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 Fundsupermart.com v14, Happy 牛(bull!) Year

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repusez
post Mar 28 2016, 12:33 PM

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From: Kandang Lembu, KL
QUOTE(Ancient-XinG- @ Mar 28 2016, 10:46 AM)
Guys, I am really really new to this FSM.
Currently wish to try on something new.
I only having 1000 Myr to invest in this fsm... I know its really little but I think its time to step into this.. So, i take a look on the recommended funds by fsm. Why is it most of the YTD give negative value?

What is the recommend fund for newbie like me? What i see is east sring small cap and kenaga and some money market seems suitable foe me....

And how do you guys actually buy? Can it be done via m2u? If cdm i see they want us to scan the form and deposit slip to them...

So sorry if some question is repeated..
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the payment method FAQ can be seen here

http://www.fundsupermart.com.my/main/faq/0...nt-Methods-2409

you can use fpx to pay (you will be redirected to maybank2u page login)
or you can login to maybank2u and transfer direct to their mbb account

Maybank Account Name : IFAST CAPITAL SDN BHD – CLIENT TRUST ACCOUNT
Account Number : 5140 1100 3668

you can put in the contract no. or fsm account number in the transaction description . if you want to be sure, email them after you transfer

using mbb transfer is faster than transfer to their stanchart account
repusez
post Mar 28 2016, 08:37 PM

On my way
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Senior Member
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From: Kandang Lembu, KL
QUOTE(Ancient-XinG- @ Mar 28 2016, 08:26 PM)
Thanks for the reply!!
However, I am not so understand the bolded part. At first I thought it is a must to email them with the form + deposit slip? To notify them?
Thanks for the reply!!!
Sorry, the transaction description in maybank2u is called "recipient reference" & "payment details"

for simplicity sake, just use FPX transfer and the transfer amount is auto key in for you.

or you can email the transfer receipt together with the the transaction email to fsm.

the two funds that you bolded are equity fund and not bond fund so their volatility is high and so is risk:

Ponzi 1.0 ---> Affin Hwang Select Asia (Ex Japan) Quantum Fund - Asia pacific small cap fund
Small-Cap Fund ---> Eastspring Investment Small-Cap Fund - msia small cap fund





This post has been edited by repusez: Mar 28 2016, 08:39 PM


Attached thumbnail(s)
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repusez
post Mar 29 2016, 08:23 AM

On my way
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Senior Member
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From: Kandang Lembu, KL
yup for fpx, after the login page, you are allow to choose which bank account you want to use to pay, eg if you have multiple savings account or current account. the recipient details and amount is already key in and cannot be change in the page.

but if you fail fpx, you can to revert to pay using normal transfer. currently FSM still don't charge anything for the fpx yet.

normally what most of the ppl do is they park their money into RHB Cash Management Fund 2 , it's sort of like savings account, and from there they use it to top up or buy other funds. when you already have money in the RHB Cash Management Fund 2, there's option to pay using RHB Cash Management Fund 2 in FSM.

here are some screenshot for fpx transaction
Attached Image

you will be allow to choose bank account, and will be ask for TAC via sms
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after you pay via fpx, this is the confirmation page from FSM
Attached Image

This post has been edited by repusez: Mar 29 2016, 08:39 AM
repusez
post Apr 14 2016, 08:52 AM

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From: Kandang Lembu, KL
if i have available credit points in my account, can it be use to offset the sales charges if I topup on equity fund using Cash Mgmt fund 2 ?

or is this credit system use only for switching from bond fund to equity fund only ? Will it show that credit points is being use in the system during the transaction?
repusez
post Apr 14 2016, 01:05 PM

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QUOTE(T231H @ Apr 14 2016, 09:40 AM)
Q: IS CREDIT SYSTEM APPLICABLE TO ALL SWITCHING?
A: No, Credit system is only applicable to Intra-switch, not for Inter-switch.
However, there are certain funds which are not available for Intra-Switch. Please refer to SWITCHING OF FUND FAQ for more information.

Q: IS THERE ANY FUND THAT IS NOT APPLICABLE FOR CREDIT SYSTEM?
A: Yes, RHB Cash Management Fund 2 is not available for Credit System. This is due to RHB Cash Management Fund 2 is not allowed for Intra-Switch. This has been made known to investors in the fund’s prospector.
For more information on fund switching, please refer to SWITCHING OF FUND FAQ.

