and cannot be change in the page.

but if you fail fpx, you can to revert to pay using normal transfer. currently FSM still don't charge anything for the fpx yet.

normally what most of the ppl do is they park their money into RHB Cash Management Fund 2 , it's sort of like savings account, and from there they use it to top up or buy other funds. when you already have money in the RHB Cash Management Fund 2, there's option to pay using RHB Cash Management Fund 2 in FSM.

here are some screenshot for fpx transaction


you will be allow to choose bank account, and will be ask for TAC via sms


after you pay via fpx, this is the confirmation page from FSM


This post has been edited by repusez: Mar 29 2016, 08:39 AM

Topped up Global Titanic

Anybody facing trouble to log in to FSM this morning?

just tested...ok....no problem

no problem. It's BAU

Just started my initial investment into Titans fund, all the best.

Wow!!! This made it really really clear compared to reading the faq in fsm!!! Thanks a lot!