Q: HOW DO I KNOW THE USAGE OF CREDIT AND AVAILABLE CREDITS ?
A: To view your credits that had been utilized, go to MY INVESTMENTS> VIEW HOLDINGS> BY FUND NAME, then click ‘Historic Transaction’ at the bottom of holding page.
You are able to view available credits in your holding page as well as during Intra-Switching steps.

http://www.fundsupermart.com.my/main/faq/0...-System-2001#10
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If i want to switch from hwang equity fund to kenanga equity fund using credit points, is this the process I need to go

hwang equity >> hwang bond (earn credit) >> kenanga bond >>kenanga equity ??

if I do the way below, credit cannot be use ?

hwang equity >> hwang bond (earn credit) >> CMF >> kenanga equity (normal sales charge , cannot use credit point) ??
repusez
post Apr 19 2016, 10:40 AM

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Senior Member
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Joined: Jan 2005
From: Kandang Lembu, KL
QUOTE(allenpee85 @ Apr 18 2016, 09:22 PM)
Does anyone know what's the differences between public mutual and Fundsupermart?

Can give some comparisons in terms of pro and con?
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public mutual are generally sold through agent, in which the sales charge is usually 6% , even though you buy through their public mutual online the service charge is the same . They only sell public mutual funds. They are pioneer in unit trust industry and thus can claim they are the biggest unit trust company.

FSM is a online platform that sells unit trust from various company like cimb, kenanga, eastspring and etc . being online they do not rely on agent and thus save on commision fee, thus their sales charges are 2% or below.

the cons is that you need to monitor and manage your own fund. They do not sell public mutual fund.
repusez
post Apr 20 2016, 08:32 AM

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Senior Member
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From: Kandang Lembu, KL
The low cost index fund are those ETF that are available on sale in KLSE , there are several fund such ETF in m'sia

FTSE Bursa Malaysia KLCI ETF
CIMB FTSE ASEAN 40 MALAYSIA (0822EA)
CIMB FTSE China 50 (0823EA)

Equity ETF (Shariah Compliant)
MyETF-DJIM25 (0821EA)
MyETF MSCI Malaysia Islamic Dividend (0824EA)
MYETF MSCI South East Asia Islamic Dividend (0825EA)
MyETF Thomson Reuters Asia Pacific Ex-Japan Islamic Agribusiness (0826EA)

http://www.bursamalaysia.com/market/securi...aded-funds-etfs

the cost to buy is your brokerage fee which is min rm8 or 0.42% (depending on which broker you use) .

management fee is 0.5% , ETF not popular in msia yet, daily volume is low . Cost wise is cheaper than unit trust but performance wise is so so
repusez
post Jul 25 2016, 12:50 PM

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Senior Member
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Joined: Jan 2005
From: Kandang Lembu, KL
EPF: Set to remove 30% cap.
From 1 August, Employees Provident Fund (EPF) members can invest in unit trust funds that are fully focused on investing overseas, as long as they are funds recognised by the EPF, as it has removed its 30% foreign exposure cap
on investments undertaken by members. Currently, members can use part of their savings parked under Account 1 – to invest in unit trust
funds, including those with no more than 30% foreign exposure, though a 5% allowance in excess of the 30% threshold is permitted if it is due to share market movements and/or redemption activities conducted by investors.
(Source: The Edge Financial Daily)

http://www.theedgemarkets.com/en/article/e...t-remove-30-cap
repusez
post Aug 15 2016, 04:06 PM

On my way
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Senior Member
669 posts

Joined: Jan 2005
From: Kandang Lembu, KL
QUOTE(yklooi @ Aug 15 2016, 03:44 PM)
tried...cannot.
i have to take note of the 2% sc displayed before the final password confirmation..... ranting.gif
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when u do the intra switching in step 3 out of 4, there's info on how much credit point you have in your account and how many unit you can switch without
incurring the sales charges, eg :

Remarks : To utilise your switching credits, you may switch up to 13597 units which equal to 2420 credits.

if you exceed number of units then there's sales charge. I think maybe you can still contact CIS to void your order if it's not too late.
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